NCFA
ActiveSummary
The computed 12-month bankruptcy probability of NCFA is 1.6% (moderate). For NCFA, one annual filing is missing. The 2024 annual accounts show negative equity (-€1,015) and a net result of -€5,709. Equity has been shrinking by about 32% per year since 2018. Its net result ranks better than 24% of 1,192 sector peers (NACE 82, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-11-2015 Normal situation
- Registered office
- 61 active companies are registered at this address 11 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Other business support services NACE 82990and 1 other
- Establishment unit
- 2.312.692.212 1210 Sint-Joost-ten-Node, since 01-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.6%
Too few figures to score
Annual accounts 2024
- Loss
- €5,709
- ▲ 544%
- Equity
- -€1,015
- Total assets
- €0
- ▼ 100%
- Staff
- ≈ 0 FTE
- estimated
- Negative equity on 31-12-2024
- 2025 accounts not filed, 96 days past the deadline
Signalsraises risk1 financial year not filed after the legal deadline; last filed accounts filed 79 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthsNegative equityAnnual accounts not filed2024 accounts filed 79 days latelowers riskSector: Office administrative, office support and other business support activities (NACE 82)No annual accounts with figuresShow the evidence
Bankruptcy probability
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Filing: One annual filing is missing
Bankruptcy probability within 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024lowest value
02-2025: 0.8%● unchanged vs 01-2025lowest value
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.8%▼ -0.1 percentage points vs 05-2025
07-2025: 1.5%▲ +0.7 percentage points vs 06-2025
08-2025: 1.7%▲ +0.2 percentage points vs 07-2025
09-2025: 2.2%▲ +0.5 percentage points vs 08-2025
10-2025: 3.4%▲ +1.2 percentage points vs 09-2025highest value
11-2025: 1.5%▼ -1.9 percentage points vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.6%▲ +0.1 percentage points vs 04-2026
06-2026: 1.6%● unchanged vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 1.6%● unchanged vs 07-2026
09-2026: 1.6%● unchanged vs 08-2026
10-2026: 1.6%● unchanged vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€1,015
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 96 days later.
NBB · 9 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline04-11-2026 today
raises risk · 2024 accounts filed 79 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-10-2025, 79 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
79 days late
2023
4 days late
2022
3 days early
2021
64 days late
2020
62 days late
2019
192 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 66 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, full format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 4 November 2026.
Annual accounts 2024 filed on 18-10-2025 PDF all 9 filings
Turnover
€7,870▼ 43.6%
2022 · €13,950
EBIT margin
-9.1%▲ 21.3pp
2022 · -30.4%
Net result
-€5,709▼ 544%
2023 · -€886
Working capital
€5,310▲ 120%
2022 · €2,409
Multi-year overview
2018 to 2024, 7 financial yearsTurnover
no figure
2024
20182024
Operating result
-€5,536
▼ 676%
2024
20182024
Net result
-€5,709
▼ 544%
2024
lowest quarter of the sector
20182024
EBIT margin
no figure
2024
20182024
Equity
-€1,015
2024
lowest quarter of the sector
20182024
Total assets
€0
▼ 100%
2024
lowest quarter of the sector
20182024
Debt
€1,015
▲ 92×
2024
20182024
Working capital
no figure
2024
20182024
Solvency
no figure
2024
20182024
Current ratio
no figure
2024
20182024
Return on assets (ROA)
no figure
2024
20182024
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202021202220232024
Turnover€0€3,390€13,950▲ 312%€7,870▼ 43.6%
Operating result-€3,582--€6,397▼ 78.6%-€824▲ 87.1%-€1,186▼ 43.9%-€4,242▼ 258%-€713▲ 83.2%-€5,536▼ 676%
