Financials
- Financial year
- 2025
- Total assets
- €60,722
- Profit
- €43,719
- Solvency
- 76.1%
NCU
ActiveSummary
NCU has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,219 and a net result of €43,719. Its solvency ranks better than 62% of 495 sector peers (NACE 94, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Activities of professional membership organisations
NACE 94120
1 site
Size
€60,722total assets 2025
- Equity
- €46,219
- Profit
- €43,719
Turnover not published (micro format)
Why 97lowers riskSector: Activities of membership organisations (NACE 94)Liquidity: current ratio 4.09, cash €52,251Equity €46,219 (76.1% of total assets)Figures for financial year 2025 (filed 31-07-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 94, micro)
Financial strength
Strong
Solvency
100
equity 76.1% of total assets
Liquidity
91
short-term debt 23.9% · cash 86.0%
Profitability
100
return on assets 72.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.3%
06-2026: 0.3%● unchanged vs 05-2026highest value
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.09, above the usual 1.5; short-term debt: 23.9% and cash: 86% of total assets), and 23.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, micro): better than 79% on solvency, 62% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: CULOT Nicolas Claude Bernard…
Key points
By topic
Board & ownership
- Board
- 1 member
- CULOT Nicolas Claude BernardDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of professional membership organisationsNACE 94120
- Founded
- 10-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 30
- Annual meeting
- Last Friday of June at 19:00
- Purpose
- “La réalisation de toutes opérations de management au sens le plus large,large à…” (deed in French)
Key facts about NCU
- What is the company number of NCU?
- 1022.226.481. In Belgium the VAT number is the company number with BE in front: BE 1022.226.481.
- Where is NCU based?
- The registered office is at Rue Lamarche 25, 4020 Liège.Company details
- What does NCU do?
- According to the KBO register, the main activity is activities of professional membership organisations (NACE 94120).
- What is the legal form of NCU?
- Private limited company (BV).
- When was NCU founded?
- On 10-04-2025.
- Is NCU still active?
- Yes, NCU is an active enterprise in the KBO register.
- What is the turnover of NCU?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is NCU profitable?
- In financial year 2025, NCU made a profit of €43,719.
- Where can I find the annual accounts of NCU?
- NCU filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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