ND
ActiveSummary
The computed 12-month bankruptcy probability of ND is 6.2% (elevated). The 2025 annual accounts show negative equity (-€15,268) and a net result of -€35,268. Its solvency ranks better than 19% of 13484 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency7
Growth-
Track record67
Bankruptcy probability, 12 months
6.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.98; short-term debt: 15.6% and cash: 40.7% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-18%
Return on assets
-41.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
6 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€4,937
EBIT margin
-688.7%
Net result
-€35,268
Working capital
€26,163
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Balance-sheet composition
Assets €84,595
Fixed assets
€45,236
Current assets
€39,359
Key figures and ratios
EBITDA
-€24,823
Cash flow
-€26,090
Solvency
-18.0%
Current ratio
2.98
Debt to equity
-6.54
ROA
-41.7%
Interest coverage
-19.59
Debt
€99,863
Debt ≤ 1 year
€13,196
Debt > 1 year
€86,667
Annual accounts
| Line | 2025 |
|---|---|
| Turnover70 | €4,937 |
| Goods, raw materials, services and sundry goods60/61 | €28,169 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,178 |
| Other operating charges640/8 | €919 |
| Non-recurring operating charges66A | €3,236 |
| Gross operating margin9900 | -€20,668 |
| Operating profit (loss)9901 | -€34,001 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €1,267 |
| Recurring financial charges65 | €1,267 |
| Profit (loss) for the period before taxes9903 | -€35,268 |
| Profit (loss) for the period9904 | -€35,268 |
| Profit (loss) for the period to be appropriated9905 | -€35,268 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €84,595 | |
| Fixed assets21/28 | €45,236 | |
| Intangible fixed assets21 | €5,605 | |
| Tangible fixed assets22/27 | €39,631 | |
| Plant, machinery and equipment23 | €2,007 | |
| Furniture and vehicles24 | €37,624 | |
| Current assets29/58 | €39,359 | |
| Amounts receivable within one year40/41 | €2,589 | |
| Trade receivables40 | €50 | |
| Other amounts receivable41 | €2,540 | |
| Cash at bank and in hand54/58 | €34,395 | |
| Deferred charges and accrued income490/1 | €2,374 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €84,595 | |
| Equity10/15 | -€15,268 | |
| Contributions10/11 | €20,000 | |
| Outside capital11 | €20,000 | |
| Other1109/19 | €20,000 | |
| Profit (loss) carried forward14 | -€35,268 | |
| Amounts payable17/49 | €99,863 | |
| Amounts payable after more than one year17 | €86,667 | |
| Financial debts170/4 | €86,667 | |
| Amounts payable within one year42/48 | €13,196 | |
| Current portion of amounts payable after more than one year42 | €6,863 | |
| Trade debts44 | €3,009 | |
| Suppliers440/4 | €3,009 | |
| Other amounts payable47/48 | €3,323 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€35,268 |
| + Depreciation and write-downs630 | €9,178 |
| Operating cash flow (approximation) | -€26,090 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
NBB filing
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2024
Ground area
262 m²
Building footprint
48 m²
Volume, LiDAR
375 m³
Parcel 11032A0500/00C002, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ND
since 20242.357.571.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0500/00C002 | Flanders | 262 m² | 1 · 47 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMalle2.357.571.142
Similar companies · same sector and region
AK GROUP
BE 0778.848.335
Malle
BAR BASIEL
BE 1037.608.802
Malle
Bistro Nobis
BE 0661.905.729
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Bistro Time Out
BE 0834.055.983
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Bobo Foods
BE 1010.994.475
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,501 companies in sector 56111 we hold annual accounts for 11,453. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2024
Fiscal year end31-12
Legal name NL
NI-TO
Activities, NACEBEL 2025
56111Full-service restaurants
77110Renting and leasing of cars and light motor vehicles
77210Renting and leasing of sports and recreation goods
81210General cleaning of buildings
Scores and ratios are computed by Checked and are not a credit decision.