NED FIN BVBA
ActiveNED FIN BVBA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €579k and a net result of €123k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 54% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-1
Solvency85▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 2.3 in 2024; short-term debt: 40.2% and cash: 21.6% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
12.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
on the day
2022
4 d early
2021
17 d early
2020
27 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€579k▲ 27.1%
2024 · €455k
2018: €1.49M
2019: €1.60M
2020: €1.70M
2021: €1.90M
2022: €2.05M
2023: €2.17M
2024: €455k
2018 → 2025
Total assets
€968k▲ 23.8%
2024 · €782k
2018: €1.92M
2019: €2.01M
2020: €1.89M
2021: €2.06M
2022: €2.23M
2023: €2.33M
2024: €782k
2018 → 2025
Net result
€123k▲ 12.5%
2024 · €110k
2018: €251k
2019: €112k
2020: €102k
2021: €198k
2022: €152k
2023: €114k
2024: €110k
2018 → 2025
Working capital
€518k▲ 22.1%
2024 · €424k
2018: €1.22M
2019: €1.32M
2020: €1.44M
2021: €1.87M
2022: €2.02M
2023: €2.13M
2024: €424k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.90M-€2.05M▲ 8.0%€2.17M▲ 5.6%€455k▼ 79.0%€579k▲ 27.1%
Operating result€225k-€163k▼ 27.6%€128k▼ 21.2%€116k▼ 9.4%€184k▲ 57.9%
Net result€198k-€152k▼ 23.1%€114k▼ 25.0%€110k▼ 3.9%€123k▲ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €968k
Fixed assets
€61k▲ 94.6%
Current assets
€907k▲ 20.8%
Equity and liabilities €968k
Equity
€579k▲ 27.1%
Debt
€389k▲ 19.2%
The debt ratio falls from 41.8% to 40.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€187k▲
2024 · €119k
Cash flow
€127k▲
2024 · €112k
Solvency
59.8%▲
2024 · 58.2%
Current ratio
2.33▲
2024 · 2.30
Quick ratio
2.33▲
2024 · 2.30
Debt / equity
0.67▼
2024 · 0.72
ROE
21.3%▼
2024 · 24.1%
ROA
12.7%▼
2024 · 14.0%
Interest coverage
11.85▼
2024 · 19.51
Debt
€389k▲
2024 · €327k
Debt ≤ 1 year
€389k▲
2024 · €327k
Income taxes
€62k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€782k€968k▲
Fixed assets21/28€31k€61k▲
Tangible fixed assets22/27€13k€43k▲
Land and buildings22€10k€9k▼
Plant, machinery and equipment23€1k€490▼
Furniture and vehicles24€2k€34k▲
Financial fixed assets28€18k€18k=
Current assets29/58€751k€907k▲
Amounts receivable after more than one year29€656k€662k▲
Other amounts receivable291€656k€662k▲
Amounts receivable within one year40/41€32k€35k▲
Trade receivables40€28k€32k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€63k€209k▲
Equity and liabilities
Total equity and liabilities10/49€782k€968k▲
Equity10/15€455k€579k▲
Contributions10/11€6k€6k=
Reserves13€449k€572k▲
Distributable reserves133€449k€572k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€327k€389k▲
Amounts payable within one year42/48€327k€389k▲
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€16k€14k▼
Other amounts payable47/48€300k€374k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€122k€191k▲
Operating profit (loss)9901€116k€184k▲
Financial income75/76B€58k€18k▼
Recurring financial income75€58k€18k▼
Financial charges65/66B€6k€16k▲
Recurring financial charges65€6k€16k▲
Profit (loss) for the period before taxes9903€168k€186k▲
Income taxes67/77€58k€62k▲
Profit (loss) for the period9904€110k€123k▲
Profit (loss) for the period to be appropriated9905€110k€123k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€123k▲
Transfer from equity791/2€1.82M€0▼
Transfer to equity691/2€110k€123k▲
To other reserves6921€110k€123k▲
Profit to be distributed694/7€1.82M€0▼
Return on contributions (dividend)694€1.82M€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €579k ▲27.1%
8 profitable years in a row build equity to €579k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €2MEq €2.05M ▲8%
5 profitable years in a row build equity to €2.05M.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €102k ▼9.1%
Net result drops to €102k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekhoornlaan 282970 SchildeGround area
2,139 m²
Building footprint
264 m²
Volume, LiDAR
1,535 m³
Parcel 11041B0398/00H000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ned Fin
since 20032.135.007.315
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0398/00H000 | Flanders | 2,139 m² | 1 · 264 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ORBING
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QUARTO
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COMPRO BELGIUM
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 33,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.