NCA TECHNICS

Active

Private limited companyfounded 20215 yrs activeGroenstraat 89, 3730 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0761.507.408

Summary

The computed 12-month bankruptcy probability of NCA TECHNICS is 3.3% (moderate). The 2024 annual accounts show equity of €41k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 36375 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+81

Solvency51▲+24

Growth78▲+46

Track record94

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.47 against 0.92 in 2023; short-term debt: 55.4% and cash: 21.5% of total assets), and 73.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

26.4%

Return on assets

24.7%

Age of the figures

21 mo

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

21222324

2021 to 2024 · latest year €41k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

28 d late

2023

55 d late

2022

29 d late

2021

5 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€41k▲ 1,539%

2023 · €2k

2021: €8k 2022: €9k 2023: €2k

2021 → 2024

Total assets

€154k▲ 51.3%

2023 · €102k

2021: €32k 2022: €75k 2023: €102k

2021 → 2024

Net result

€38k

2023 · €-7k

2021: €3k 2022: €748 2023: €-7k

2021 → 2024

Working capital

€40k

2023 · €-5k

2021: €24k 2022: €11k 2023: €-5k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€8k-€9k▲ 9.0%€2k▼ 72.7%€41k▲ 1,539%

Operating result€5k-€6k▲ 24.5%€-6k€56k

Net result€3k-€748▼ 77.5%€-7k€38k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €56k after a loss of €6k in 2023, the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €154k

18.6%

81.4%

Fixed assets €29k ▼ 24.3%

Current assets €125k ▲ 96.0%

Equity and liabilities €154k

26.4%

68.6%

Equity €41k ▲ 1,539%

Provisions €8k

Debt €106k ▲ 6.3%

Debt's share of the balance-sheet total falls from 97.6% to 68.6%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€66k▲

2023 · €1k

Cash flow

€47k▲

2023 · €521

Current ratio

1.47▲

2023 · 0.92

Quick ratio

1.08▲

2023 · 0.44

Debt to equity

2.60▼

2023 · 40.12

ROE

93.9%▲

2023 · -266.4%

ROA

24.7%▲

2023 · -6.5%

Interest coverage

26.26▲

2023 · 0.94

Debt ≤ 1 year

€85k▲

2023 · €69k

Debt > 1 year

€20k▼

2023 · €30k

Income taxes

€16k▲

2023 · €-487

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines

Balance sheet Code20232024

Assets

Total assets20/58€102k€154k▲

Fixed assets21/28€38k€29k▼

Tangible fixed assets22/27€38k€29k▼

Furniture and vehicles24€4k€2k▼

Leasing and similar rights25€34k€26k▼

Current assets29/58€64k€125k▲

Stocks and contracts in progress3€33k€33k=

Stocks30/36€33k€33k=

Amounts receivable within one year40/41€22k€59k▲

Trade receivables40€10k€36k▲

Other amounts receivable41€12k€23k▲

Cash at bank and in hand54/58€9k€33k▲

Deferred charges and accrued income490/1€354-

Equity and liabilities

Total equity and liabilities10/49€102k€154k▲

Equity10/15€2k€41k▲

Contributions10/11€5k€5k=

Reserves13-€38k

Distributable reserves133-€38k

Profit (loss) carried forward14€-3k€-2k▲

Provisions and deferred taxes16-€8k

Provisions for liabilities and charges160/5-€8k

Environmental obligations163-€8k

Amounts payable17/49€99k€106k▲

Amounts payable after more than one year17€30k€20k▼

Financial debts170/4€30k€20k▼

Amounts payable within one year42/48€69k€85k▲

Current portion of amounts payable after more than one year42€9k€9k▲

Trade debts44€50k€62k▲

Suppliers440/4€50k€62k▲

Taxes, remuneration and social security45-€14k

Taxes450/3-€10k

Remuneration and social security454/9-€4k

Other amounts payable47/48€10k-

Accrued charges and deferred income492/3€293-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲

Provisions for liabilities and charges: additions (uses and reversals)635/8-€8k

Other operating charges640/8€502€779▲

Gross operating margin9900€2k€74k▲

Operating profit (loss)9901€-6k€56k▲

Financial income75/76B€121€392▲

Recurring financial income75€121€392▲

Financial charges65/66B€2k€2k▲

Recurring financial charges65€2k€2k▲

Profit (loss) for the period before taxes9903€-7k€54k▲

Income taxes67/77€-487€16k▲

Profit (loss) for the period9904€-7k€38k▲

Profit (loss) for the period to be appropriated9905€-7k€38k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-3k€36k▲

Profit (loss) brought forward from the previous period14P€4k€-3k▼

Transfer to equity691/2-€38k

To other reserves6921-€38k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

31-12

Financial Back to profitnet €38k

Net result €38k after one loss-making year.

24-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 55 days late

2023

31-12

Financial Weakest financial yearnet €-7k

Net result drops to €-7k, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

26-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bilzen-Hoeselt · 2 establishment units since 2021

seat establishment All 2 establishment units on the map

Ground area

2,098 m²

Building footprint

270 m²

Volume, LiDAR

1,305 m³

2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

2 establishment units

NCA TECHNICS

Tongersesteenweg 164, 3730 Bilzen-HoeseltRepair and maintenance of fabricated metal products

since 20212.312.355.086

NCA TECHNICS

Groenstraat 89, 3730 Bilzen-HoeseltRepair and maintenance of fabricated metal products

since 20212.312.355.185

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73099A0568/00F000	Flanders	1,092 m²	1 · 121 m²	9.1 m · 2 fl.
73032C0117/00Y004	Flanders	1,006 m²	1 · 149 m²	9.3 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 583 EUR awarded · 583 EUR paid

Year	Entries	awarded	paid
2024	1	583 EUR	583 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 583 EUR · 583 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

WATER WARMING TECHNOLOGY

Brasschaat · Eq €40,588

LEVBI CONSTRUCT

BE 1016.023.629

Zaventem · Eq €40,501

Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 2,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-01-2021

Fiscal year end31-12

Activities, NACEBEL 2025

43221Plumbing work

43222Installation of electric heating, air conditioning, cooling and ventilation

46150Agents in the wholesale of furniture, household goods and hardware

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.