Result
€53,029 ▼ 73.0%
The result fell in 2025 from €196,326 to €53,029.
NEOCERAM
Lifetime
20 annual accounts with figures on one time axis, 40 filings since 1986Turnoverpeak €16.8m (2021)
€13.0m▼ 4.0%
Resultlowest -€223,025 (2023)
€53,029▼ 73.0%
Equitypeak €12.9m (2025)
€12.9m▲ 0.2%
Debts
€18.6m▲ 54.7%
Staffpeak 82 FTE (2021)
65.1 FTE▼ 9.2%
Board15 names since 2021all names
8 directorsLeopoldo Dapra and 7 others
Owners
16.67%L.D. ENGINEERING
Documentsfilings and deeds
13-07-202618 days before the deadline
2025financial year
Result from €196,326 to €53,029Staff from 71.7 FTE to 65.1 FTE5 directors appointed, 1 statutory auditor appointed 30-07Resignation: Srl DECS (daily management delegate) 02-06Debts from €12.0m to €18.6mInvestments €2.3m
Key points
from the 2025 annual accountsDebts
€18.6m ▲ 54.7%
Debts rose by €6.6m in 2025.
Staff
68 employees on 31-12-2025
In 2025, 11 people joined and 13 left. On top of that, 0.2 agency workers worked there on average.
Payment terms
88 days to suppliers
NEOCERAM pays its suppliers 20 days later than in 2024. Customers pay 107 days later.
Group
4 companies controlled
Heads a group.
Board
5 joined · 4 left
Board changed. Latest change 17-06-2026 · 6 in office.
Checked score
93
Excellent
Financially stronger than 45% of medium-sized companies in non-metallic mineral products (NACE 23)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 52 companies (NACE 23, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 2.89, cash €454,307
lowers risk
Founded in 1985
Legal form: public limited company
Sector: Manufacture of other non-metallic mineral products (NACE 23)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, medium-sized). It does better than 38% of them on solvency, 65% on liquidity, 29% on profitability and 47% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,887 companies had the same profile as NEOCERAM has now. Each dot stands for 5 companies, two years later.
97.9%
were still trading
2.0%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of NEOCERAM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,887 companies, not a prediction for NEOCERAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,200,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.89 (2.36 in 2024), above the usual 1.5. Short-term debt is 15.9% and cash 1.4% of total assets. However, 59% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 days early
2024
22 days early
2023
15 days early
2022
32 days early
2021
31 days early
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DR
DGST REVISEURS D'ENTREPRISES
Auditor
- L.D. ENGINEERING 16.67%score 95equity €457,066 (2025) · 30-06-2025 annual accounts of L.D. ENGINEERING
Shares in 4 companies, including MEGACERAM and NEOCERAM AMERICA INC
Board & ownershipRecent changes
5 directors appointed, 4 resignations, 2 reappointments
Resignations: Olivia Grosso, Michel Lemaire, Jaïmé Cubo Soto (day-to-day manager) and Roberto Grosso (managing director) · Appointments: Biswadip GUPTA, Stefano GROSSO, Stéphane SIMON, CZ CONSULT (managing director) and SPARAXIS · Reappointments: Letizia Grosso and Leopoldo Dapra · General meeting of 17-06-2026 · Gazette deed
5 directors appointed, 1 statutory auditor appointed
Letizia GROSSO, Olivia GROSSO, Roberto GROSSO (managing director and chair of the board), Michel LEMAIRE, Léopold DAPRA and SRL DGST & Partners (statutory auditor) · Permanent representative: Michaël De Ridder · General meeting of 30-06-2025 · Gazette deed
Resignation: Srl DECS (daily management delegate)
Director discharge: Srl DECS · Director discharge: Davide Sighinolfi · Board meeting of 13-03-2025 · Gazette deed
Capital increase of €438,971.33
5,857 new shares · General meeting of 04-10-2023 · Gazette deed
Comparable companies
same main activity, the nearest in sizeGrey: the largest companies of the sector (non-metallic mineral products (NACE 23)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as NEOCERAM: manufacture of other non-metallic mineral products (NACE 23310). They are smaller than NEOCERAM: total assets between €4.1m and €8.8m, founded between 1998 and 2015.
Official details
Source: KBO- Status
- Active since 08-05-1985Normal situation
- Activity
- Manufacture of other non-metallic mineral productsNACE 23310and 1 other
- Joint committees
- 113Ceramics industry
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.027.968.0137110 La Louvière, since 08-05-1985
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- Total assets
- €31.5m▲ 26.5%
- Employeeson 31-12-2025
- 68▼ 2.9%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on NEOCERAM
NEOCERAM has existed since 1985. Turnover grew from €6.3m in 2006 to €13.0m in 2025 and staff from 45.3 to 65.1 full-time equivalents.
Solvency fell in 2025 from 51.8% to 41.0% because of higher long-term debts.
In September 2026, the Official Gazette published the appointment of CZ CONSULT as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NEOCERAM
- What is the company number of NEOCERAM?
- The company number of NEOCERAM is 0427.323.602. The VAT number is the same number with BE in front: BE 0427.323.602.
- Where is NEOCERAM based?
- The registered office is at Route du Grand Peuplier (S-B) 1, 7110 La Louvière.Company details
- What does NEOCERAM do?
- According to the KBO register, the main activity is manufacture of other non-metallic mineral products (NACE 23310).
- What is the legal form of NEOCERAM?
- NEOCERAM is a public limited company (NV).
- When was NEOCERAM founded?
- NEOCERAM was founded on 08-05-1985.
- Is NEOCERAM still active?
- Yes, NEOCERAM is an active enterprise in the KBO register.
- How many employees does NEOCERAM have?
- NEOCERAM had an average of 65.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does NEOCERAM fall under?
- In its 2025 annual accounts, NEOCERAM states joint committees 113 (Ceramics industry) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of NEOCERAM?
- The turnover of NEOCERAM was €13.0m in financial year 2025, according to the filed annual accounts.
- Is NEOCERAM profitable?
- In financial year 2025, NEOCERAM made a profit of €53,029.
- Where can I find the annual accounts of NEOCERAM?
- NEOCERAM filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NEOCERAM due?
- NEOCERAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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