NEELZZ
ActiveNEELZZ has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-7k. Equity is shrinking by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+1
Solvency30▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 3.02 in 2024; short-term debt: 5.6% and cash: 0% of total assets), but 95.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-7k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 480 sector peers (2025).
NBB · sector comparisonPosition among 480 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
28 d early
2023
29 d late
2022
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€36k▼ 15.7%
2024 · €42k
2022: €62k
2023: €52k
2024: €42k
2022 → 2025
Total assets
€782k▲ 4.7%
2024 · €747k
2022: €710k
2023: €707k
2024: €747k
2022 → 2025
Net result
€-7k▲ 32.6%
2024 · €-10k
2022: €57k
2023: €-10k
2024: €-10k
2022 → 2025
Working capital
€121k▲ 40.7%
2024 · €86k
2022: €1k
2023: €-26k
2024: €86k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€62k-€52k▼ 15.9%€42k▼ 18.9%€36k▼ 15.7%
Operating result€-34k-€-7k▲ 80.2%€-7k▼ 2.7%€-4k▲ 40.1%
Net result€57k-€-10k€-10k▲ 0.4%€-7k▲ 32.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €781k
Fixed assets
€616k=
Current assets
€165k▲ 28.4%
Equity and liabilities €782k
Equity
€36k▼ 15.7%
Debt
€746k▲ 5.9%
The debt ratio rises from 94.3% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-5k
Cash flow
€-5k▲
2024 · €-8k
Solvency
4.6%▼
2024 · 5.7%
Current ratio
3.74▲
2024 · 3.02
Quick ratio
3.74▲
2024 · 3.02
Debt / equity
20.94▲
2024 · 16.67
ROE
-18.6%▲
2024 · -23.3%
ROA
-0.8%▲
2024 · -1.3%
Interest coverage
-1.07▲
2024 · -1.87
Debt
€746k▲
2024 · €705k
Debt ≤ 1 year
€44k▲
2024 · €43k
Debt > 1 year
€702k▲
2024 · €662k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€747k€782k▲
Formation expenses20€2k€747▼
Fixed assets21/28€616k€616k=
Financial fixed assets28€616k€616k=
Current assets29/58€128k€165k▲
Amounts receivable within one year40/41€128k€164k▲
Trade receivables40€0-
Other amounts receivable41€128k€164k▲
Cash at bank and in hand54/58€83€77▼
Deferred charges and accrued income490/1€792€1k▲
Equity and liabilities
Total equity and liabilities10/49€747k€782k▲
Equity10/15€42k€36k▼
Contributions10/11€5k€5k=
Reserves13€37k€31k▼
Distributable reserves133€37k€31k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€705k€746k▲
Amounts payable after more than one year17€662k€702k▲
Financial debts170/4€662k€702k▲
Amounts payable within one year42/48€43k€44k▲
Current portion of amounts payable after more than one year42€20k€20k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€6k€7k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€13k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€134€230▲
Gross operating margin9900€-5k€-2k▲
Operating profit (loss)9901€-7k€-4k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-10k€-7k▲
Profit (loss) for the period9904€-10k€-7k▲
Profit (loss) for the period to be appropriated9905€-10k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-7k▲
Profit (loss) brought forward from the previous period14P€-10k€0▲
Transfer from equity791/2€20k€7k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 3.02
Current ratio from 0.77 to 3.02; short-term debt falls from €113k to €43k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼117%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestersteenweg 1203850 Nieuwerkerken (Limb.)Ground area
4,530 m²
Building footprint
303 m²
Volume, LiDAR
1,734 m³
Parcel 71045C0283/00P000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NEELZZ
since 20212.319.070.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045C0283/00P000 | Flanders | 4,530 m² | 1 · 303 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BC ADVISORY
BE 0776.964.258
Nijlen · Eq €36k
Consultancy A. van der Poel
BE 0760.403.487
Schilde · Eq €35k
Niels Trio therapist
BE 1003.166.080
Beveren-Kruibeke-Zwijndrecht · Eq €36k
EXPAND YOUR STUDIO
BE 0789.598.113
Sint-Genesius-Rode · Eq €36k
A&L Solutions
BE 1015.368.383
Schoten · Eq €35k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.