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NECOTEX

Active
Private limited company·Groothandel in huishoudtextiel en beddengoed· 34 yrs active
Dendermondesteenweg 85 ·9070 Destelbergen, Belgium
KBO/BCE: BE 0447.052.709
Watch Print / PDF
Belgian State Gazette acts: 0 of 4 read
Age34 yrs
Real estate1 parcel · 311 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of NECOTEX is 0.5% (very low). The 2025 annual accounts show equity of €538k and a net result of €119k. The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 27-02-2026, 1 day ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-07. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-07-2025, that is 28-02-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-07-2025 28-02-2026 27-02-2026 1 d early 2026-00046903
31-07-2024 28-02-2025 28-02-2025 on the day 2025-00043416
31-07-2023 29-02-2024 20-02-2024 9 d early 2024-00034342
31-07-2022 28-02-2023 28-02-2023 on the day 2023-00034885
31-07-2021 28-02-2022 25-02-2022 3 d early 2022-06500045
31-07-2020 28-02-2021 23-02-2021 5 d early 2021-05900579
31-07-2019 29-02-2020 28-02-2020 1 d early 2020-06000311
30-04-2018 30-11-2018 30-11-2018 on the day 2018-73400161
30-04-2017 30-11-2017 18-11-2017 12 d early 2017-69800556
31-05-2015 31-12-2015 02-12-2015 29 d early 2015-68000348

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€119k
Working capital€600k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 27-02-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€151k
Net profit€119k
Cash flow€126k
Staff costs-
Income taxes€434
Dividends-
Total assets€715k
Equity€538k
Debt€177k
of which ≤ 1y€53k
of which > 1y€122k
Working capital€600k
Employees (FTE)-
Ratios (computed)
2025
Current ratio12.27
Quick ratio3.02
Working capital ratio83.9%
Solvency75.2%
Debt / equity0.33
Long-term debt ratio0.23
Interest coverage5.33
Gross margin-
Net margin-
ROA16.7%
ROE22.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€715k
Fixed assets 21/28€62k
Tangible fixed assets 22/27€58k
Financial fixed assets 28€4k
Current assets 29/58€653k
Stocks & contracts in progress 3€492k
Amounts receivable within one year 40/41€102k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€715k
Equity 10/15€538k
Contributions / capital 10/11€648k
Accumulated profits (losses) 14€-110k
Amounts payable 17/49€177k
Amounts payable after one year 17€122k
Amounts payable within one year 42/48€53k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€157k
Operating result 9901€145k
Financial income 75€3k
Financial charges 65€28k
Result before taxes 9903€120k
Income taxes 67/77€434
Net result for the period 9904€119k
Result to be appropriated 9905€119k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
COTEX
Dendermondesteenweg 85, 9070 Destelbergende vervaardiging van werkkleding.
since 19922.057.151.452
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area311 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44013A0004/00T006 Flanders 311 m² - -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health93Profitability100Solvency100Growth-Stability85
94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 44 of the 689 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in huishoudtextiel en beddengoed46412Groothandel in textiel51410Vervaardiging van andere bovenkleding14130Vervaardiging van bovenkleding14210Confectie van bovenkleding voor heren, dames en kinderen18221
Primary activity highlighted.
Names & trade names
Legal nameNL NECOTEX
Registered office
Dendermondesteenweg 85
9070 Destelbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.