Negotium
ActiveNegotium has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €10k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 15870 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-37
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 5.56 against 4.78 in 2023), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.3%
Return on assets
10.3%
Age of the figures
29 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 316 days later.
NBB · 10 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline12-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 27-09-2024, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
34 d early
2023
on the day
2022
3 d late
2021
17 d early
2020
2 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k▲ 14.3%
2023 · €68k
2019: €27k
2020: €40k
2021: €50k
2022: €52k
2023: €68k
2019 → 2024
Total assets
€95k▲ 12.0%
2023 · €85k
2019: €43k
2020: €56k
2021: €66k
2022: €66k
2023: €85k
2019 → 2024
Net result
€10k▼ 40.2%
2023 · €16k
2019: €14k
2020: €13k
2021: €10k
2022: €2k
2023: €16k
2019 → 2024
Working capital
€74k▲ 18.6%
2023 · €62k
2019: €19k
2020: €30k
2021: €42k
2022: €45k
2023: €62k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€50k▲ 25.6%€52k▲ 3.2%€68k▲ 31.5%€78k▲ 14.3%
Operating result€18k-€14k▼ 22.1%€4k▼ 75.3%€24k▲ 573%€14k▼ 40.6%
Net result€13k-€10k▼ 20.0%€2k▼ 84.4%€16k▲ 923%€10k▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 41% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95k
Fixed assets
€5k▼ 17.6%
Current assets
€90k▲ 14.4%
Equity and liabilities €95k
Equity
€78k▲ 14.3%
Debt
€17k▲ 2.4%
The debt ratio falls from 19.4% to 17.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€15k▼
2023 · €25k
Cash flow
€11k▼
2023 · €18k
Solvency
82.3%▲
2023 · 80.6%
Current ratio
5.56▲
2023 · 4.78
Quick ratio
5.56▲
2023 · 4.78
Debt / equity
0.21▼
2023 · 0.24
ROE
12.5%▼
2023 · 24.0%
ROA
10.3%▼
2023 · 19.3%
Interest coverage
1538.00▲
2023 · 1243.11
Debt
€17k▲
2023 · €16k
Debt ≤ 1 year
€16k▼
2023 · €16k
Income taxes
€4k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€85k€95k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Land and buildings22€6k€5k▼
Plant, machinery and equipment23€659€98▼
Furniture and vehicles24-€0
Current assets29/58€79k€90k▲
Amounts receivable within one year40/41€9k€692▼
Trade receivables40€9k-
Other amounts receivable41€165€692▲
Cash at bank and in hand54/58€69k€87k▲
Deferred charges and accrued income490/1€412€2k▲
Equity and liabilities
Total equity and liabilities10/49€85k€95k▲
Equity10/15€68k€78k▲
Contributions10/11€27k€27k=
Reserves13€41k€51k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€38k€48k▲
Amounts payable17/49€16k€17k▲
Amounts payable within one year42/48€16k€16k▼
Trade debts44€862€2k▲
Suppliers440/4€862€2k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€894▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€12k€10k▼
Accrued charges and deferred income492/3-€650
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8-€155
Gross operating margin9900€25k€15k▼
Operating profit (loss)9901€24k€14k▼
Financial income75/76B€1€13▲
Recurring financial income75€1€13▲
Financial charges65/66B€20€10▼
Recurring financial charges65€20€10▼
Profit (loss) for the period before taxes9903€24k€14k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€16k€10k▼
Profit (loss) for the period to be appropriated9905€16k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€10k▼
Transfer to equity691/2€16k€10k▼
To other reserves6921€16k€10k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €16k ▲923%
Operating result €24k, net result €16k, both a record.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Weakest financial yearnet €2k ▼84.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
VAN DINGENEN Dominique
CurrentNon-statutory director · since 06-11-2024
06-11-2024
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rector De Somerplein 73000 LeuvenGround area
143 m²
Building footprint
143 m²
Volume, LiDAR
2,755 m³
Parcel 24502B0788/00T004, Flanders · tallest building 25.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Negotium
since 19992.092.503.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0788/00T004 | Flanders | 143 m² | 1 · 143 m² | 25.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bert Matten
BE 0828.707.226
Alveringem · Eq €78k
P.L. TEXTILES
BE 0476.419.458
Mouscron · Eq €78k
G & M EQUIPMENT
BE 0746.550.996
Lasne · Eq €78k
SEBIXCOM
BE 0849.923.502
Charleroi · Eq €78k
LouVik
BE 0899.476.743
Erpe-Mere · Eq €79k
Of 1,070 companies in sector 46140 we hold annual accounts for 640. 487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-1999
Fiscal year end31-03
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.