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NEO FIT

Active
Private limited company·Sport- en recreatieonderwijs· 4 yrs active
Allée des Alouettes(VIS) 58/7 ·4600 Visé, Belgium
KBO/BCE: BE 0781.511.380
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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NEO FIT is 0.5% (very low). The 2024 annual accounts show negative equity (€-6k) and a net result of €18k. Equity is shrinking by ~71.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 802 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 802 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€18k
Working capital€-17k+42.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2022: €-37€-37Net result 2022: €-90€-90Operating result 2023: €-26k€-26kNet result 2023: €-26k€-26kOperating result 2024: €18k€18kNet result 2024: €18k€18k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~71.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-30k€-20k€-10k€02025: €-10k (€-10k - €-9k)2026: €-14k (€-14k - €-13k)2027: €-18k (€-18k - €-17k)2022: €2k2023: €-23k2024: €-6k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 85 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -17.3% 40.2%
better than 15% of 802 sector peers
Net result €18k €7k
better than 69% of 800 sector peers
Equity €-6k €19k
better than 14% of 802 sector peers
Gross operating margin €21k €19k
better than 53% of 801 sector peers
Total assets €32k €55k
better than 32% of 802 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P15
2022: P34 · n=4522023: P9 · n=6522024: P15 · n=8022022 2024
Weakening position over 2022-2024 · n=452-802
Net result P69
2022: P35 · n=4502023: P6 · n=6482024: P69 · n=8002022 2024
Improving position over 2022-2024 · n=450-800
Equity P14
2022: P26 · n=4522023: P7 · n=6522024: P14 · n=8022022 2024
Stable position over 2022-2024 · n=452-802
Gross operating margin P53
2022: P23 · n=4502023: P5 · n=6482024: P53 · n=8012022 2024
Improving position over 2022-2024 · n=450-801
Describes the position versus peers, not a forecast.
EBITDA
€20k
- -40% vs sector
Net profit
€18k
- +33% vs sector
Cash flow
€20k
- -35% vs sector
Total assets
€32k
+13.3% -89% vs sector
Equity
€-6k
+75.8% far below sector median
Working capital
€-17k
+42.5% far below sector median
Staff costs
€0
-100.0% far above sector median
Debt
€38k
-26.6% -65% vs sector
Debt ≤ 1y
€38k
-26.6% +8% vs sector
Current ratio
0.54
+30.1% -78% vs sector
Quick ratio
0.54
+30.1% -78% vs sector
Solvency
-17.3%
+78.6% far below sector median
Debt / equity
-6.76
-203.0% far below sector median
ROE
-312.8%
- far below sector median
ROA
54.3%
- far above sector median
Interest coverage
86.77
- +65% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€20k
Net profit€18k
Cash flow€20k
Staff costs-
Income taxes-
Dividends-
Total assets€32k
Equity€-6k
Debt€38k
of which ≤ 1y€38k
of which > 1y-
Working capital€-17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.54
Quick ratio0.54
Working capital ratio-53.5%
Solvency-17.3%
Debt / equity-6.76
Long-term debt ratio-
Interest coverage86.77
Gross margin-
Net margin-
ROA54.3%
ROE-312.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€32k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€12k
Current assets 29/58€21k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€32k
Equity 10/15€-6k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-8k
Amounts payable 17/49€38k
Amounts payable within one year 42/48€38k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€21k
Operating result 9901€18k
Financial charges 65€236
Result before taxes 9903€18k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
16 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Neo Fit
Allée des Alouettes(VIS) 58, 4600 ViséHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20222.327.291.702
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,262 m²
Buildings1
Building footprint570 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62108B0524/00V000 Wallonia 5,262 m² 1 · 570 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health16Profitability0Solvency34Growth58Stability94
40 / 100

Fragile profile, watch profitability in particular.

Health 16
Profitability 0
Solvency 34
Growth 58
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Sport- en recreatieonderwijs85510Sport- en recreatieonderwijs85510Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995
Primary activity highlighted.
Names & trade names
Legal nameFR NEO FIT
Registered office
Allée des Alouettes(VIS) 58/7
4600 Visé, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.