NEMS Consultancy
ActiveNEMS Consultancy has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €79k and a net result of €-9k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
70
/ 100
Healthy▼ -23 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 3.21 in 2023), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.3%
Return on assets
-8.5%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
30 d early
2022
29 d early
2021
5 d late
2020
2 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€79k▼ 9.9%
2023 · €88k
2018: €121k
2019: €101k
2020: €64k
2021: €114k
2022: €64k
2023: €88k
2018 → 2024
Total assets
€102k▼ 20.4%
2023 · €128k
2018: €156k
2019: €147k
2020: €114k
2021: €145k
2022: €244k
2023: €128k
2018 → 2024
Net result
€-9k
2023 · €25k
2018: €6k
2019: €-20k
2020: €-37k
2021: €50k
2022: €68k
2023: €25k
2018 → 2024
Working capital
€44k▼ 20.7%
2023 · €56k
2018: €115k
2019: €95k
2020: €61k
2021: €114k
2022: €38k
2023: €56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€114k▲ 78.3%€64k▼ 43.5%€88k▲ 36.5%€79k▼ 9.9%
Operating result€-38k-€50k€83k▲ 66.5%€21k▼ 74.5%€-8k
Net result€-37k-€50k€68k▲ 35.5%€25k▼ 63.3%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8k after €21k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €102k
Fixed assets
€35k▼ 26.6%
Current assets
€67k▼ 16.8%
Equity and liabilities €102k
Equity
€79k▼ 9.9%
Debt
€23k▼ 43.0%
The debt ratio falls from 31.7% to 22.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2023 · €34k
Cash flow
€4k▼
2023 · €37k
Solvency
77.3%▲
2023 · 68.3%
Current ratio
2.91▼
2023 · 3.21
Quick ratio
2.91▼
2023 · 3.21
Debt / equity
0.29▼
2023 · 0.46
ROE
-11.0%▼
2023 · 28.3%
ROA
-8.5%▼
2023 · 19.3%
Interest coverage
4.90▼
2023 · 21.61
Debt
€23k▼
2023 · €41k
Debt ≤ 1 year
€23k▼
2023 · €25k
Income taxes
€164▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€128k€102k▼
Fixed assets21/28€47k€35k▼
Tangible fixed assets22/27€47k€35k▼
Furniture and vehicles24€45k€33k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€81k€67k▼
Amounts receivable within one year40/41€19k€14k▼
Trade receivables40€5k€9k▲
Other amounts receivable41€14k€4k▼
Current investments50/53€31k€36k▲
Cash at bank and in hand54/58€31k€18k▼
Equity and liabilities
Total equity and liabilities10/49€128k€102k▼
Equity10/15€88k€79k▼
Contributions10/11€19k€19k=
Reserves13€69k€60k▼
Distributable reserves133€69k€60k▼
Amounts payable17/49€41k€23k▼
Amounts payable after more than one year17€15k-
Financial debts170/4€15k-
Amounts payable within one year42/48€25k€23k▼
Current portion of amounts payable after more than one year42€18k€15k▼
Trade debts44€86€30▼
Suppliers440/4€86€30▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€4k▼
Remuneration and social security454/9€93€3k▲
Other amounts payable47/48€2k€339▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€592€604▲
Gross operating margin9900€37k€5k▼
Operating profit (loss)9901€21k€-8k▼
Financial income75/76B€12k€470▼
Recurring financial income75€12k€470▼
Financial charges65/66B€2k€923▼
Recurring financial charges65€2k€923▼
Profit (loss) for the period before taxes9903€31k€-8k▼
Income taxes67/77€6k€164▼
Profit (loss) for the period9904€25k€-9k▼
Profit (loss) for the period to be appropriated9905€25k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-9k▼
Transfer from equity791/2-€9k
Transfer to equity691/2€23k-
To other reserves6921€23k-
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.21
Current ratio from 1.26 to 3.21; short-term debt falls from €146k to €25k.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €68k ▲35.5%
Operating result €83k, net result €68k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 4.58
Current ratio from 2.21 to 4.58; short-term debt falls from €50k to €32k.
31-12
Financial
Equity above €100kEq €114k ▲78.3%
Equity rises from €64k to €114k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vestinglaan 112860 Sint-Katelijne-WaverGround area
1,032 m²
Building footprint
179 m²
Volume, LiDAR
807 m³
Parcel 12422D0324/00L000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEMS Consulting - Nems Cooking - Nemscons - Nemscook
since 20152.238.310.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422D0324/00L000 | Flanders | 1,032 m² | 1 · 179 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.