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NCheffert

Active
Private limited companyfounded 2024active for 2 yearsRue de Maibes, Schaltin 2, 5364 Hamois, BelgiumKBO/BCE: BE 1011.673.574
Summary

The computed 12-month bankruptcy probability of NCheffert is 4.5% (elevated). The 2024 annual accounts show equity of €50,995 and a net result of €48,995. Its solvency ranks better than 72% of 25,567 sector peers (NACE 47, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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NCheffertActiveChecked score 41/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of fruit and vegetables
NACE 47210Installation of electric heating, air conditioning, cooling and ventilation NACE 43222
1 site
Size
€87,754total assets 2024
Equity
€50,995
Profit
€48,995
Turnover not published (micro format)
Financial health
41 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.5%
Structure
2024 accounts filed 29 days late
Why 41raises riskFigures for financial year 2024 (filed 29-08-2025)Founded in 2024Size: total assets €87,7541 financial year not filed after the legal deadline; last filed accounts filed 29 days lateShow the evidence

Checked score

Score 2024
41 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 69% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 83
equity 58.1% of total assets
Liquidity 42
short-term debt 28.7% · cash 2.9%
Profitability 100
return on assets 55.8%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months 08-2025: 1.8%lowest value 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 2.1%▲ +0.3 percentage points vs 10-2025 12-2025: 2.2%▲ +0.1 percentage points vs 11-2025 01-2026: 2.3%▲ +0.1 percentage points vs 12-2025 02-2026: 2.4%▲ +0.1 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.6%▲ +0.2 percentage points vs 03-2026 05-2026: 2.5%▼ -0.1 percentage points vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.7%▲ +0.2 percentage points vs 06-2026 08-2026: 3.2%▲ +0.5 percentage points vs 07-2026 09-2026: 3.3%▲ +0.1 percentage points vs 08-2026 10-2026: 4.5%▲ +1.2 percentage points vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.49, below the usual 1.5; short-term debt: 28.7% and cash: 2.9% of total assets), and 41.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 71% on solvency, 40% on liquidity and 96% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises risk
raises risk · Figures for financial year 2024 (filed 29-08-2025)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €87,754
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 29 days late
NBB · filings
raises risk · 2024 accounts filed 29 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 29 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Appointment: Drion Brieuc (director)Gazette deed
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: CHEFFERT Nathan (director) ·…

Key points

  • Positive: Among the best 11% on net resultsector median €4,563 · 25,543 companies €48,995 View
  • Board2 directors in office 2 View
  • Total assets 2024first financial year filed €87,754 View

By topic

Financials

Financial year
2024
Total assets
€87,754
Profit
€48,995
Solvency
58.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of fruit and vegetablesNACE 47210
Founded
17-07-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Purpose
“L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout…” (deed in French)
Go to Articles of association

Key facts about NCheffert

What is the company number of NCheffert?
1011.673.574. In Belgium the VAT number is the company number with BE in front: BE 1011.673.574.
Where is NCheffert based?
The registered office is at Rue de Maibes, Schaltin 2, 5364 Hamois.Company details
What does NCheffert do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of NCheffert?
Private limited company (BV).
When was NCheffert founded?
On 17-07-2024.
Is NCheffert still active?
Yes, NCheffert is an active enterprise in the KBO register.
What is the turnover of NCheffert?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is NCheffert profitable?
In financial year 2024, NCheffert made a profit of €48,995.
Where can I find the annual accounts of NCheffert?
NCheffert filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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