NC-T
ActiveNC-T has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €31k. Its solvency ranks better than 59% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+21
Growth52
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.26 in 2024), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
21.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 49.2%
2024 · €61k
2024: €61k
2024 → 2025
Total assets
€144k▲ 11.6%
2024 · €129k
2024: €129k
2024 → 2025
Net result
€31k▼ 50.0%
2024 · €62k
2024: €62k
2024 → 2025
Working capital
€35k▲ 206%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€61k-€91k▲ 49.2%
Operating result€85k-€46k▼ 46.1%
Net result€62k-€31k▼ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€70k▼ 5.3%
Current assets
€74k▲ 33.9%
Equity and liabilities €144k
Equity
€91k▲ 49.2%
Debt
€53k▼ 22.5%
The debt ratio falls from 52.5% to 36.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€61k▼
2024 · €106k
Cash flow
€46k▼
2024 · €83k
Solvency
63.5%▲
2024 · 47.5%
Current ratio
1.89▲
2024 · 1.26
Quick ratio
1.89▲
2024 · 1.26
Debt / equity
0.58▼
2024 · 1.11
ROE
33.9%▼
2024 · 101.2%
ROA
21.5%▼
2024 · 48.0%
Interest coverage
19.83▼
2024 · 34.60
Debt
€53k▼
2024 · €68k
Debt ≤ 1 year
€39k▼
2024 · €44k
Debt > 1 year
€13k▼
2024 · €23k
Income taxes
€12k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€144k▲
Fixed assets21/28€74k€70k▼
Tangible fixed assets22/27€72k€69k▼
Land and buildings22€29k€33k▲
Plant, machinery and equipment23€818€5k▲
Furniture and vehicles24€14k€11k▼
Leasing and similar rights25€28k€20k▼
Financial fixed assets28€1k€1k=
Current assets29/58€55k€74k▲
Amounts receivable within one year40/41€670€20k▲
Trade receivables40€141€17k▲
Other amounts receivable41€528€3k▲
Cash at bank and in hand54/58€43k€53k▲
Deferred charges and accrued income490/1€12k€1k▼
Equity and liabilities
Total equity and liabilities10/49€129k€144k▲
Equity10/15€61k€91k▲
Contributions10/11€100€100=
Reserves13€61k€91k▲
Distributable reserves133€61k€91k▲
Amounts payable17/49€68k€53k▼
Amounts payable after more than one year17€23k€13k▼
Financial debts170/4€23k€13k▼
Amounts payable within one year42/48€44k€39k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€24k€16k▼
Taxes450/3€24k€16k▼
Other amounts payable47/48€10k€12k▲
Accrued charges and deferred income492/3€562€543▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€15k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€107k€62k▼
Operating profit (loss)9901€85k€46k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€82k€43k▼
Income taxes67/77€20k€12k▼
Profit (loss) for the period9904€62k€31k▼
Profit (loss) for the period to be appropriated9905€62k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€31k▼
Transfer to equity691/2€61k€30k▼
To other reserves6921€61k€30k▼
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putstraat(PEL) 183212 LubbeekGround area
2,404 m²
Building footprint
157 m²
Volume, LiDAR
1,134 m³
Parcel 24090B0056/00G002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NC-T
since 20222.334.617.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24090B0056/00G002 | Flanders | 2,404 m² | 1 · 157 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOBWOP
BE 1004.383.629
Brakel · Eq €91k
KS Project Management
BE 0781.686.673
Pelt · Eq €91k
ELVÉ BOUWADVIES
BE 0898.491.994
Genk · Eq €91k
Bureau d’études 981, Ingénieurs et Architectes
BE 0715.995.503
Genappe · Eq €91k
CERECO
BE 1000.697.629
Tournai · Eq €91k
Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 5,184 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2022
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43240Other construction installation
43299Specialised construction activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.