NDF
ActiveNDF is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17k and a net result of €7k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 25% of 7954 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
49 d early
2023
27 d early
2022
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 69.9%
2024 · €10k
2022: €11k
2023: €13k
2024: €10k
2022 → 2025
Net result
€7k
2024 · €-3k
2022: €6k
2023: €2k
2024: €-3k
2022 → 2025
Total assets
€81k▲ 141%
2024 · €33k
2022: €45k
2023: €45k
2024: €33k
2022 → 2025
Solvency
21.0%▼ 8.9pp
2024 · 29.9%
2022: 25.0%
2023: 29.1%
2024: 29.9%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€11k-€13k▲ 14.5%€10k▼ 23.1%€17k▲ 69.9%
Operating result€9k-€4k▼ 50.1%€-807€11k
Net result€6k-€2k▼ 74.1%€-3k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €807 in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€17k=
Current assets
€64k▲ 280%
Equity and liabilities €81k
Equity
€17k▲ 69.9%
Debt
€64k▲ 172%
The debt ratio rises from 70.1% to 79.0%: debt grows faster than equity.
Key figures and ratios
Solvency
21.0%▼
2024 · 29.9%
ROE
41.2%▲
2024 · -30.1%
ROA
8.7%▲
2024 · -9.0%
Debt
€64k▲
2024 · €23k
Debt ≤ 1 year
€64k▲
2024 · €19k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€81k▲
Fixed assets21/28€17k€17k=
Tangible fixed assets22/27€17k€17k=
Furniture and vehicles24€12k€12k▲
Other tangible fixed assets26€5k€4k▼
Current assets29/58€17k€64k▲
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40€732€4k▲
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€13k€51k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€33k€81k▲
Equity10/15€10k€17k▲
Contributions10/11€5k€5k=
Reserves13€5k€12k▲
Distributable reserves133€5k€12k▲
Amounts payable17/49€23k€64k▲
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€19k€64k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€940€5k▲
Suppliers440/4€940€5k▲
Taxes, remuneration and social security45€14k€485▼
Taxes450/3€14k€485▼
Other amounts payable47/48-€54k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€7k€19k▲
Operating profit (loss)9901€-807€11k▲
Financial income75/76B€19€230▲
Recurring financial income75€19€230▲
Financial charges65/66B€757€443▼
Recurring financial charges65€757€443▼
Profit (loss) for the period before taxes9903€-2k€10k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€-3k€7k▲
Profit (loss) for the period to be appropriated9905€-3k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€7k▲
Transfer from equity791/2€3k-
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼282%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Roost 10A3500 HasseltGround area
1,514 m²
Building footprint
210 m²
Volume, LiDAR
1,569 m³
Parcel 71052A0160/00T000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NDF
since 20222.334.570.066
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052A0160/00T000 | Flanders | 1,514 m² | 1 · 210 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 6,816 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.