NC3d
ActiveSummary
NC3d has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,161 and a net result of -€2,015. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 1910 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-16
Solvency43▼-21
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.56 against 1.73 in 2024; short-term debt: 24.3% and cash: 8.2% of total assets), and 82.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1910 sector peers (2025).
NBB · sector comparisonPosition among 1910 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
157 d early
2024
61 d early
2023
153 d early
2022
165 d early
2021
128 d early
2020
151 d early
2019
128 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 135 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 company by total assets in Essen, Telecoms and IT sector
Equity
€73,161▼ 32.1%
2024 · €107,675
Total assets
€411,260▲ 50.1%
2024 · €274,000
Net result
-€2,015
2024 · €13,813
Working capital
-€43,746
2024 · €50,244
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,683▼ 72.7%€40,087▲ 314%€16,533▼ 58.8%€21,962▲ 32.8%€7,697▼ 65.0%
Net result€6,249▼ 77.4%€29,924▲ 379%€11,320▼ 62.2%€13,813▲ 22.0%-€2,015
Equity€52,618▲ 13.5%€82,543▲ 56.9%€93,863▲ 13.7%€107,675▲ 14.7%€73,161▼ 32.1%
Total assets€206,146▲ 195%€227,910▲ 10.6%€226,728▼ 0.5%€274,000▲ 20.8%€411,260▲ 50.1%
Debt€153,528▲ 555%€145,368▼ 5.3%€132,865▼ 8.6%€166,324▲ 25.2%€338,100▲ 103%
Working capital€7,313▼ 82.9%€34,966▲ 378%€39,333▲ 12.5%€50,244▲ 27.7%-€43,746
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411,260
Fixed assets
€355,056 ▲ 129%
Current assets
€56,205 ▼ 52.8%
Equity and liabilities €411,260
Equity
€73,161 ▼ 32.1%
Debt
€338,100 ▲ 103%
Debt's share of the balance-sheet total rises from 60.7% to 82.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€48,433▲
2024 · €31,796
Cash flow
€38,721▲
2024 · €23,647
Current ratio
0.56▼
2024 · 1.73
Debt to equity
4.62▲
2024 · 1.54
ROE
-2.8%▼
2024 · 12.8%
ROA
-0.5%▼
2024 · 5.0%
Interest coverage
4.87▼
2024 · 8.14
Debt ≤ 1 year
€99,951▲
2024 · €68,764
Debt > 1 year
€238,149▲
2024 · €97,560
Income taxes
€237▼
2024 · €4,354
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €11,983 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,262 | €10,881 | €12,077 | €9,834 | €40,736 | ▲ 314% |
| Other operating charges640/8 | - | €1,142 | €1,675 | €1,131 | €2,516 | ▲ 122% |
| Gross operating margin9900 | €33,387 | €52,109 | €30,285 | €32,927 | €50,950 | ▲ 54.7% |
| Operating profit (loss)9901 | €9,683 | €40,087 | €16,533 | €21,962 | €7,697 | ▼ 65.0% |
| Financial income75/76B | - | - | €4 | €112 | €480 | ▲ 329% |
| Recurring financial income75 | €6 | - | €4 | €112 | €256 | ▲ 129% |
| Non-recurring financial income76B | - | - | - | - | €224 | - |
| Financial charges65/66B | - | €1,474 | €1,335 | €3,907 | €9,955 | ▲ 155% |
| Recurring financial charges65 | €822 | €1,474 | €1,335 | €3,907 | €9,955 | ▲ 155% |
| Profit (loss) for the period before taxes9903 | €8,866 | €38,613 | €15,203 | €18,166 | -€1,777 | ▼ 110% |
| Income taxes67/77 | €2,618 | €8,689 | €3,882 | €4,354 | €237 | ▼ 94.5% |
| Profit (loss) for the period9904 | €6,249 | €29,924 | €11,320 | €13,813 | -€2,015 | ▼ 115% |
| Profit (loss) for the period to be appropriated9905 | €6,249 | €29,924 | €11,320 | €13,813 | -€2,015 | ▼ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €206,146 | €227,910 | €226,728 | €274,000 | €411,260 | ▲ 50.1% |
| Fixed assets21/28 | €177,450 | €166,570 | €160,644 | €154,991 | €355,056 | ▲ 129% |
| Tangible fixed assets22/27 | €177,450 | €166,570 | €160,644 | €154,991 | €355,056 | ▲ 129% |
