NELO CONSULT
ActiveNELO CONSULT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+11
Solvency100=
Growth71▲+27
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 63.83 against 23.25 in 2024), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
5.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
on the day
2023
1 d late
2022
on the day
2021
22 d late
2020
18 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€7k▲ 89.5%
2024 · €3k
2018: €4k
2019: €25k
2020: €11k
2021: €9k
2022: €2k
2023: €5k
2024: €3k
2018 → 2025
EBIT margin
70.4%▲ 44.8pp
2024 · 25.6%
2018: 27.0%
2019: 2.0%
2020: 4.5%
2021: 17.2%
2022: 5.3%
2023: 5.3%
2024: 25.6%
2018 → 2025
Net result
€4k▲ 404%
2024 · €723
2018: €763
2019: €505
2020: €642
2021: €1k
2022: €-79
2023: €132
2024: €723
2018 → 2025
Working capital
€67k▲ 5.7%
2024 · €64k
2018: €60k
2019: €61k
2020: €62k
2021: €63k
2022: €63k
2023: €63k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€9k-€2k▼ 74.9%€5k▲ 140%€3k▼ 36.0%€7k▲ 89.5%
Equity€63k-€63k▼ 0.1%€63k▲ 0.2%€64k▲ 1.1%€67k▲ 5.7%
Operating result€2k-€119▼ 92.3%€286▲ 140%€884▲ 209%€5k▲ 422%
Net result€1k-€-79€132€723▲ 447%€4k▲ 404%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 422% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €69k
Equity
€67k▲ 5.7%
Debt
€1k▼ 62.6%
The debt ratio falls from 4.3% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
98.4%▲
2024 · 95.7%
Current ratio
63.83▲
2024 · 23.25
Quick ratio
63.83▲
2024 · 23.25
Debt / equity
0.02▼
2024 · 0.04
ROE
5.4%▲
2024 · 1.1%
ROA
5.3%▲
2024 · 1.1%
Debt
€1k▼
2024 · €3k
Debt ≤ 1 year
€1k▼
2024 · €3k
Income taxes
€991▲
2024 · €122
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€69k▲
Current assets29/58€67k€69k▲
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€54k€58k▲
Deferred charges and accrued income490/1€13€7▼
Equity and liabilities
Total equity and liabilities10/49€67k€69k▲
Equity10/15€64k€67k▲
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Reserves13€45k€49k▲
Non-distributable reserves130/1-€2k
Legal reserve130-€2k
Distributable reserves133€45k€47k▲
Amounts payable17/49€3k€1k▼
Amounts payable within one year42/48€3k€1k▼
Current portion of amounts payable after more than one year42€1k€1k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45-€55
Taxes450/3-€55
Income statement
Code20242025
Turnover70€3k€7k▲
Goods, raw materials, services and sundry goods60/61€2k€1k▼
Other operating charges640/8€791€815▲
Gross operating margin9900€2k€5k▲
Operating profit (loss)9901€884€5k▲
Financial income75/76B€52€92▲
Recurring financial income75€52€92▲
Financial charges65/66B€91€72▼
Recurring financial charges65€91€72▼
Profit (loss) for the period before taxes9903€845€5k▲
Income taxes67/77€122€991▲
Profit (loss) for the period9904€723€4k▲
Profit (loss) for the period to be appropriated9905€723€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€723€4k▲
Transfer to equity691/2€723€4k▲
To other reserves6921€723€4k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Highest result since 2018net €4k ▲404%
Operating result €5k, net result €4k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 63.83
Current ratio from 23.25 to 63.83; short-term debt falls from €3k to €1k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Back to profitnet €132
Net result €132 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-79 ▼108%
Net result drops to €-79, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 26.11
Current ratio from 11.34 to 26.11; short-term debt falls from €6k to €3k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 23.90
Current ratio from 8.94 to 23.90; short-term debt falls from €8k to €3k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schambraken 482250 OlenGround area
939 m²
Building footprint
234 m²
Volume, LiDAR
1,118 m³
Parcel 13029E0609/00L000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schambraken 48, 2250 Olen
since 20012.058.392.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029E0609/00L000 | Flanders | 939 m² | 1 · 234 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VE Advies
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-1992
Fiscal year end31-12
Abbreviation NL
A.I.P.
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.