Net result-€4,359--€6,397▼ 46.8%-€824within the sector's middle half▲ 87.1%-€1,293below the sector's middle half▼ 56.9%-€4,359below the sector's middle half▼ 237%-€886below the sector's middle half▲ 79.7%-€5,709below the sector's middle half▼ 544%
EBIT margin-35.0%-30.4%▲ 4.6pp-9.1%▲ 21.3pp
Equity€6,606-€5,108▼ 22.7%€3,669below the sector's middle half▼ 28.2%€2,275below the sector's middle half▼ 38.0%€2,409below the sector's middle half▲ 5.9%€5,310below the sector's middle half▲ 120%-€1,015below the sector's middle half
Total assets€7,422-€5,712▼ 23.0%€3,819below the sector's middle half▼ 33.2%€3,784below the sector's middle half▼ 0.9%€2,492below the sector's middle half▼ 34.1%€5,321below the sector's middle half▲ 114%€0below the sector's middle half▼ 100%
Debt€816-€605▼ 25.9%€150▼ 75.2%€1,509▲ 907%€83▼ 94.5%€11▼ 86.7%€1,015▲ 92×
Working capital€4,958-€4,284▼ 13.6%€3,669within the sector's middle half▼ 14.4%€2,275within the sector's middle half▼ 38.0%€2,409within the sector's middle half▲ 5.9%€5,310within the sector's middle half▲ 120%
Solvency89.0%-89.4%▲ 0.4pp99.8%above the sector's middle half
Current ratio7.08-8.08▲ 1.01
Return on assets (ROA)-58.7%--112.0%▼ 53.3pp-16.7%below the sector's middle half
above
within
below
The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2024 is a loss of €5,536, larger than the loss of €713 in 2023. It is the lowest result since 2020.
Key figures and ratios
Debt ≤ 1 year
€18▲
2023 · €11
Debt > 1 year
€997
Staff costs
€78▼
2023 · €650
The ratios are withheld because a balance sheet total of €0 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | €0 | - | €3,390 | €13,950 | €7,870 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €3,490 | €9,456 | €11,492 | €1,145 | ▼ 90.0% |
| Remuneration, social security and pensions62 | - | - | - | €1,101 | €342 | €650 | €78 | ▼ 88.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,824 | €824 | €824 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €85 | €3,900 | €63 | €5,458 | ▲ 87× |
| Gross operating margin9900 | -€1,535 | -€5,361 | - | - | - | - | - | - |
| Operating profit (loss)9901 | -€3,582 | -€6,397 | -€824 | -€1,186 | -€4,242 | -€713 | -€5,536 | ▼ 676% |
| Financial income75/76B | - | - | - | - | - | - | €9 | - |
| Recurring financial income75 | €450 | - | €0 | - | - | - | €9 | - |
| Financial charges65/66B | - | - | - | €107 | €117 | €173 | €182 | ▲ 5.2% |
| Recurring financial charges65 | €1,227 | - | €0 | €107 | €117 | €173 | €182 | ▲ 5.2% |
| Profit (loss) for the period before taxes9903 | -€4,359 | -€6,397 | -€824 | -€1,293 | -€4,359 | -€886 | -€5,709 | ▼ 544% |
| Income taxes67/77 | - | €0 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€4,359 | -€6,397 | -€824 | -€1,293 | -€4,359 | -€886 | -€5,709 | ▼ 544% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €0 | €0 | - | - |
| Transfer to tax-exempt reserves689 | - | - | - | €7,836 | €9,230 | €9,096 | €11,995 | ▲ 31.9% |
| Profit (loss) for the period to be appropriated9905 | -€4,359 | -€6,397 | -€7,221 | -€9,129 | -€13,589 | -€9,982 | -€17,704 | ▼ 77.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €7,422 | €5,712 | €3,819 | €3,784 | €2,492 | €5,321 | €0 | ▼ 100% |
| Formation expenses20 | - | €0 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €1,648 | €824 | - | - | - | - | - | - |
| Intangible fixed assets21 | €400 | €200 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €1,248 | €624 | - | - | - | - | - | - |
| Current assets29/58 | €5,774 | €4,888 | €3,819 | €3,784 | €2,492 | €5,321 | - | - |
| Amounts receivable after more than one year29 | - | - | - | €3,762 | €2,353 | €5,318 | - | - |
| Trade receivables290 | - | - | - | €3,762 | €2,353 | €5,318 | - | - |
