NCM SERVICES

Active

Private limited companyfounded 20206 yrs activeFabriekstraat (BAA) 102, 9200 Dendermonde, BelgiumKBO/BCE: BE 0748.832.674

The computed 12-month bankruptcy probability of NCM SERVICES is 2.3% (moderate). The 2024 annual accounts show equity of €148k and a net result of €263. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 36377 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

86 / 100

Excellent▼ -14 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability1▼-95

Solvency100=

Growth52=

Stability100

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €13k at 30 days acceptable

Liquidity ample (current ratio 3.55 against 3.14 in 2023), and 34.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-10-2025, 66 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

66 d late

2023

102 d late

2022

53 d late

2021

101 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€148k▲ 0.2%

2023 · €148k

2021: €96k 2022: €120k 2023: €148k

2021 → 2024

Total assets

€225k▼ 0.2%

2023 · €226k

2021: €168k 2022: €204k 2023: €226k

2021 → 2024

Net result

€263▼ 99.1%

2023 · €28k

2021: €86k 2022: €24k 2023: €28k

2021 → 2024

Working capital

€82k▼ 6.6%

2023 · €87k

2021: €61k 2022: €73k 2023: €87k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€96k-€120k▲ 25.0%€148k▲ 23.7%€148k▲ 0.2%

Operating result€104k-€28k▼ 73.2%€42k▲ 48.4%€5k▼ 88.7%

Net result€86k-€24k▼ 72.1%€28k▲ 18.7%€263▼ 99.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 89% below 2023 and is the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €225k

49.5%

50.5%

Fixed assets €112k▲ 14.5%

Current assets €114k▼ 11.4%

Equity and liabilities €225k

65.9%

34.1%

Equity €148k▲ 0.2%

Debt €77k▼ 0.9%

The debt ratio falls from 34.4% to 34.1%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€50k▼

2023 · €75k

Cash flow

€46k▼

2023 · €62k

Solvency

65.9%▲

2023 · 65.6%

Current ratio

3.55▲

2023 · 3.14

Quick ratio

3.55▲

2023 · 3.14

Debt / equity

0.52▼

2023 · 0.52

ROE

0.2%▼

2023 · 19.2%

ROA

0.1%▼

2023 · 12.6%

Interest coverage

12.99▼

2023 · 30.06

Debt

€77k▼

2023 · €78k

Debt ≤ 1 year

€32k▼

2023 · €41k

Debt > 1 year

€45k▲

2023 · €36k

Income taxes

€547▼

2023 · €11k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€226k€225k▼

Fixed assets21/28€97k€112k▲

Tangible fixed assets22/27€97k€112k▲

Furniture and vehicles24€97k€83k▼

Leasing and similar rights25-€28k

Current assets29/58€128k€114k▼

Amounts receivable within one year40/41€46k€100k▲

Trade receivables40€16k€43k▲

Other amounts receivable41€31k€57k▲

Cash at bank and in hand54/58€82k€5k▼

Deferred charges and accrued income490/1€36€10k▲

Equity and liabilities

Total equity and liabilities10/49€226k€225k▼

Equity10/15€148k€148k▲

Contributions10/11€10k€10k=

Reserves13€25k€25k=

Distributable reserves133€25k€25k=

Profit (loss) carried forward14€113k€113k▲

Amounts payable17/49€78k€77k▼

Amounts payable after more than one year17€36k€45k▲

Financial debts170/4€36k€45k▲

Amounts payable within one year42/48€41k€32k▼

Current portion of amounts payable after more than one year42€17k€20k▲

Trade debts44€8k€837▼

Suppliers440/4€8k€837▼

Taxes, remuneration and social security45€14k€11k▼

Taxes450/3€14k€11k▼

Other amounts payable47/48€2k-

Accrued charges and deferred income492/3€246-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€46k▲

Other operating charges640/8€2k€3k▲

Gross operating margin9900€77k€53k▼

Operating profit (loss)9901€42k€5k▼

Financial income75/76B€1€1▼

Recurring financial income75€1€1▼

Financial charges65/66B€3k€4k▲

Recurring financial charges65€3k€4k▲

Profit (loss) for the period before taxes9903€39k€810▼

Income taxes67/77€11k€547▼

Profit (loss) for the period9904€28k€263▼

Profit (loss) for the period to be appropriated9905€28k€263▼

Appropriation of the result

Profit (loss) to be appropriated9906€138k€113k▼

Profit (loss) brought forward from the previous period14P€110k€113k▲

Transfer to equity691/2€25k-

To other reserves6921€25k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

05-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 66 days late

2024

31-12

Financial Weakest financial yearnet €263 ▼99.1%

Net result drops to €263, the lowest in the series.

10-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 102 days late

2023

22-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 53 days late

2022

31-12

Financial Equity above €100kEq €120k ▲25%

2 profitable years in a row build equity to €120k.

09-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 101 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dendermonde · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fabriekstraat (BAA) 1029200 Dendermonde

Ground area

437 m²

Building footprint

85 m²

Volume, LiDAR

514 m³

Parcel 42002C0490/00R004, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

NCM SERVICES

Fabriekstraat (BAA) 102, 9200 DendermondeSite preparation

since 20202.311.913.638

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42002C0490/00R004	Flanders	437 m²	1 · 85 m²	9.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BMC CONSTRUCT

BE 0890.823.650

Morlanwelz · Eq €148k

Alpha batiments multiservices

Sint-Pieters-Leeuw · Eq €148k

Beauvechain · Eq €149k

Of 15,434 companies in sector 43990 we hold annual accounts for 7,355. 6,011 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-06-2020

Fiscal year end31-12

Activities, NACEBEL

43990Other specialised construction activities

43999Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.