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NEAM

Active
Private limited companyfounded 20215 yrs activeStockem 49, 4700 Eupen, BelgiumKBO/BCE: BE 0766.893.480
Summary

NEAM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6,000 and a net result of €22,348. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency38▼-53
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13.5%
Return on assets
50.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
44 d early
2024
49 d early
2023
50 d early
2022
131 d early
2021
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NEAM was incorporated on 19 April 2021 as a Private limited company.1 Total assets rose from EUR 18,241 in 2021 to EUR 44,530 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, unclassified schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22,348▼ 11.2%
2023 · €25,165
Working capital
-€3,559
2023 · €22,478
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result€5,501-€15,731▲ 186%€32,254▲ 105%€29,449▼ 8.7%
Net result€4,255-€12,227▲ 187%€25,165▲ 106%€22,348▼ 11.2%
Equity€10,255-€22,482▲ 119%€31,165▲ 38.6%€6,000▼ 80.7%
Total assets€18,241-€30,741▲ 68.5%€47,539▲ 54.6%€44,530▼ 6.3%
Debt€7,987-€8,259▲ 3.4%€16,375▲ 98.3%€38,530▲ 135%
Working capital€10,255-€21,004▲ 105%€22,478▲ 7.0%-€3,559
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2021: €5,501€5,501Net result 2021: €4,255€4,255Operating result 2022: €15,731€15,731Net result 2022: €12,227€12,227Operating result 2023: €32,254€32,254Net result 2023: €25,165€25,165Operating result 2024: €29,449€29,449Net result 2024: €22,348€22,3482021202220232024€0€10,000€20,000€30,000Operating result 2022: €15,731€15,700Net result 2022: €12,227€12,200Operating result 2023: €32,254€32,300Net result 2023: €25,165€25,200Operating result 2024: €29,449€29,400Net result 2024: €22,348€22,300202220232024
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44,530
Fixed assets €9,559 ▲ 10.1%
Current assets €34,971 ▼ 10.0%
Equity and liabilities €44,530
Equity €6,000 ▼ 80.7%
Debt €38,530 ▲ 135%
Debt's share of the balance-sheet total rises from 34.4% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€31,925▼
2023 · €34,137
Cash flow
€24,824▼
2023 · €27,048
Current ratio
0.91▼
2023 · 2.37
Debt to equity
6.42▲
2023 · 0.53
ROE
372.5%▲
2023 · 80.7%
ROA
50.2%▼
2023 · 52.9%
Interest coverage
330.73▼
2023 · 973.13
Debt ≤ 1 year
€38,530▲
2023 · €16,375
Income taxes
€7,005▼
2023 · €7,054
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,706 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,706 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet Code20232024
Assets
Total assets20/58€47,539€44,530▼
Fixed assets21/28€8,686€9,559▲
Tangible fixed assets22/27€8,686€9,559▲
Furniture and vehicles24€8,686€9,559▲
Current assets29/58€38,853€34,971▼
Amounts receivable within one year40/41€28,364€22,583▼
Trade receivables40€9,680-
Other amounts receivable41€18,684€22,583▲
Cash at bank and in hand54/58€10,227€11,923▲
Deferred charges and accrued income490/1€262€465▲
Equity and liabilities
Total equity and liabilities10/49€47,539€44,530▼
Equity10/15€31,165€6,000▼
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14€25,165-
Amounts payable17/49€16,375€38,530▲
Amounts payable within one year42/48€16,375€38,530▲
Taxes, remuneration and social security45€16,375€19,535▲
Taxes450/3€16,375€19,535▲
Other amounts payable47/48-€18,996
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,883€2,476▲
Other operating charges640/8€208€225▲
Gross operating margin9900€34,345€32,150▼
Operating profit (loss)9901€32,254€29,449▼
Financial charges65/66B€35€97▲
Recurring financial charges65€35€97▲
Profit (loss) for the period before taxes9903€32,219€29,352▼
Income taxes67/77€7,054€7,005▼
Profit (loss) for the period9904€25,165€22,348▼
Profit (loss) for the period to be appropriated9905€25,165€22,348▼
Appropriation of the result
Profit (loss) to be appropriated9906€41,646€47,512▲
Profit (loss) brought forward from the previous period14P€16,482€25,165▲
Profit to be distributed694/7€16,482€47,512▲
Return on contributions (dividend)694€16,482€47,512▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€18€1,883€2,476▲ 31.5%
Other operating charges640/8-€99€208€225▲ 8.3%
Gross operating margin9900€5,501€15,847€34,345€32,150▼ 6.4%
Operating profit (loss)9901€5,501€15,731€32,254€29,449▼ 8.7%
Financial charges65/66B€43€37€35€97▲ 175%
Recurring financial charges65€43€37€35€97▲ 175%
Profit (loss) for the period before taxes9903€5,458€15,694€32,219€29,352▼ 8.9%
Income taxes67/77€1,203€3,467€7,054€7,005▼ 0.7%
Profit (loss) for the period9904€4,255€12,227€25,165€22,348▼ 11.2%
Profit (loss) for the period to be appropriated9905€4,255€12,227€25,165€22,348▼ 11.2%
Line2021202220232024Change
Assets
Total assets20/58€18,241€30,741€47,539€44,530▼ 6.3%
Fixed assets21/28-€1,477€8,686€9,559▲ 10.1%
Tangible fixed assets22/27-€1,477€8,686€9,559▲ 10.1%
Furniture and vehicles24-€1,477€8,686€9,559▲ 10.1%
Current assets29/58€18,241€29,264€38,853€34,971▼ 10.0%
Amounts receivable within one year40/41€13,403€20,401€28,364€22,583▼ 20.4%
Trade receivables40€7,865€7,865€9,680--
Other amounts receivable41€5,538€12,536€18,684€22,583▲ 20.9%
Cash at bank and in hand54/58€4,367€8,324€10,227€11,923▲ 16.6%
Deferred charges and accrued income490/1€471€539€262€465▲ 77.4%
Equity and liabilities
Total equity and liabilities10/49€18,241€30,741€47,539€44,530▼ 6.3%
Equity10/15€10,255€22,482€31,165€6,000▼ 80.7%
Contributions10/11€6,000€6,000€6,000€6,000=
Profit (loss) carried forward14€4,255€16,482€25,165--
Amounts payable17/49€7,987€8,259€16,375€38,530▲ 135%
Amounts payable within one year42/48€7,987€8,259€16,375€38,530▲ 135%
Trade debts44-€99---
Suppliers440/4-€99---
Taxes, remuneration and social security45€7,987€8,161€16,375€19,535▲ 19.3%
Taxes450/3€7,987€8,161€16,375€19,535▲ 19.3%
Other amounts payable47/48---€18,996-
Line2021202220232024Change
Profit (loss) for the period9904€4,255€12,227€25,165€22,348▼ 11.2%
+ Depreciation and write-downs630-€18€1,883€2,476▲ 31.5%
Operating cash flow (approximation)€4,255€12,245€27,048€24,824▼ 8.2%
Investment in fixed assets (approximation)---€9,092-€3,350▲ 63.2%
Change in cash-€3,957€1,903€1,696▼ 10.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
11-06
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial Highest result since 2021net €25,165 ▲106%
Operating result €32,254, net result €25,165, both a record.
22-03
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
2022
17-06
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stockem 494700 Eupen
1 establishment unit
NEAM
Stockem 49, 4700 EupenNACE 45112
since 20212.316.425.623

Similar companies · same sector, comparable size

Of 4,560 companies in sector 74999 we hold annual accounts for 1,935. 783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0766893480
Also 9925:BE0766893480
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.