NEBO
ActiveSummary
The computed 12-month bankruptcy probability of NEBO is 3.8% (moderate). The 2025 annual accounts show equity of €139k and a net result of €-17k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 3705 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-4
Solvency46=
Growth78=
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.14 in 2024; short-term debt: 29.1% and cash: 3.7% of total assets), and 79.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
1 d early
2023
1 d early
2022
29 d late
2021
3 d early
2020
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€139k▼ 10.7%
2024 · €156k
2020: €-6klowest in 6 years
2021: €56k▲ +1119% vs 2020
2022: €130k▲ +131% vs 2021
2023: €150k▲ +14.9% vs 2022
2024: €156k▲ +4.1% vs 2023highest in 6 years
2025: €139k▼ -10.7% vs 2024
2020 → 2025
Total assets
€671k▼ 7.6%
2024 · €726k
2020: €362klowest in 6 years
2021: €518k▲ +43.2% vs 2020
2022: €554k▲ +7.1% vs 2021
2023: €620k▲ +11.9% vs 2022
2024: €726k▲ +17.0% vs 2023highest in 6 years
2025: €671k▼ -7.6% vs 2024
2020 → 2025
Net result
€-17k
2024 · €6k
2020: €-56klowest in 6 years
2021: €62k▲ +212% vs 2020
2022: €74k▲ +19.5% vs 2021highest in 6 years
2023: €19k▼ -73.8% vs 2022
2024: €6k▼ -68.1% vs 2023
2025: €-17k▼ -370% vs 2024
2020 → 2025
Working capital
€14k▼ 38.2%
2024 · €23k
2020: €941lowest in 6 years
2021: €16k▲ +1582% vs 2020
2022: €81k▲ +410% vs 2021highest in 6 years
2023: €68k▼ -15.8% vs 2022
2024: €23k▼ -66.3% vs 2023
2025: €14k▼ -38.2% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€130k▲ 131%€150k▲ 14.9%€156k▲ 4.1%€139k▼ 10.7%
2021: €56klowest in 5 years
2022: €130k▲ +131% vs 2021
2023: €150k▲ +14.9% vs 2022
2024: €156k▲ +4.1% vs 2023highest in 5 years
2025: €139k▼ -10.7% vs 2024
Operating result€82k-€81k▼ 0.8%€41k▼ 49.5%€36k▼ 12.8%€17k▼ 51.8%
2021: €82khighest in 5 years
2022: €81k▼ -0.8% vs 2021
2023: €41k▼ -49.5% vs 2022
2024: €36k▼ -12.8% vs 2023
2025: €17k▼ -51.8% vs 2024lowest in 5 years
Net result€62k-€74k▲ 19.5%€19k▼ 73.8%€6k▼ 68.1%€-17k
2021: €62k
2022: €74k▲ +19.5% vs 2021highest in 5 years
2023: €19k▼ -73.8% vs 2022
2024: €6k▼ -68.1% vs 2023
2025: €-17k▼ -370% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671k
Fixed assets
€461k ▼ 14.9%
Current assets
€210k ▲ 14.0%
Equity and liabilities €671k
Equity
€139k ▼ 10.7%
Debt
€531k ▼ 6.7%
Debt's share of the balance-sheet total rises from 78.5% to 79.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€148k▲
2024 · €139k
Cash flow
€114k▲
2024 · €110k
Current ratio
1.07▼
2024 · 1.14
Quick ratio
0.35▼
2024 · 0.39
Debt to equity
3.81▲
2024 · 3.65
ROE
-12.0%▼
2024 · 4.0%
ROA
-2.5%▼
2024 · 0.9%
Interest coverage
5.00▲
2024 · 5.00
Debt ≤ 1 year
€195k▲
2024 · €161k
Debt > 1 year
€336k▼
2024 · €409k
Income taxes
€4k▲
2024 · €3k
Staff costs
€348k▲
2024 · €331k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€726k€671k▼
Fixed assets21/28€542k€461k▼
Tangible fixed assets22/27€542k€461k▼
Plant, machinery and equipment23€85k€79k▼
Furniture and vehicles24€46k€38k▼
Other tangible fixed assets26€411k€344k▼
Current assets29/58€184k€210k▲
Stocks and contracts in progress3€121k€142k▲
Stocks30/36€121k€142k▲
Amounts receivable within one year40/41€42k€42k▲
Trade receivables40€25k€1k▼
Other amounts receivable41€17k€41k▲
