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NEANDER DEVELOPMENTS

Active Private limited company (pre-2019)founded 2016active for 9 yearsArmand Campenhoutstraat 1, 1050 IxellesKBO/BCE: BE 0666.728.609

Overview

Lifetime

8 annual accounts with figures on one time axis
peak €185,631 (2017)
€127,488▼ 3.3%
peak €122,691 (2017)
€87,251▼ 7.1%
peak €259,359 (2019)
€193,638▲ 54.4%
€317,526▼ 2.0%
Board1 name since 2016
1 directorOPDEBEECK Edward
Documentsfilings and deeds
29-08-202529 days late
2024micro format
Dividend €19,000Equity from €125,386 to €193,638Cash from €358,093 to €473,071

Key points

from the 2024 annual accounts

Equity

€193,638 ▲ 54.4%

NEANDER DEVELOPMENTS has made a profit in every financial year since 2017.

Filings

8 annual accounts 102 days past the deadline
AprilJune31 JulyOctober2020

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

€87,251

Higher net result than 90% of companies in computer programming and consultancy. Sector median €27,605 · 20,539 companies.

Checked score

56
Fair
Financially stronger than 55% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

63+10equity 37.9% of total assets
67+6short-term debt 62.1% · cash 92.5%
90-5return on assets 17.1%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 29-08-2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.59, cash €473,071
Size: total assets €511,164
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 34% of them on solvency, 51% on liquidity, 53% on profitability and 81% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,782 companies had the same profile as NEANDER DEVELOPMENTS has now. Each dot stands for 17 companies, two years later.

96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of NEANDER DEVELOPMENTS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,782 companies, not a prediction for NEANDER DEVELOPMENTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 1.59 (1.35 in 2023), above the usual 1.5. Short-term debt is 62.1% and cash 92.5% of total assets. However, 62.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed on 29-08-2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.59, cash €473,071
NBB · annual accounts
lowers risk · Size: total assets €511,164
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
27 days early
2022
32 days early
2021
16 days early
2020
4 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 3 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

OE
OPDEBEECK Edward
Director, since 28-11-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0666728609
Registered office moved from Brussels to Ixelles New registered office: Rue Armand Campenhout 1 1050 Ixelles · Previous registered office: Rue des Minimes 16- 1000 Bruxelles · General meeting of 16-03-2020 · Gazette deed
Incorporation published on 30-11-2016 · Gazette deed
First establishment Armand Campenhoutstraat 1, Ixelles
All 16 events

Comparable companies

same main activity, similar in size and age
Company
NEANDER DEVELOPMENTS Ixelles €511,164 €127,488 37.9% -
DataBang Jette €482,480 €103,351 32.8% -
HAVIT CONSULTING Roosdaal €549,402 €116,007 64.2% -
Notrix Puurs-Sint-Amands €473,492 €127,510 66.9% -
Beyond Energy IT Hoegaarden €484,755 €133,343 38.5% -
BUROGEST HOLDING Namur €587,857 €119,004 59.5% -
HENDYPLAN INTERNATIONAL Arlon €582,364 €111,562 11.2% 1

These companies have the same main activity as NEANDER DEVELOPMENTS: computer programming (NACE 62100). They are comparable in size and age: total assets between €473,000 and €588,000, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 28-11-2016Normal situation
Activity
Computer programmingNACE 62100and 1 other
Establishment unit
2.259.161.7711050 Ixelles, since 28-11-2016
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2024

€127,488▼ 3.3%
≈ €180,000estimated
€87,251▼ 7.1%
€193,638▲ 54.4%
€511,164▲ 13.7%
Filing
Filed on 29-08-2025
Financials

Insights on NEANDER DEVELOPMENTS

NEANDER DEVELOPMENTS files the micro format. That format states no turnover. The gross margin fell from €185,631 in 2017 to €127,488 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 29-08-2025, 29 days late

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 10 November 2026.

€127,488
▼ 3.3%
€120,207
▼ 3.6%
€87,251
▼ 7.1%
€186,281
▲ 64.4%
37.9%
▲ 10.0 percentage points
1.59
▲ 0.24

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €160,000 and €270,000.

Balance sheet

balance sheet total €511,164 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

37.9%

Higher than 28% of 20,537 companies in 2024.

1.59

Higher than 31% of 19,921 companies in 2024.

17.1%

Higher than 49% of 20,101 companies in 2024.

