Financials
- Fiscal year
- 2025
- Total assets
- €383,296
- Loss
- -€16,022
- Solvency
- 3.5%
Total assets▲ 488%
Net result
20232025
ND LAW
ActiveSummary
The annual accounts of ND LAW for fiscal year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €13,602 and a net result of -€16,022. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 8% of 14009 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Activities of lawyers
NACE 69101
1 site
How big
€383,296total assets 2025
- Equity
- €13,602
- Loss
- -€16,022
Turnover not published (abridged schema)
Who decides
Accounts 1 d early0 of 3 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- 1 change of registered office in 24 months+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €383,296+ Figures for FY 2025 (filed 30-01-2026)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
29-41
equity 3.5% of total assets
Liquidity
47-39
short-term debt 20.2% · cash 2.7%
Profitability
55-45
return on assets -4.2%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.4%lowest value
09-2026: 0.4%▲ +2.1% vs 08-2026
10-2026: 0.4%▲ +5.6% vs 09-2026highest value
- Sector Legal and accounting activities (NACE 69) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Size: total assets €383,296 lowers the probability for this profile
- Figures for FY 2025 (filed 30-01-2026) lowers the probability
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.15 against 2.36 in 2024; short-term debt: 20.2% and cash: 2.7% of total assets), and 96.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 9%, liquidity 22%, profitability 13%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 14009 sector peers (2025).
NBB · sector comparisonPosition among 14009 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
2023
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (3 of the last 3 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€16,022
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-01-2027
- 30-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 27-01-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of lawyersNACE 69101
- Founded
- 23-12-2022
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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