Cash at bank and in hand54/58€20k€25k▲
Equity and liabilities
Total equity and liabilities10/49€726k€671k▼
Equity10/15€156k€139k▼
Contributions10/11€50k€50k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€76k€59k▼
Amounts payable17/49€570k€531k▼
Amounts payable after more than one year17€409k€336k▼
Financial debts170/4€409k€336k▼
Amounts payable within one year42/48€161k€195k▲
Current portion of amounts payable after more than one year42€75k€70k▼
Financial debts43€31k-
Credit institutions430/8€31k-
Trade debts44€16k€53k▲
Suppliers440/4€16k€53k▲
Taxes, remuneration and social security45€39k€72k▲
Taxes450/3€12k€39k▲
Remuneration and social security454/9€27k€33k▲
Income statement
Code20242025
Remuneration, social security and pensions62€331k€348k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€130k▲
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€479k€500k▲
Operating profit (loss)9901€36k€17k▼
Financial income75/76B€886€1▼
Recurring financial income75€886€1▼
Financial charges65/66B€28k€30k▲
Recurring financial charges65€28k€30k▲
Profit (loss) for the period before taxes9903€9k€-12k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€6k€-17k▼
Profit (loss) for the period to be appropriated9905€6k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€59k▼
Profit (loss) brought forward from the previous period14P€70k€76k▲
Social balance
Average headcount (FTE)90878.46.7▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €157k | €292k | €359k | €331k | €348k | ▲ 5.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49k | €65k | €81k | €104k | €130k | ▲ 25.9% |
| Other operating charges640/8 | €1k | €4k | €7k | €2k | €4k | ▲ 152% |
| Non-recurring operating charges66A | - | - | - | €7k | - | - |
| Gross operating margin9900 | €289k | €442k | €487k | €479k | €500k | ▲ 4.4% |
| Operating profit (loss)9901 | €82k | €81k | €41k | €36k | €17k | ▼ 51.8% |
| Financial income75/76B | €332 | €35 | €56 | €886 | €1 | ▼ 99.9% |
| Recurring financial income75 | €332 | €35 | €56 | €886 | €1 | ▼ 99.9% |
| Financial charges65/66B | €17k | €5k | €22k | €28k | €30k | ▲ 5.9% |
| Recurring financial charges65 | €17k | €5k | €22k | €28k | €30k | ▲ 5.9% |
| Profit (loss) for the period before taxes9903 | €65k | €76k | €19k | €9k | €-12k | ▼ 241% |
| Income taxes67/77 | €3k | €2k | - | €3k | €4k | ▲ 69.2% |
| Profit (loss) for the period9904 | €62k | €74k | €19k | €6k | €-17k | ▼ 370% |
| Profit (loss) for the period to be appropriated9905 | €62k | €74k | €19k | €6k | €-17k | ▼ 370% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €518k | €554k | €620k | €726k | €671k | ▼ 7.6% |
| Fixed assets21/28 | €352k | €350k | €422k | €542k | €461k | ▼ 14.9% |
| Tangible fixed assets22/27 | €352k | €350k | €422k | €542k | €461k | ▼ 14.9% |
| Land and buildings22 | €156k | €170k | - | - | - | - |
| Plant, machinery and equipment23 | €120k | €120k | €110k | €85k | €79k | ▼ 6.4% |
| Furniture and vehicles24 | €77k | €60k | €55k | €46k | €38k | ▼ 16.7% |
| Other tangible fixed assets26 | - | - | €257k | €411k | €344k | ▼ 16.5% |
| Current assets29/58 | €165k | €204k | €198k | €184k | €210k | ▲ 14.0% |
| Stocks and contracts in progress3 | €85k | €93k | €118k | €121k | €142k | ▲ 17.1% |
