NECOSS
ActiveSummary
NECOSS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.79M and a net result of €86k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-2
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 21.74 against 24.03 in 2024; short-term debt: 3.5% and cash: 20.6% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
4.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
16 d early
2023
14 d early
2022
253 d late
2021
32 d early
2020
32 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.79M▼ 2.4%
2024 · €1.83M
2018: €281k
2019: €414k
2020: €573k
2021: €666k
2022: €1.69M
2023: €1.81M
2024: €1.83M
2018 → 2025
Total assets
€2.01M▼ 3.5%
2024 · €2.09M
2018: €321k
2019: €448k
2020: €621k
2021: €1.00M
2022: €2.01M
2023: €2.10M
2024: €2.09M
2018 → 2025
Net result
€86k▼ 29.8%
2024 · €122k
2018: €119k
2019: €133k
2020: €159k
2021: €93k
2022: €223k
2023: €188k
2024: €122k
2018 → 2025
Working capital
€1.47M▼ 5.5%
2024 · €1.55M
2018: €222k
2019: €352k
2020: €501k
2021: €453k
2022: €655k
2023: €1.55M
2024: €1.55M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€666k-€1.69M▲ 154%€1.81M▲ 7.0%€1.83M▲ 1.2%€1.79M▼ 2.4%
Operating result€140k-€330k▲ 136%€120k▼ 63.8%€81k▼ 32.5%€119k▲ 47.4%
Net result€93k-€223k▲ 141%€188k▼ 15.8%€122k▼ 35.1%€86k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.01M
Fixed assets
€474k ▲ 2.1%
Current assets
€1.54M ▼ 5.1%
Equity and liabilities €2.01M
Equity
€1.79M ▼ 2.4%
Debt
€225k ▼ 11.1%
Debt's share of the balance-sheet total falls from 12.1% to 11.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€142k▲
2024 · €97k
Cash flow
€108k▼
2024 · €138k
Current ratio
21.74▼
2024 · 24.03
Debt to equity
0.13▼
2024 · 0.14
ROE
4.8%▼
2024 · 6.7%
ROA
4.3%▼
2024 · 5.9%
Interest coverage
53.84▲
2024 · 32.38
Debt ≤ 1 year
€71k▲
2024 · €67k
Debt > 1 year
€154k▼
2024 · €186k
Income taxes
€42k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€2.01M▼
Fixed assets21/28€465k€474k▲
Tangible fixed assets22/27€453k€462k▲
Land and buildings22€403k€391k▼
Furniture and vehicles24€49k€57k▲
Other tangible fixed assets26€1k€15k▲
Financial fixed assets28€12k€12k▼
Current assets29/58€1.62M€1.54M▼
Amounts receivable within one year40/41€833k€836k▲
Trade receivables40€33k€36k▲
Other amounts receivable41€800k€800k=
Current investments50/53€640k€284k▼
Cash at bank and in hand54/58€135k€414k▲
Deferred charges and accrued income490/1€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.09M€2.01M▼
Equity10/15€1.83M€1.79M▼
Contributions10/11€12k€12k=
Reserves13€897k€852k▼
Tax-exempt reserves132€20k€20k=
Distributable reserves133€877k€832k▼
Profit (loss) carried forward14€924k€924k▲
Amounts payable17/49€253k€225k▼
Amounts payable after more than one year17€186k€154k▼
Financial debts170/4€186k€154k▼
Amounts payable within one year42/48€67k€71k▲
Current portion of amounts payable after more than one year42€31k€31k=
Trade debts44€10k€17k▲
Suppliers440/4€10k€17k▲
Taxes, remuneration and social security45€25k€22k▼
Taxes450/3€25k€22k▼
Other amounts payable47/48€504€658▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€99k€145k▲
Operating profit (loss)9901€81k€119k▲
Financial income75/76B€83k€12k▼
Recurring financial income75€20k€11k▼
Non-recurring financial income76B€63k€913▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€161k€128k▼
Income taxes67/77€39k€42k▲
Profit (loss) for the period9904€122k€86k▼
Profit (loss) for the period to be appropriated9905€122k€86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.04M€1.01M▼
Profit (loss) brought forward from the previous period14P€922k€924k▲
Transfer from equity791/2€100k€130k▲
Transfer to equity691/2€120k€85k▼
To other reserves6921€120k€85k▼
Profit to be distributed694/7€100k€130k▲
Return on contributions (dividend)694€100k€130k▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €86k ▼29.8%
Net result drops to €86k, the lowest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 253 days late
2023
30-09
Financial
Liquidity doublescurrent ratio 22.15
Current ratio from 10.18 to 22.15.
2022
31-10
Financial
Highest result since 2018net €223k ▲141%
Operating result €330k, net result €223k, both a record.
31-10
Financial
Equity above €1MEq €1.69M ▲154%
5 profitable years in a row build equity to €1.69M.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-10
Financial
Equity above €500kEq €573k ▲38.3%
3 profitable years in a row build equity to €573k.
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doregem(BOR) 582880 BornemGround area
772 m²
Building footprint
154 m²
Volume, LiDAR
804 m³
Parcel 12007D0310/00E000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Doregem(BOR) 58, 2880 Bornem
since 20012.093.305.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0310/00E000 | Flanders | 772 m² | 1 · 154 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 275 EUR awarded · 275 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 275 EUR | 275 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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JPI
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INFOLINK
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 21,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2001
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.