| Land and buildings22 | - | €159,618 | €153,951 | €148,284 | €351,109 | ▲ 137% |
| Plant, machinery and equipment23 | - | - | - | €1,244 | €1,117 | ▼ 10.2% |
| Furniture and vehicles24 | - | €6,952 | €6,693 | €5,463 | €2,829 | ▼ 48.2% |
| Current assets29/58 | €28,695 | €61,340 | €66,084 | €119,008 | €56,205 | ▼ 52.8% |
| Amounts receivable within one year40/41 | €11,708 | €18,490 | €8,159 | €43,013 | €8,389 | ▼ 80.5% |
| Trade receivables40 | - | €18,490 | €6,776 | €39,984 | €7,524 | ▼ 81.2% |
| Other amounts receivable41 | - | - | €1,383 | €3,029 | €865 | ▼ 71.4% |
| Current investments50/53 | - | €13,999 | €23,998 | €23,998 | €12,999 | ▼ 45.8% |
| Cash at bank and in hand54/58 | €16,987 | €25,726 | €32,924 | €49,739 | €33,537 | ▼ 32.6% |
| Deferred charges and accrued income490/1 | - | €3,125 | €1,003 | €2,258 | €1,280 | ▼ 43.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €206,146 | €227,910 | €226,728 | €274,000 | €411,260 | ▲ 50.1% |
| Equity10/15 | €52,618 | €82,543 | €93,863 | €107,675 | €73,161 | ▼ 32.1% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €47,618 | €77,543 | €88,863 | €102,675 | €68,161 | ▼ 33.6% |
| Distributable reserves133 | - | €77,543 | €88,863 | €102,675 | €68,161 | ▼ 33.6% |
| Amounts payable17/49 | €153,528 | €145,368 | €132,865 | €166,324 | €338,100 | ▲ 103% |
| Amounts payable after more than one year17 | €132,146 | €118,993 | €106,114 | €97,560 | €238,149 | ▲ 144% |
| Financial debts170/4 | - | €118,993 | €106,114 | €97,560 | €238,149 | ▲ 144% |
| Amounts payable within one year42/48 | €21,382 | €26,374 | €26,752 | €68,764 | €99,951 | ▲ 45.4% |
| Current portion of amounts payable after more than one year42 | - | €13,152 | €12,880 | €8,554 | €14,593 | ▲ 70.6% |
| Trade debts44 | €505 | €505 | €879 | €1,885 | €788 | ▼ 58.2% |
| Suppliers440/4 | - | €505 | €879 | €1,885 | €788 | ▼ 58.2% |
| Taxes, remuneration and social security45 | - | €1,885 | €877 | €1,641 | €4,535 | ▲ 176% |
| Taxes450/3 | - | €1,885 | €877 | €1,641 | €4,535 | ▲ 176% |
| Other amounts payable47/48 | - | €10,833 | €12,116 | €56,684 | €80,034 | ▲ 41.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,249 | €29,924 | €11,320 | €13,813 | -€2,015 | ▼ 115% |
| + Depreciation and write-downs630 | €23,262 | €10,881 | €12,077 | €9,834 | €40,736 | ▲ 314% |
| Operating cash flow (approximation) | €29,511 | €40,805 | €23,397 | €23,647 | €38,721 | ▲ 63.7% |
| Investment in fixed assets (approximation) | - | €0 | -€6,151 | -€4,182 | -€240,800 | ▼ 5,658% |
| Change in cash | - | €8,739 | €7,198 | €16,815 | -€16,202 | ▼ 196% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€2,015
Net result drops to -€2,015, the lowest in the series.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €107,675 ▲14.7%
6 profitable years in a row build equity to €107,675.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €29,924 ▲379%
Operating result €40,087, net result €29,924, both a record.
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2019
Ground area
553 m²
Building footprint
140 m²
Volume, LiDAR
775 m³
Parcel 11642D0322/02F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NC3d
since 20192.289.509.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0322/02F000 | Flanders | 553 m² | 1 · 140 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,149 companies in sector 63920 we hold annual accounts for 1,524. 1,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
71121Engineering and related technical consultancy, excluding land surveyors
73200Market research and public opinion polling
74112Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.