NECTAR WINES
ActiveNECTAR WINES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €16k. Equity is growing by ~59.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-10
Solvency94▲+17
Growth70=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 2.08 in 2024; short-term debt: 30.6% and cash: 32.6% of total assets), and 30.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.4%
Return on assets
19.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
71 d early
2023
29 d late
2022
23 d late
2021
29 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€141k▲ 6.6%
2018 · €132k
2018: €132k
2018 → 2019
EBIT margin
2.0%▲ 0.1pp
2018 · 2.0%
2018: 2.0%
2018 → 2019
Net result
€16k▼ 12.9%
2024 · €19k
2018: €2k
2019: €3k
2020: €8k
2021: €9k
2022: €16k
2023: €3k
2024: €19k
2018 → 2025
Working capital
€57k▲ 39.3%
2024 · €41k
2018: €-18k
2019: €-15k
2020: €-8k
2021: €4k
2022: €20k
2023: €23k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€20k▲ 369%€23k▲ 13.9%€41k▲ 82.1%€57k▲ 39.3%
Operating result€9k-€15k▲ 62.4%€3k▼ 79.1%€26k▲ 703%€22k▼ 13.3%
Net result€9k-€16k▲ 65.3%€3k▼ 82.3%€19k▲ 570%€16k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €83k
Equity
€57k▲ 39.3%
Debt
€25k▼ 33.8%
The debt ratio falls from 48.2% to 30.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
69.4%▲
2024 · 51.8%
Current ratio
3.26▲
2024 · 2.08
Quick ratio
2.29▲
2024 · 1.65
Debt / equity
0.44▼
2024 · 0.93
ROE
28.2%▼
2024 · 45.1%
ROA
19.5%▼
2024 · 23.4%
Debt
€25k▼
2024 · €38k
Debt ≤ 1 year
€25k▼
2024 · €38k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€83k▲
Current assets29/58€80k€83k▲
Stocks and contracts in progress3€16k€25k▲
Stocks30/36€16k€25k▲
Amounts receivable within one year40/41€23k€31k▲
Trade receivables40€23k€31k▲
Cash at bank and in hand54/58€41k€27k▼
Equity and liabilities
Total equity and liabilities10/49€80k€83k▲
Equity10/15€41k€57k▲
Contributions10/11€7k€7k=
Reserves13-€50k
Distributable reserves133-€50k
Profit (loss) carried forward14€34k€677▼
Amounts payable17/49€38k€25k▼
Amounts payable within one year42/48€38k€25k▼
Trade debts44€967€63▼
Suppliers440/4€967€63▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€500
Other amounts payable47/48€30k€19k▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€8k€3k▼
Gross operating margin9900€33k€33k▼
Operating profit (loss)9901€26k€22k▼
Financial income75/76B€1€41▲
Recurring financial income75€1€41▲
Financial charges65/66B€431€468▲
Recurring financial charges65€431€468▲
Profit (loss) for the period before taxes9903€25k€22k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€19k€16k▼
Profit (loss) for the period to be appropriated9905€19k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€51k▲
Profit (loss) brought forward from the previous period14P€16k€34k▲
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €19k ▲570%
Operating result €26k, net result €19k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de Merckem(NR) 335000 NamurGround area
275 m²
Building footprint
70 m²
Volume, LiDAR
903 m³
Parcel 92094A0185/00E009, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NECTAR WINES
since 20092.180.381.440
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094A0185/00E009 | Wallonia | 275 m² | 1 · 70 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.180.381.440
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MULKU
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 8,330 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2009
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.