NEMROD
ActiveNEMROD has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €123k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +71 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency79▲+59
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 0.15 in 2024), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
12.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
58 d early
2023
30 d late
2022
33 d early
2021
48 d early
2020
40 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€418k▲ 41.7%
2024 · €295k
2018: €123k
2019: €327k
2020: €282k
2021: €420k
2022: €365k
2023: €325k
2024: €295k
2018 → 2025
Total assets
€966k▼ 32.0%
2024 · €1.42M
2018: €727k
2019: €993k
2020: €1.50M
2021: €1.48M
2022: €1.34M
2023: €1.37M
2024: €1.42M
2018 → 2025
Net result
€123k
2024 · €-30k
2018: €166
2019: €206k
2020: €-59k
2021: €138k
2022: €-55k
2023: €-40k
2024: €-30k
2018 → 2025
Working capital
€268k
2024 · €-414k
2018: €-517k
2019: €-12k
2020: €-402k
2021: €-226k
2022: €-263k
2023: €-279k
2024: €-414k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€420k-€365k▼ 13.1%€325k▼ 10.9%€295k▼ 9.3%€418k▲ 41.7%
Operating result€224k-€-49k€-33k▲ 33.6%€-29k▲ 9.6%€59k
Net result€138k-€-55k€-40k▲ 28.2%€-30k▲ 24.0%€123k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €59k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €966k
Fixed assets
€229k▼ 83.0%
Current assets
€737k▲ 873%
Equity and liabilities €966k
Equity
€418k▲ 41.7%
Provisions
€12k▼ 90.9%
Debt
€536k▼ 45.9%
The debt ratio falls from 69.7% to 55.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€65k▲
2024 · €25k
Cash flow
€129k▲
2024 · €25k
Solvency
43.3%▲
2024 · 20.8%
Current ratio
1.57▲
2024 · 0.15
Quick ratio
1.57▲
2024 · 0.15
Debt / equity
1.28▼
2024 · 3.36
ROE
29.4%▲
2024 · -10.2%
ROA
12.7%▲
2024 · -2.1%
Interest coverage
5.47▲
2024 · 1.89
Debt
€536k▼
2024 · €990k
Debt ≤ 1 year
€469k▼
2024 · €489k
Debt > 1 year
€65k▼
2024 · €501k
Income taxes
€47k▲
2024 · €1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€966k▼
Fixed assets21/28€1.34M€229k▼
Tangible fixed assets22/27€1.34M€229k▼
Land and buildings22€986k€228k▼
Plant, machinery and equipment23€357k€0▼
Furniture and vehicles24€2k€385▼
Current assets29/58€76k€737k▲
Stocks and contracts in progress3€430-
Stocks30/36€430-
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€4k€4k▲
Other amounts receivable41€752€332▼
Current investments50/53€18k€71k▲
Cash at bank and in hand54/58€50k€662k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€1.42M€966k▼
Equity10/15€295k€418k▲
Contributions10/11€307k€307k=
Capital10€307k€307k=
Issued capital100€307k€307k=
Reserves13€405k€49k▼
Tax-exempt reserves132€405k€49k▼
Profit (loss) carried forward14€-417k€62k▲
Provisions and deferred taxes16€135k€12k▼
Deferred taxes168€135k€12k▼
Amounts payable17/49€990k€536k▼
Amounts payable after more than one year17€501k€65k▼
Financial debts170/4€501k€65k▼
Amounts payable within one year42/48€489k€469k▼
Current portion of amounts payable after more than one year42€26k€4k▼
Trade debts44€1k€614▼
Suppliers440/4€1k€614▼
Taxes, remuneration and social security45€135€47k▲
Taxes450/3€135€47k▲
Remuneration and social security454/9-€500
Other amounts payable47/48€462k€418k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€6k▼
Other operating charges640/8€986€9k▲
Gross operating margin9900€26k€74k▲
Operating profit (loss)9901€-29k€59k▲
Financial income75/76B€7k€74▼
Recurring financial income75€507€74▼
Non-recurring financial income76B€6k-
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€-36k€48k▲
Transfer from deferred taxes780€6k€135k▲
Transfer to deferred taxes680-€12k
Income taxes67/77€1€47k▲
Profit (loss) for the period9904€-30k€123k▲
Transfer from tax-exempt reserves789€17k€405k▲
Transfer to tax-exempt reserves689-€49k
Profit (loss) for the period to be appropriated9905€-13k€479k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-417k€62k▲
Profit (loss) brought forward from the previous period14P€-404k€-417k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €123k
Net result €123k after 3 loss-making years.
31-12
Financial
Liquidity times 10current ratio 1.57
Current ratio from 0.15 to 1.57; short-term debt falls from €489k to €469k.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €138k
Net result €138k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-59k ▼129%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-12
Financial
Highest result since 2018net €206k ▲124254%
Operating result €297k, net result €206k, both a record.
31-12
Financial
Equity above €200kEq €327k ▲167%
2 profitable years in a row build equity to €327k.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-01-2021
D.J-PRO INVEST: Resigned as Director
07-01-2021
DEJEHANSART Patrick: Resigned as Director
31-12-2009
EDEN ROC: Resigned as Director
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Saintraint 15000 NamurGround area
778 m²
Building footprint
476 m²
Volume, LiDAR
6,526 m³
Parcel 92094C1119/00C000, Wallonia · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NEMROD
since 20212.315.976.849
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C1119/00C000 ProtectedMonument |
Wallonia | 778 m² | 1 · 476 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
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Shared address
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Shared address
→
Recognitions · licences · registrations
Legal Entity Identifier
875500MTLF2I5ANY6J03
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Of 730 companies in sector 55209 we hold annual accounts for 207. 123 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-06-1986
Fiscal year end31-12
Activities, NACEBEL
55209Other holiday and short-stay accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. (Her)Benoemingen. (AOPC-1-9-02882/14.05)