Equity
€73,161 ▼ 32.1%
NC3d paid out €32,500 in dividends in a year with a loss of €2,015.
NC3d
Lifetime
7 annual accounts with figures on one time axispeak €52,109 (2022)
€50,950▲ 54.7%
lowest -€2,015 (2025)
-€2,015▼ €15,827
peak €107,675 (2024)
€73,161▼ 32.1%
€338,100▲ 103%
Board1 name since 2019
1 directorNELEN Jasper Jozef Julia
Documentsfilings and deeds
24-02-2026157 days before the deadline
2025micro format
Gross margin from €32,927 to €50,950Loss of €2,015Dividend €32,500Equity from €107,675 to €73,161Debts from €166,324 to €338,100Investments €240,800
Key points
from the 2025 annual accountsDebts
€338,100 ▲ 103%
Debts rose by €171,776 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€240,800 5.9 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 136.8% higher than in 2024.
Liquidity
0.56 was 1.73 in 2024
Short-term debts rose from €68,764 to €99,951.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 61 to 165 days before the end of the period.
Position in the sector
-€2,015
Lower net result than 80% of companies in computing infrastructure and information services. Sector median €19,991 · 2,301 companies.
Checked score
87
Excellent
Financially stronger than 27% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025highest value
06-2025: 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2019
lowers risk
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Size: total assets €411,260
Figures for financial year 2025 (filed on 24-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 24% of them on solvency, 35% on liquidity, 29% on profitability and 19% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,548 companies had the same profile as NC3d has now. Each dot stands for 4 companies, two years later.
91.3%
were still trading
3.9%
stopped another way
4.3%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NC3d itself is lower: 0.2% within 12 months. It rests on far more data about NC3d than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,548 companies, not a prediction for NC3d. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.56 (1.73 in 2024), below 1. Short-term debt is 24.3% and cash 8.2% of total assets. 82.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2302 sector peers (2025).
NBB · sector comparisonPosition among 2302 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
157 days early
2024
61 days early
2023
153 days early
2022
165 days early
2021
128 days early
2020
151 days early
2019
128 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 135 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0726997182
Incorporation
Founding capital of €5,000 · Founder: NELEN Jasper Jozef Julia · Appointment: NELEN Jasper Jozef Julia (director) · published on 24-05-2019 · Gazette deed
First establishment
Deken Verstraelenstraat 9, Essen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NC3d Essen | €411,260 | €50,950 | 17.8% | - |
| BEN VAN GORP Lille | €472,827 | €49,159 | 61.0% | - |
| Nick Janssens Arendonk | €358,726 | €52,181 | 78.8% | - |
| GVer2 Kalmthout | €333,391 | €46,305 | 95.3% | - |
| Belarabit Sint-Katelijne-Waver | €282,821 | €64,787 | -32.4% | - |
| FB Consultants Turnhout | €342,130 | €62,891 | 12.5% | - |
| Fintek Sint-Martens-Latem | €461,082 | €71,129 | 20.6% | - |
These companies have the same main activity as NC3d: other information service activities (NACE 63920). They are comparable in size and age: total assets between €283,000 and €473,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 22-05-2019Normal situation
- Activity
- Other information service activitiesNACE 63920and 4 others
- Establishment unit
- 2.289.509.5092910 Essen, since 22-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €150,000estimated
- €411,260▲ 50.1%
- Filing
- Filed on 24-02-2026, 157 days before the end of the filing period
Insights on NC3d
NC3d files the micro format. That format states no turnover. The gross margin rose from €21,306 in 2019 to €50,950 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NC3d
- What is the company number of NC3d?
- The company number of NC3d is 0726.997.182. The VAT number is the same number with BE in front: BE 0726.997.182.
- Where is NC3d based?
- The registered office is at Deken Verstraelenstraat 9, 2910 Essen.Company details
- What does NC3d do?
- According to the KBO register, the main activity is other information service activities (NACE 63920).
- What is the legal form of NC3d?
- NC3d is a private limited company (BV).
- When was NC3d founded?
- NC3d was founded on 22-05-2019.
- Is NC3d still active?
- Yes, NC3d is an active enterprise in the KBO register.
- What is the turnover of NC3d?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €50,950 and 2,667 comparable companies of the same size. It probably lies between €100,000 and €270,000. It is a rough estimate.Financials
- Is NC3d profitable?
- In financial year 2025, NC3d made a loss of €2,015.
- Where can I find the annual accounts of NC3d?
- NC3d filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NC3d due?
- NC3d must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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