| Stocks30/36 | €85k | €93k | €118k | €121k | €142k | ▲ 17.1% |
| Amounts receivable within one year40/41 | €11k | €25k | €41k | €42k | €42k | ▲ 0.2% |
| Trade receivables40 | €2k | - | - | €25k | €1k | ▼ 95.5% |
| Other amounts receivable41 | €8k | €25k | €41k | €17k | €41k | ▲ 139% |
| Cash at bank and in hand54/58 | €66k | €82k | €39k | €20k | €25k | ▲ 24.8% |
| Deferred charges and accrued income490/1 | €4k | €4k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €518k | €554k | €620k | €726k | €671k | ▼ 7.6% |
| Equity10/15 | €56k | €130k | €150k | €156k | €139k | ▼ 10.7% |
| Contributions10/11 | €50k | €50k | €50k | €50k | €50k | = |
| Reserves13 | €30k | €30k | €30k | €30k | €30k | = |
| Distributable reserves133 | €30k | €30k | €30k | €30k | €30k | = |
| Profit (loss) carried forward14 | €-24k | €50k | €70k | €76k | €59k | ▼ 21.9% |
| Amounts payable17/49 | €461k | €424k | €470k | €570k | €531k | ▼ 6.7% |
| Amounts payable after more than one year17 | €312k | €300k | €340k | €409k | €336k | ▼ 17.8% |
| Financial debts170/4 | €312k | €300k | €340k | €409k | €336k | ▼ 17.8% |
| Amounts payable within one year42/48 | €149k | €124k | €130k | €161k | €195k | ▲ 21.5% |
| Current portion of amounts payable after more than one year42 | €30k | €41k | €51k | €75k | €70k | ▼ 6.4% |
| Financial debts43 | - | - | - | €31k | - | - |
| Credit institutions430/8 | - | - | - | €31k | - | - |
| Trade debts44 | €85k | €37k | €7k | €16k | €53k | ▲ 233% |
| Suppliers440/4 | €85k | €37k | €7k | €16k | €53k | ▲ 233% |
| Taxes, remuneration and social security45 | €28k | €45k | €72k | €39k | €72k | ▲ 85.8% |
| Taxes450/3 | €11k | €19k | €20k | €12k | €39k | ▲ 230% |
| Remuneration and social security454/9 | €17k | €26k | €51k | €27k | €33k | ▲ 22.5% |
| Other amounts payable47/48 | €7k | €1k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €74k | €19k | €6k | €-17k | ▼ 370% |
| + Depreciation and write-downs630 | €49k | €65k | €81k | €104k | €130k | ▲ 25.9% |
| Operating cash flow (approximation) | €110k | €139k | €100k | €110k | €114k | ▲ 3.7% |
| Investment in fixed assets (approximation) | - | €-63k | €-153k | €-224k | €-50k | ▲ 77.8% |
| Change in cash | - | €16k | €-43k | €-19k | €5k | ▲ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €156k ▲4.1%
4 profitable years in a row build equity to €156k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Highest result since 2020net €74k ▲19.5%
Net result €74k, the highest in the series.
31-12
Financial
Equity above €100kEq €130k ▲131%
2 profitable years in a row build equity to €130k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €62k
Net result €62k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
8,183 m²
Building footprint
1,836 m²
Parcel 11811L3991/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
NEBO
since 20202.305.091.073
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3991/00A000 | Flanders | 8,183 m² | 1 · 1,836 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,150 EUR awarded · 570 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 460 EUR | 570 EUR |
| 2023 | 1 | 690 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.305.091.073
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,169 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.