NEANDER DEVELOPMENTS Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20242023202220212020201920182017
Balance sheet: assets
20/58 511,164449,437402,892356,565350,510270,191223,488213,795
20 ---02575137701,026
21/28 7,35712,08915,13620,88822,4621,3022,1251,331
22/27 7,35712,08915,13620,88822,4621,3022,1251,331
24 7,35712,08915,13620,88822,4621,3022,1251,331
29/58 503,807437,349387,756335,677327,792268,375220,594211,438
40/41 30,73673,67724,82919,54956,12489,17363,63316,341
40 16,86173,60424,82915,24617,424010,809303
41 13,8757304,30338,70089,17352,82416,039
54/58 473,071358,093361,357314,806270,692179,203156,961195,096
490/1 05,5791,5701,322976---
Balance sheet: equity and liabilities
10/49 511,164449,437402,892356,565350,510270,191223,488213,795
10/15 193,638125,38691,46241,77216,860259,359187,866135,091
10/11 18,60018,60018,60018,60012,40012,40012,40012,400
100 -----18,60018,60018,600
101 -----6,2006,2006,200
13 174,360106,36071,86021,8601,8601,8601,8601,860
130/1 1,8601,8601,8601,8601,860---
130 -----1,8601,8601,860
1311 1,8601,8601,8601,8601,860---
133 172,500104,50070,00020,000----
14 6784261,0021,3122,600245,099173,606120,831
17/49 317,526324,051311,430314,793333,65010,83235,62278,704
42/48 317,526324,051311,262314,793333,65010,83235,62228,304
43 5294313572,200466---
430/8 5294313572,200466---
44 8514061,7361,90773301,392-
440/4 8514061,7361,90773301,392-
45 10,32614,2507,1397,5067,4508,33227,31128,304
450/3 10,32614,2507,1397,5067,4508,33227,31128,304
47/48 305,820308,964302,031303,180325,0002,5006,920-
492/3 -0168----50,400
Income statement
9900 127,488131,84494,88696,114105,962105,56873,849185,631
630 6,7326,1985,7525,1741,4181,7951,652922
640/8 5493995157823481,979363824
66A 05480695----
9901 120,207124,69988,61989,462104,196101,79471,835183,885
75/76B 05-----3
75 05------
76B -------3
65/66B 128139334521849512615
65 1281393345218495126-
66B -------15
9903 120,079124,56588,28489,411104,012100,84371,809183,873
67/77 32,82830,64023,59520,69921,51126,85114,03461,182
9904 87,25193,92564,68968,71282,50173,99357,775122,691
9905 87,25193,92564,68968,71282,50173,99357,775122,691
Appropriation of the result
9906 87,67894,92666,00271,312327,600247,599178,606122,691
14P 4261,0021,3122,600----
691/2 68,00034,50050,00020,000---1,860
6920 -------1,860
6921 68,00034,50050,00020,000----
694/7 19,00060,00015,00050,000325,0002,5005,000-
694 19,00060,00015,00050,000325,000-5,000-
695 ----02,500--
Document PDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 29-08-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2024 micro format 29-08-2025 2025-00446505 PDF
31-12-2023 micro format 04-07-2024 2024-00232261 PDF
31-12-2022 micro format 29-06-2023 2023-00208865 PDF
31-12-2021 micro format 15-07-2022 2022-20217899 PDF
31-12-2020 micro format 04-08-2021 2021-45900232 PDF
31-12-2019 micro format 25-08-2020 2020-47100191 PDF
31-12-2018 micro format 31-08-2019 2019-63000393 PDF
31-12-2017 micro format 08-02-2019 2019-04900018 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20242023202220212020201920182017
126,939130,89794,37094,637105,614103,58973,486184,807
93,983100,12370,44173,88683,92075,78859,427123,614
2,0003,69904,03922,3217162,1891,997
114,978-3,26346,55144,11491,48922,242-38,136-
186,281113,29876,49420,885-5,858257,543184,972183,134
37.9%27.9%22.7%11.7%4.8%96.0%84.1%63.2%
1.591.351.251.070.9824.786.197.47
1.642.583.417.5419.790.040.190.58
45.1%74.9%70.7%164.5%489.3%28.5%30.8%90.8%
17.1%20.9%16.1%19.3%23.5%27.4%25.9%57.4%
over 100over 100over 100over 100----

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2024202320222021
Tangible fixed assets€2,000€3,699-€4,039
€6,732€6,198€5,752€5,174

Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)

Insights on NEANDER DEVELOPMENTS

The operating result for 2024 is 4% lower than in 2023.

