Summary
Nems is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16k and a net result of €15k. Its solvency ranks better than 69% of 9863 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€16k
Net result
€15k
Total assets
€22k
Solvency
73.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €22k
Fixed assets
€1k
Current assets
€20k
Equity and liabilities €22k
Equity
€16k
Debt
€6k
Debt finances 26.2% of the balance-sheet total.
Key figures and ratios
ROE
93.8%
ROA
69.2%
Debt ≤ 1 year
€6k
Income taxes
€6k
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Gross operating margin9900 | €23k |
| Operating profit (loss)9901 | €21k |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | €21k |
| Income taxes67/77 | €6k |
| Profit (loss) for the period9904 | €15k |
| Profit (loss) for the period to be appropriated9905 | €15k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €22k | |
| Fixed assets21/28 | €1k | |
| Tangible fixed assets22/27 | €1k | |
| Furniture and vehicles24 | €1k | |
| Current assets29/58 | €20k | |
| Amounts receivable within one year40/41 | €6k | |
| Trade receivables40 | €6k | |
| Cash at bank and in hand54/58 | €15k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €22k | |
| Equity10/15 | €16k | |
| Contributions10/11 | €1k | |
| Reserves13 | €15k | |
| Distributable reserves133 | €15k | |
| Amounts payable17/49 | €6k | |
| Amounts payable within one year42/48 | €6k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €6k | |
| Other amounts payable47/48 | €18 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €15k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €17k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2024
Ground area
198 m²
Building footprint
93 m²
Volume, LiDAR
621 m³
Parcel 11513C0461/00L012, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nems
since 20242.354.486.542
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0461/00L012 | Flanders | 198 m² | 1 · 93 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Viatinera
BE 0788.201.313
Menen · Eq €16,001
Maren Mintjens
BE 0759.427.054
Zoersel · Eq €16,001
The Sunshine Club
BE 0894.975.943
Beringen · Eq €16,012
GIBSON
BE 0759.471.990
Kortrijk · Eq €15,981
THOMAS DE BOCK
BE 1007.361.529
Kalmthout · Eq €15,980
Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 6,624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
nems@telenet.be
Scores and ratios are computed by Checked and are not a credit decision.