NDM CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of NDM CONSTRUCT is 3.3% (moderate). For NDM CONSTRUCT, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €10k and a net result of €4k. Its solvency ranks better than 17% of 36376 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability52▼-18
Solvency39▲+1
Growth52
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.8%
Return on assets
5.6%
Age of the figures
26 mo
raises risk · Annual accounts not filed
The financial year that closed on 31-07-2025 was due at the National Bank by 28-02-2026. Nothing is on record, 202 days later.
NBB · 2 filingsPosition against the passed deadline
31-07-2025 close28-02-2026 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-07-2024 was due by 28-02-2025 and was filed on 25-03-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
25 d late
2023
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€220k▲ 5.6%
2023 · €208k
2023: €208k
2023 → 2024
EBIT margin
3.3%=
2023 · 3.3%
2023: 3.3%
2023 → 2024
Net result
€4k▼ 17.0%
2023 · €5k
2023: €5k
2023 → 2024
Working capital
€11k▲ 40.3%
2023 · €8k
2023: €8k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€208k-€220k▲ 5.6%
Equity€5k-€10k▲ 103%
Operating result€7k-€7k▲ 6.2%
Net result€5k-€4k▼ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 6% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €74k
Equity
€10k▲ 103%
Debt
€64k▲ 86.4%
The debt ratio falls from 87.2% to 86.2%. Equity and debt are higher.
Key figures and ratios
Solvency
13.8%▲
2023 · 12.8%
Current ratio
1.17▼
2023 · 1.24
Quick ratio
1.17▼
2023 · 1.24
Debt / equity
6.25▼
2023 · 6.80
ROE
40.9%▼
2023 · 100.0%
ROA
5.6%▼
2023 · 12.8%
Debt
€64k▲
2023 · €34k
Debt ≤ 1 year
€64k▲
2023 · €32k
Debt > 1 year
€369▼
2023 · €3k
Income taxes
€2k▲
2023 · €1k
Staff costs
€80
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€39k€74k▲
Current assets29/58€39k€74k▲
Amounts receivable within one year40/41€10k€48k▲
Trade receivables40€9k€47k▲
Other amounts receivable41€506€958▲
Cash at bank and in hand54/58€24k€26k▲
Deferred charges and accrued income490/1€6k-
Equity and liabilities
Total equity and liabilities10/49€39k€74k▲
Equity10/15€5k€10k▲
Contributions10/11-€1k
Profit (loss) carried forward14€5k€9k▲
Amounts payable17/49€34k€64k▲
Amounts payable after more than one year17€3k€369▼
Financial debts170/4€3k€369▼
Amounts payable within one year42/48€32k€64k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€4k€38k▲
Suppliers440/4-€5k
Bills of exchange payable441€4k€33k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€128€6k▲
Other amounts payable47/48€24k€15k▼
Income statement
Code20232024
Turnover70€208k€220k▲
Goods, raw materials, services and sundry goods60/61€201k€212k▲
Remuneration, social security and pensions62-€80
Gross operating margin9900€7k€7k▲
Operating profit (loss)9901€7k€7k▲
Financial charges65/66B€364€1k▲
Recurring financial charges65€364€1k▲
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€5k€4k▼
Profit (loss) for the period to be appropriated9905€5k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€9k▲
Profit (loss) brought forward from the previous period14P-€5k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
609 m²
Building footprint
340 m²
Volume, LiDAR
4,708 m³
2 parcels, Brussels, Flanders · tallest building 24.5 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
NDM CONSTRUCT
since 20222.334.428.724
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
| 21305C0271/00Z002 | Brussels | 148 m² | 1 · 148 m² | 24.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETS GARCIA
BE 0649.753.807
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Van de Putte & Co
BE 0769.538.117
Wichelen · Eq €10k
WHM
BE 0672.553.458
Anderlecht · Eq €10k
KRM CONSTRUCT
BE 1016.435.779
Londerzeel · Eq €10k
BATHIJS
BE 0774.798.386
Braine-l'Alleud · Eq €10k
Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 4,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2022
Fiscal year end31-07
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43350Other building finishing work
43410Roofing work
43422Screed work
43992Specialised construction activities
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.