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Nemi

Active
Private limited companyfounded 201412 yrs activeMolstraat 74, 8870 Izegem, BelgiumKBO/BCE: BE 0544.393.692

Nemi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.19M and a net result of €259k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 5487 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 d early
2024
14 d early
2023
23 d early
2022
28 d early
2021
39 d early
2020
10 d late
2019
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.19M▲ 18.9%
2024 · €1.00M
2019: €508k 2020: €611k 2021: €638k 2022: €616k 2023: €821k 2024: €1.00M
2019 → 2025
Net result
€259k▲ 42.0%
2024 · €182k
2019: €69k 2020: €112k 2021: €252k 2022: €178k 2023: €205k 2024: €182k
2019 → 2025
Total assets
€1.26M▲ 17.4%
2024 · €1.07M
2019: €622k 2020: €669k 2021: €888k 2022: €846k 2023: €903k 2024: €1.07M
2019 → 2025
Solvency
94.8%▲ 1.2pp
2024 · 93.5%
2019: 81.7% 2020: 91.4% 2021: 71.8% 2022: 72.8% 2023: 90.9% 2024: 93.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€638k-€616k▼ 3.4%€821k▲ 33.3%€1.00M▲ 21.8%€1.19M▲ 18.9%
Operating result€6k-€-2k€3k€-3k€7k
Net result€252k-€178k▼ 29.2%€205k▲ 14.9%€182k▼ 11.0%€259k▲ 42.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €6k€6kNet result 2021: €252k€252kOperating result 2022: €-2k€-2kNet result 2022: €178k€178kOperating result 2023: €3k€3kNet result 2023: €205k€205kOperating result 2024: €-3k€-3kNet result 2024: €182k€182kOperating result 2025: €7k€7kNet result 2025: €259k€259k20212022202320242025
The operating result returns to profit in 2025: €7k after a loss of €3k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets €592k▼ 1.3%
Current assets €663k▲ 41.4%
Equity and liabilities €1.26M
Equity €1.19M▲ 18.9%
Debt €66k▼ 4.7%
The debt ratio falls from 6.5% to 5.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
94.8%
2024 · 93.5%
ROE
21.8%
2024 · 18.2%
ROA
20.6%
2024 · 17.1%
Debt
€66k
2024 · €69k
Debt ≤ 1 year
€46k
2024 · €39k
Debt > 1 year
€19k
2024 · €29k
Income taxes
€29k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.07M€1.26M
Fixed assets21/28€600k€592k
Tangible fixed assets22/27€50k€42k
Furniture and vehicles24€50k€42k
Financial fixed assets28€550k€550k=
Current assets29/58€469k€663k
Amounts receivable within one year40/41€14k€6k
Trade receivables40€9k€0
Other amounts receivable41€5k€6k
Current investments50/53€200k€0
Cash at bank and in hand54/58€250k€655k
Deferred charges and accrued income490/1€5k€1k
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.26M
Equity10/15€1.00M€1.19M
Contributions10/11€1€1=
Reserves13€1.00M€1.19M
Distributable reserves133€1.00M€1.19M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€69k€66k
Amounts payable after more than one year17€29k€19k
Financial debts170/4€29k€19k
Amounts payable within one year42/48€39k€46k
Current portion of amounts payable after more than one year42€10k€10k
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€24k€34k
Taxes450/3€24k€34k
Other amounts payable47/48€3k€0
Accrued charges and deferred income492/3€968€998
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k
Other operating charges640/8€2k€1k
Gross operating margin9900€11k€20k
Operating profit (loss)9901€-3k€7k
Financial income75/76B€205k€283k
Recurring financial income75€205k€283k
Financial charges65/66B€1k€954
Recurring financial charges65€1k€954
Profit (loss) for the period before taxes9903€201k€288k
Income taxes67/77€19k€29k
Profit (loss) for the period9904€182k€259k
Profit (loss) for the period to be appropriated9905€182k€259k
Appropriation of the result
Profit (loss) to be appropriated9906€182k€259k
Transfer from equity791/2€3k€70k
Transfer to equity691/2€182k€259k
To other reserves6921€182k€259k
Profit to be distributed694/7€3k€70k
Return on contributions (dividend)694€3k€70k
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial Highest result since 2019net €259k ▲42%
Net result €259k, the highest in the series.
17-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Equity above €1MEq €1.00M ▲21.8%
6 profitable years in a row build equity to €1.00M.
08-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Liquidity times 5current ratio 6.89
Current ratio from 1.26 to 6.89; short-term debt falls from €230k to €42k.
03-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
10-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2020
02-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2014
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Molstraat 748870 Izegem
Ground area
491 m²
Building footprint
133 m²
Volume, LiDAR
642 m³
Parcel 36494D0430/00B000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nemi
Molstraat 74, 8870 IzegemFinancial service activities, except insurance and pension funding
since 20142.231.300.106
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36494D0430/00B000 Flanders 491 m² 1 · 133 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 12,244 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-01-2014
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.