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Nele Joris

Active
Private limited companyfounded 20251 yr activeDorp 11, 2242 Zandhoven, BelgiumKBO/BCE: BE 1019.033.795
Summary

Nele Joris has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,962 and a net result of €3,462. Its solvency ranks better than 31% of 16810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability97
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 January 2025, Nele Joris was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€5,962
Total assets
€15,399
Net result
€3,462
Working capital
€4,762

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €15,399
Fixed assets €1,221
Current assets €14,178
Equity and liabilities €15,399
Equity €5,962
Debt €9,438
Debt finances 61.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€5,214
Cash flow
€3,562
Current ratio
1.51
Quick ratio
1.21
Debt to equity
1.58
ROE
58.1%
ROA
22.5%
Interest coverage
102.83
Debt ≤ 1 year
€9,416
Income taxes
€1,616

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€15,399
Fixed assets21/28€1,221
Tangible fixed assets22/27€1,221
Plant, machinery and equipment23€1,221
Current assets29/58€14,178
Stocks and contracts in progress3€2,773
Stocks30/36€2,773
Amounts receivable within one year40/41€4,156
Trade receivables40€4,156
Cash at bank and in hand54/58€6,773
Deferred charges and accrued income490/1€475
Equity and liabilities
Total equity and liabilities10/49€15,399
Equity10/15€5,962
Contributions10/11€2,500
Reserves13€3,462
Distributable reserves133€3,462
Amounts payable17/49€9,438
Amounts payable within one year42/48€9,416
Trade debts44€4,742
Suppliers440/4€4,742
Taxes, remuneration and social security45€3,516
Taxes450/3€2,066
Remuneration and social security454/9€1,450
Other amounts payable47/48€1,159
Accrued charges and deferred income492/3€22
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100
Other operating charges640/8€672
Gross operating margin9900€5,886
Operating profit (loss)9901€5,113
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€5,078
Income taxes67/77€1,616
Profit (loss) for the period9904€3,462
Profit (loss) for the period to be appropriated9905€3,462
Appropriation of the result
Profit (loss) to be appropriated9906€3,462
Transfer to equity691/2€3,462
To other reserves6921€3,462

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€100
Other operating charges640/8€672
Gross operating margin9900€5,886
Operating profit (loss)9901€5,113
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€5,078
Income taxes67/77€1,616
Profit (loss) for the period9904€3,462
Profit (loss) for the period to be appropriated9905€3,462
Line2025
Assets
Total assets20/58€15,399
Fixed assets21/28€1,221
Tangible fixed assets22/27€1,221
Plant, machinery and equipment23€1,221
Current assets29/58€14,178
Stocks and contracts in progress3€2,773
Stocks30/36€2,773
Amounts receivable within one year40/41€4,156
Trade receivables40€4,156
Cash at bank and in hand54/58€6,773
Deferred charges and accrued income490/1€475
Equity and liabilities
Total equity and liabilities10/49€15,399
Equity10/15€5,962
Contributions10/11€2,500
Reserves13€3,462
Distributable reserves133€3,462
Amounts payable17/49€9,438
Amounts payable within one year42/48€9,416
Trade debts44€4,742
Suppliers440/4€4,742
Taxes, remuneration and social security45€3,516
Taxes450/3€2,066
Remuneration and social security454/9€1,450
Other amounts payable47/48€1,159
Accrued charges and deferred income492/3€22
Line2025
Profit (loss) for the period9904€3,462
+ Depreciation and write-downs630€100
Operating cash flow (approximation)€3,562

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
5,817 m²
Building footprint
84 m²
Volume, LiDAR
678 m³
Parcel 11033B0095/00H000, Flanders · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nele Joris
Dorp 11, 2242 ZandhovenArtisanal bread and fresh pastry making
since 20252.368.973.986
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11033B0095/00H000
ProtectedCultural-historical landscape · MonumentDorpskern PulderbosSource ↗
Flanders 5,817 m² 1 · 84 m² 16.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 10,436 companies in sector 86995 we hold annual accounts for 886. 378 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
56210Event catering
79110Travel agency activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019033795
Also 9925:BE1019033795
Registered 06-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.