Nena Heirbaut
ActiveThe computed 12-month bankruptcy probability of Nena Heirbaut is 2.7% (moderate). The 2025 annual accounts show equity of €41k and a net result of €20k. Equity is growing by ~68.8% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 4.65 in 2024; short-term debt: 18.1% and cash: 79.4% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
38.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
161 d early
2024
73 d early
2023
93 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 92.4%
2024 · €21k
2023: €12k
2024: €21k
2023 → 2025
Total assets
€51k▲ 97.4%
2024 · €26k
2023: €19k
2024: €26k
2023 → 2025
Net result
€20k▲ 104%
2024 · €10k
2023: €7k
2024: €10k
2023 → 2025
Working capital
€40k▲ 133%
2024 · €17k
2023: €11k
2024: €17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€21k▲ 82.8%€41k▲ 92.4%
Operating result€8k-€12k▲ 48.5%€25k▲ 103%
Net result€7k-€10k▲ 45.2%€20k▲ 104%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 103% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€2k▼ 48.1%
Current assets
€49k▲ 125%
Equity and liabilities €51k
Equity
€41k▲ 92.4%
Debt
€10k▲ 120%
The debt ratio rises from 18.0% to 20.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €14k
Cash flow
€22k▲
2024 · €11k
Solvency
79.9%▼
2024 · 82.0%
Current ratio
5.28▲
2024 · 4.65
Quick ratio
5.28▲
2024 · 4.65
Debt / equity
0.25▲
2024 · 0.22
ROE
48.0%▲
2024 · 45.3%
ROA
38.4%▲
2024 · 37.1%
Interest coverage
359.61▲
2024 · 316.58
Debt
€10k▲
2024 · €5k
Debt ≤ 1 year
€9k▲
2024 · €5k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€51k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€429€172▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€22k€49k▲
Amounts receivable within one year40/41€8k€5k▼
Trade receivables40€2k€5k▲
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€12k€41k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€26k€51k▲
Equity10/15€21k€41k▲
Contributions10/11€5k€5k=
Reserves13€16k€36k▲
Distributable reserves133€16k€36k▲
Amounts payable17/49€5k€10k▲
Amounts payable within one year42/48€5k€9k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€0€1k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€485€186▼
Gross operating margin9900€14k€27k▲
Operating profit (loss)9901€12k€25k▲
Financial income75/76B€138€0▼
Recurring financial income75€138€0▼
Financial charges65/66B€43€75▲
Recurring financial charges65€43€75▲
Profit (loss) for the period before taxes9903€12k€25k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€10k€20k▲
Profit (loss) for the period to be appropriated9905€10k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€20k▲
Transfer to equity691/2€10k€20k▲
To other reserves6921€10k€20k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €20k ▲104%
Operating result €25k, net result €20k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat(BRA) 22880 BornemGround area
884 m²
Building footprint
109 m²
Volume, LiDAR
398 m³
Parcel 12362G0352/00T000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Nena Heirbaut
since 20232.349.344.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0352/00T000 | Flanders | 884 m² | 1 · 109 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,094 EUR awarded · 2,094 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,047 EUR | 1,047 EUR |
| 2024 | 1 | 1,047 EUR | 1,047 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.