| Other amounts receivable291 | - | - | - | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €5,486 | €4,623 | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €29 | €5 | €13 | €22 | €139 | €3 | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €7,422 | €5,712 | €3,819 | €3,784 | €2,492 | €5,321 | €0 | ▼ 100% |
| Equity10/15 | €6,606 | €5,108 | €3,669 | €2,275 | €2,409 | €5,310 | -€1,015 | - |
| Contributions10/11 | €10,965 | €11,505 | €11,505 | €11,505 | €11,505 | €17,305 | €18,405 | ▲ 6.4% |
| Capital10 | - | - | - | €11,505 | €11,505 | €17,305 | €18,405 | ▲ 6.4% |
| Issued capital100 | - | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | - | - | €7,095 | €7,095 | €1,295 | €195 | ▼ 84.9% |
| Reserves13 | - | €0 | - | - | €0 | €0 | €0 | - |
| Non-distributable reserves130/1 | - | - | - | - | €0 | €0 | €0 | - |
| Legal reserve130 | - | - | - | - | €0 | €0 | €0 | - |
| Tax-exempt reserves132 | - | - | - | - | €0 | €0 | €0 | - |
| Distributable reserves133 | - | - | - | - | €0 | €0 | €0 | - |
| Profit (loss) carried forward14 | -€4,359 | -€6,397 | -€7,836 | -€9,230 | -€9,096 | -€11,995 | -€19,420 | ▼ 61.9% |
| Investment grants15 | - | - | - | €0 | - | - | - | - |
| Provisions and deferred taxes16 | - | - | - | - | - | €0 | - | - |
| Amounts payable17/49 | €816 | €605 | €150 | €1,509 | €83 | €11 | €1,015 | ▲ 92× |
| Amounts payable after more than one year17 | - | - | - | - | - | - | €997 | - |
| Other amounts payable178/9 | - | - | - | - | - | - | €997 | - |
| Amounts payable within one year42/48 | €816 | €605 | €150 | €1,509 | €83 | €11 | €18 | ▲ 63.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €83 | €11 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | - | - | - | €18 | - |
| Credit institutions430/8 | - | - | - | - | - | - | €18 | - |
| Trade debts44 | €816 | €538 | €83 | €1,441 | - | - | - | - |
| Suppliers440/4 | - | - | - | €1,441 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €68 | - | - | - | - |
| Taxes450/3 | - | - | - | €68 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,359 | -€6,397 | -€824 | -€1,293 | -€4,359 | -€886 | -€5,709 | ▼ 544% |
| + Depreciation and write-downs630 | €1,824 | €824 | €824 | - | - | - | - | - |
| Operating cash flow (approximation) | -€2,535 | -€5,573 | €0 | -€1,293 | -€4,359 | -€886 | -€5,709 | ▼ 544% |
| Investment in fixed assets (approximation) | - | -€0 | - | - | - | - | - | - |
| Change in cash | - | -€24 | €8 | €9 | €117 | -€136 | - | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | full format | 18-10-2025 | 2025-00545007 | |
| 31-12-2023 | micro format | 04-08-2024 | 2024-00326471 | |
| 31-12-2022 | micro format | 28-07-2023 | 2023-00308610 | |
| 31-12-2021 | micro format | 03-10-2022 | 2022-20446567 | |
| 31-12-2020 | micro format | 01-10-2021 | 2021-70300310 | |
| 31-12-2019 | micro format | 08-02-2021 | 2021-05000362 | |
| 31-12-2018 | micro format | 02-09-2019 | 2019-62700233 | |
| 31-12-2017 | full format | 28-09-2018 | 2018-66100345 | |
| 31-12-2016 | full format | 11-07-2017 | 2017-31400245 |
Board & ownership
Directors
Directors
1 director, 1 in day-to-day management, last change in 2025
Board 1
JILALI Lotfi
Current
Gérant et délégué de la gestion journalière · appointed in the act of 18-06-2025
Day-to-day management 1
JILALI Lotfi
Current
Gérant et délégué de la gestion journalière · appointed in the act of 18-06-2025
Owners and capital
Shareholders
Stated in the act
act of 18-06-2025 ↗
- JILALI Lotfi all shares
- FIKRI Ahmed associé actif
Share transfer
act of 18-06-2025 ↗
- CHALHAOUI Nabila to JILALI Lotfi 50 shares · for no consideration
- FIKRI Ahmed to JILALI Lotfi 50 shares · for no consideration
Mandate history
2 people, 1 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| JILALI Lotfi |
|
| CHALHAOUI Nabila |
|
Network & group
NCFA shares no director with another company.