Debt's share of the balance-sheet total falls from 72.1% to 62.1%. Equity is higher and debt is lower.

Board & ownership

Board

1 director
OPDEBEECK Edward
Director
since 28-11-2016
listed in the 2024 annual accounts, filed on 29-08-2025

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
OPDEBEECK Edward
Director
Board
Mandates as a list
  • OPDEBEECK Edward
    • Director, from 28-11-2016 to date

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2024 annual accounts

Network & group

No group

NEANDER DEVELOPMENTS has no parent and no holdings in its annual accounts. OPDEBEECK Edward is the only director. NEANDER DEVELOPMENTS shares no director with another company.

At the same address

Armand Campenhoutstraat 1, 1050 Ixelles · 3 other companies
Clavis Advisory
registered office since 01-10-2026
founded in 2026
1043.402.868
SOCIETE D'EXPANSION COMMERCIALE
establishment since 28-04-2017
founded in 2017
0674.958.761
Association des copropriétaires de la résidence sise à Ixelles, rue Armand Campenhout 1-3 à l'angle de la Place du Châtelain
registered office since 12-05-2014
founded in 2014
0552.599.496

Timeline

Timeline

16 events since 2016
2025
Annual accounts 2024 filed PDFmicro format · 29 days late
2024
Annual accounts 2023 filed PDFmicro format · 27 days before the deadline
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0666728609
Annual accounts 2022 filed PDFmicro format · 32 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 16 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 4 days late
2020
Annual accounts 2019 filed PDFmicro format · 25 days late
Registered office moved from Brussels to IxellesNew registered office: Rue Armand Campenhout 1 1050 Ixelles · Previous registered office: Rue des Minimes 16- 1000 Bruxelles · General meeting of 16-03-20202 points ▸
  • General meeting, 16-03-2020
  • Registered-office move, Rue Armand Campenhout 1 1050 Ixelles

Open the deed in the Belgian Official Gazette

2019
Liquidity quadruples current ratio 24.78 The current ratio rises from 6.19 to 24.78. Short-term debt falls from €35,622 to €10,832.
Equity above €200,000 equity €259,359 ▲38.1% With a profit in every financial year since 2017, equity grows to €259,359.
Annual accounts 2018 filed PDFmicro format · 31 days late
Annual accounts 2017 filed PDFmicro format · 192 days late
2018
Weakest financial year net €57,775 ▼52.9% The net result drops to €57,775, the lowest from 2017 to 2024. It recovers the following year.
Equity above €150,000 equity €187,866 ▲39.1% With a profit in every financial year since 2017, equity grows to €187,866.
2016
Incorporation PDFpublished on 30-11-2016
First establishment Armand Campenhoutstraat 1, Ixelles

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 28 November 2016, NEANDER DEVELOPMENTS was incorporated.1 In 2020 the registered office moved to Ixelles.2 Total assets went from €223,488 in 2018 to €511,164 in 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 26-03-2020
  3. 3National Bank, annual accounts 2018 and 2024

Company details

Identity

Enterprise number
0666.728.609
VAT number
BE 0666.728.609
Peppol ID
0208:0666728609
Other Peppol ID
9925:BE0666728609
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
28-11-2016
Financial year
ends on 31 December
Peppol
Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
NEANDER DEVELOPMENTS in French
Entity type
Legal entity

Activities

NACEBEL 2025
62100 Computer programming main activity
Codes under NACEBEL 2008
62010 Computer programming, consultancy and related activities main activity
62020 IT consultancy

Registered office and establishments

1 establishment
Establishment Since Unit number
Armand Campenhoutstraat 1 registered office 1050 Ixelles 28-11-2016 2.259.161.771
1 former office
  • Rue des Minimes 16, 1000 Bruxelles until 16-03-2020 · deed of 26-03-2020

Buildings and parcels at the address

Ground area
119 m²
Buildings
95 m²
Volume, LiDAR
1,632 m³
Tallest building
19.6 m
Buildings to scale, each on its own parcel
95 m², 19.6 m 95 m², 19.6 m

Location

registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21447B0215/00X008119 m² 1 · 95 m² 19.6 m · 6