Financials
- Fiscal year
- 2025
- Total assets
- €213,772
- Profit
- €63,849
- Solvency
- 71.9%
Total assets▼ 11.7%
Net result
20192025
NEMAND
ActiveSummary
NEMAND has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,772 and a net result of €63,849. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 67% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€213,772total assets 2025
- Equity
- €153,772
- Profit
- €63,849
Structure
Accounts 193 d early0 of 4 deeds read
Why 97+ Liquidity: current ratio 3.83, cash €164,757+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €213,772+ Equity €153,772 (71.9% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
97+25
equity 71.9% of total assets
Liquidity
90+14
short-term debt 25.3% · cash 77.1%
Profitability
100=
return on assets 29.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%highest value
12-2024: < 0.1%● 0.0% vs 11-2024highest value
01-2025: < 0.1%● 0.0% vs 12-2024highest value
02-2025: < 0.1%● 0.0% vs 01-2025highest value
03-2025: < 0.1%● 0.0% vs 02-2025highest value
04-2025: < 0.1%● 0.0% vs 03-2025highest value
05-2025: < 0.1%● 0.0% vs 04-2025highest value
06-2025: < 0.1%● 0.0% vs 05-2025highest value
07-2025: < 0.1%● 0.0% vs 06-2025highest value
08-2025: < 0.1%▼ -31.4% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%● 0.0% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▼ -8.3% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 3.83, cash €164,757 lowers the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €213,772 lowers the probability for this profile
- Equity €153,772 (71.9% of total assets) lowers the probability
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 3.83 against 1.97 in 2024; short-term debt: 25.3% and cash: 77.1% of total assets), and 28.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 68%, liquidity 83%, profitability 85%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €153,772
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-07-2025, 193 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
193 d early
2024
198 d early
2023
5 d early
2022
60 d early
2021
56 d early
2020
53 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 83 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 December (4 of the last 5 filed years within 133 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2019net €63,849 ▲1.8%
- Equity above €150,000Eq €153,772 ▲33.8%
Key points
By topic
Board & ownership
- Known shareholders
- 100%
Timeline
- Events
- 13
- Since
- 2018
- Next accounts
- by 31-01-2027
- 22-07-2025Annual accounts filed
- 30-06-2025Highest result since 2019
- 30-06-2025Equity above €150,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 10-05-2016
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.