Companies at the same address
60 other companies- JAY&MA Registered office · since 2026 1044067418
- number 3 Registered office · since 2026 1043493237
- Dr Teddy El Khoury Registered office · since 2026 1041000238
- Miray Technologies Registered office · since 2026 1040472478
- Bernoussi Nahas, Fatima-Zahra (sole trader) Establishment · since 2026 1037419354
- Sated Studio Registered office · since 2026 1036823201
- OSS Consult Registered office · since 2026 1035980982
- Shucrani, Lamar (sole trader) Establishment · since 2026 1034962482
- IMS FACILITIES Registered office · since 2026 1034206971
- Daoudi, Yassine (sole trader) Establishment · since 2026 1034066124
Connections & network
1 current directorThe network starts from the directors of NCFA. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2025
18-10
full format · 79 days late
18-06
Gazette deed
Resignation: CHALHAOUI Nabila (administrateur ou gérante et délégué de la gestion journalière)Appointment: JILALI Lotfi (gérant et délégué de la gestion journalière) · Share transfer · Shareholding8 points ▸
Gazette deed
Resignation: CHALHAOUI Nabila (administrateur ou gérante et délégué de la gestion journalière)
Appointment: JILALI Lotfi (gérant et délégué de la gestion journalière) · Share transfer · Shareholding8 points ▸
- General meeting, “assemblée générale extraordinaire” (deed in French)
- Share transfer, CHALHAOUI Nabila → JILALI Lotfi
- Share transfer, FIKRI Ahmed → JILALI Lotfi
- JILALI Lotfi holds all the shares
- Director resignation, CHALHAOUI Nabila (administrateur ou gérante et délégué de la gestion journalière)
- Partner, FIKRI Ahmed (associé actif)
- Director appointment, JILALI Lotfi (gérant et délégué de la gestion journalière)
- Registered-office move, Avenue des arts,boite 2,1210Bruxelles
2024
04-08
micro format · 4 days late
2023
31-12
Financial
Liquidity more than 16 timescurrent ratio 483.73
The current ratio rises from 30.02 to 483.73. Short-term debt falls from €83 to €11.
28-07
micro format · 3 days before the deadline
2022
31-12
Financial
Liquidity more than 11 timescurrent ratio 30.02
The current ratio rises from 2.51 to 30.02. Short-term debt falls from €1,509 to €83.
03-10
micro format · 64 days late
2021
2020
31-12
Financial
Liquidity more than triplescurrent ratio 25.49
The current ratio rises from 8.08 to 25.49. Short-term debt falls from €605 to €150.
2019
31-12
Financial
Weakest financial yearnet -€6,397
The net result drops to -€6,397, the lowest from 2018 to 2024. It recovers the following year.
02-09
micro format · 33 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
NCFA in French
Enterprise number
0642.888.086
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
16-11-2015
Entity type
Legal entity
Registered office and establishments
Registered office
Kunstlaan 19, 1210 Sint-Joost-ten-Node, Belgium
Establishment unit
Itachi, Kunstlaan 19, 1210 Sint-Joost-ten-Node since 01-03-2021 · unit number 2.312.692.212
Activities
NACEBEL 202582990
Other business support services main activity
70200
Business and other management consultancy
Invoicing and payment
VAT number
BE 0642.888.086
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
168 m²
Building footprint
103 m²
Building volume
2,093 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21572B0360/00M004 | Brussels | 168 m² | 1 · 103 m² | 23.5 m · 7 |