NEMASSUR
ActiveNEMASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.11M and a net result of €79k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 9863 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
22 d late
2022
22 d late
2021
12 d early
2020
24 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.11M▲ 1.2%
2023 · €1.10M
2018: €229k
2019: €289k
2020: €368k
2021: €356k
2022: €469k
2023: €1.10M
2018 → 2024
Net result
€79k▼ 88.2%
2023 · €671k
2018: €66k
2019: €59k
2020: €79k
2021: €63k
2022: €112k
2023: €671k
2018 → 2024
Total assets
€1.21M▼ 0.2%
2023 · €1.21M
2018: €565k
2019: €481k
2020: €488k
2021: €479k
2022: €1.50M
2023: €1.21M
2018 → 2024
Solvency
91.7%▲ 1.2pp
2023 · 90.5%
2018: 40.6%
2019: 60.1%
2020: 75.4%
2021: 74.4%
2022: 31.3%
2023: 90.5%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€368k-€356k▼ 3.1%€469k▲ 31.5%€1.10M▲ 134%€1.11M▲ 1.2%
Operating result€96k-€92k▼ 3.3%€170k▲ 83.8%€100k▼ 41.0%€102k▲ 1.8%
Net result€79k-€63k▼ 20.6%€112k▲ 79.6%€671k▲ 497%€79k▼ 88.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 2% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.21M
Fixed assets
€383k▲ 29.9%
Current assets
€829k▼ 9.8%
Equity and liabilities €1.21M
Equity
€1.11M▲ 1.2%
Debt
€101k▼ 12.7%
The debt ratio falls from 9.5% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
91.7%▲
2023 · 90.5%
ROE
7.1%▼
2023 · 61.1%
ROA
6.5%▼
2023 · 55.3%
Debt
€101k▼
2023 · €116k
Debt ≤ 1 year
€79k▼
2023 · €98k
Debt > 1 year
€22k▲
2023 · €18k
Income taxes
€35k▼
2023 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.21M€1.21M▼
Fixed assets21/28€295k€383k▲
Tangible fixed assets22/27€39k€54k▲
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€25k€38k▲
Financial fixed assets28€256k€329k▲
Current assets29/58€919k€829k▼
Amounts receivable after more than one year29€478k€410k▼
Other amounts receivable291€478k€410k▼
Amounts receivable within one year40/41€6k€17k▲
Other amounts receivable41€6k€17k▲
Current investments50/53€350k€350k=
Cash at bank and in hand54/58€85k€53k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.21M▼
Equity10/15€1.10M€1.11M▲
Contributions10/11€19k€19k=
Reserves13€1.07M€1.09M▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€1.06M€1.09M▲
Profit (loss) carried forward14€14k€0▼
Amounts payable17/49€116k€101k▼
Amounts payable after more than one year17€18k€22k▲
Financial debts170/4€18k€22k▲
Amounts payable within one year42/48€98k€79k▼
Current portion of amounts payable after more than one year42€27k€18k▼
Trade debts44€71€0▼
Suppliers440/4€71€0▼
Taxes, remuneration and social security45€63k€0▼
Taxes450/3€63k€0▼
Other amounts payable47/48€7k€61k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲
Other operating charges640/8€123k€3k▼
Gross operating margin9900€237k€122k▼
Operating profit (loss)9901€100k€102k▲
Financial income75/76B€691k€14k▼
Recurring financial income75€691k€14k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€789k€114k▼
Income taxes67/77€118k€35k▼
Profit (loss) for the period9904€671k€79k▼
Profit (loss) for the period to be appropriated9905€671k€79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€685k€93k▼
Profit (loss) brought forward from the previous period14P€14k€14k=
Transfer from equity791/2€41k€66k▲
Transfer to equity691/2€671k€93k▼
To other reserves6921€671k€93k▼
Profit to be distributed694/7€41k€66k▲
Return on contributions (dividend)694€41k€66k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €671k ▲497%
Net result €671k, the highest in the series.
31-12
Financial
Liquidity times 56current ratio 9.40
Current ratio from 0.17 to 9.40; short-term debt falls from €978k to €98k.
31-12
Financial
Equity above €1MEq €1.10M ▲134%
6 profitable years in a row build equity to €1.10M.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.38
Current ratio from 2.91 to 6.38; short-term debt falls from €59k to €28k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €59k ▼10.6%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudekerkwegel 328460 OudenburgGround area
866 m²
Building footprint
115 m²
Volume, LiDAR
512 m³
Parcel 35004C0676/00Z000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Neyt Pieter VOF
since 20082.169.033.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35004C0676/00Z000 | Flanders | 866 m² | 1 · 115 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.