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NC-LOO

Active
Private limited companyfounded 2025active for 1 yearRue de Renipont 66, 1380 Lasne, BelgiumKBO/BCE: BE 1019.826.623
Summary

The annual accounts of NC-LOO for financial year 2025 show a net loss of 57% of total assets. The 2025 annual accounts show equity of €21,383 and a net result of -€18,617. Its solvency ranks better than 77% of 22,513 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
€32,704total assets 2025
Equity
€21,383
Loss
-€18,617
Turnover not published (micro format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 31 days late
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2025Latest accounts 31 days late; 1 of the last 3 lateSize: total assets €32,704lowers riskLiquidity: current ratio 2.93, cash €12,711Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 47, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 90
equity 65.4% of total assets
Liquidity 83
short-term debt 34.2% · cash 38.9%
Profitability 0
return on assets -56.9%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,226 companies, NACE 47, micro)
Last 24 months 03-2026: 1.8% 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 2.3%▲ +0.4 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 1.2%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 1.2%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.93, above the usual 1.5; short-term debt: 34.2% and cash: 38.9% of total assets), and 34.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 77% on solvency, 87% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.93, cash €12,711
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €32,704
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Caroline VOKAER (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00461940.

Equity
€21,383
Total assets
€32,704
Net result
-€18,617
Working capital
€21,533

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €32,704
Equity €21,383
Debt €11,320
Debt finances 34.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.93
Quick ratio
1.50
Debt to equity
0.53
ROE
-87.1%
ROA
-56.9%
Debt ≤ 1 year
€11,170

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 92.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.4% went bankrupt
6.0% stopped otherwise
92.6% still going

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€32,704
Current assets29/58€32,704
Stocks and contracts in progress3€16,000
Stocks30/36€16,000
Amounts receivable within one year40/41€3,993
Other amounts receivable41€3,993
Cash at bank and in hand54/58€12,711
Equity and liabilities
Total equity and liabilities10/49€32,704
Equity10/15€21,383
Contributions10/11€40,000
Profit (loss) carried forward14-€18,617
Amounts payable17/49€11,320
Amounts payable within one year42/48€11,170
Trade debts44€303
Suppliers440/4€303
Other amounts payable47/48€10,868
Accrued charges and deferred income492/3€150
Income statement Code2025
Other operating charges640/8€422
Gross operating margin9900-€18,189
Operating profit (loss)9901-€18,611
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903-€18,617
Profit (loss) for the period9904-€18,617
Profit (loss) for the period to be appropriated9905-€18,617
Appropriation of the result
Profit (loss) to be appropriated9906-€18,617

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€422
Gross operating margin9900-€18,189
Operating profit (loss)9901-€18,611
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903-€18,617
Profit (loss) for the period9904-€18,617
Profit (loss) for the period to be appropriated9905-€18,617
Line2025
Assets
Total assets20/58€32,704
Current assets29/58€32,704
Stocks and contracts in progress3€16,000
Stocks30/36€16,000
Amounts receivable within one year40/41€3,993
Other amounts receivable41€3,993
Cash at bank and in hand54/58€12,711
Equity and liabilities
Total equity and liabilities10/49€32,704
Equity10/15€21,383
Contributions10/11€40,000
Profit (loss) carried forward14-€18,617
Amounts payable17/49€11,320
Amounts payable within one year42/48€11,170
Trade debts44€303
Suppliers440/4€303
Other amounts payable47/48€10,868
Accrued charges and deferred income492/3€150
Line2025
Profit (loss) for the period9904-€18,617
Operating cash flow (approximation)-€18,617

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00461940

Similar companies · same sector, comparable size

Of the 12,425 active companies whose main activity is other non-specialised retail sale (NACE 47120), figures are known for 2,176. 1,404 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
Caroline VOKAER
Director (not named in the articles) · since 12-02-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Caroline VOKAER
  • Director (not named in the articles), from 12-02-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 12-02-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 12-02-2025 Incorporation · 400 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 10 February 2025, NC-LOO was incorporated as a private limited company by one natural person.12 Caroline VOKAER has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-02-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
12-02
Gazette deed Incorporation
Appointment: Caroline VOKAER (director) · Founder · Power of attorney9 facts ▸
  • Incorporation, 07-02-2025
  • Founder, Caroline VOKAER (2 times)
  • Power of attorney, Jeff MALCORPS
  • Capital
  • Founding capital
  • Registered office clause, “1380 Lasne,Route de Renipont,66” (deed in French)
  • Director appointment, Caroline VOKAER (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, engagements obligations et activités au nom et pour compte société en formation” (deed in French)
  • Bank account, “société en formation, libération apports” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded10-02-2025
Financial year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019826623
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the KBO register.

Rue de Renipont 661380 Lasne
Ground area
5,825 m²
Building footprint
224 m²
Building volume
272 m³
Parcel 25076B0328/00G000, Wallonia · tallest building 6.1 m. Linked by address, not a title deed.
1 establishment unit
NC-LOO
Route de Renipont 66, 1380 LasneOther non-specialised retail sale
since 2025unit no. 2.369.930.328
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25076B0328/00G000 Wallonia 5,825 m² 1 · 224 m² 6.1 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
NC-LOO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, peut établir par simple décision de l'organe d'administration des sièges administratifs,agences,ateliers,dépôts et…” (deed in French)

deed of 12-02-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Un ou plusieurs, non-statutaires révocables ad nutum par assemblée générale” (deed in French)

deed of 12-02-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, actions” (deed in French)
“Nominatifs, titres autres que les actions” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Moitié à charge du cédant et moitié à charge du ou des acquéreurs proportionnellement au nombre d'actions acquises,même en cas de refus…” (deed in French)

deed of 12-02-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of May at 19:30

deed of 12-02-2025

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale délibérant comme en matière de modification des statuts” (deed in French)

deed of 12-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Indivisibilité des titres, exercice du droit de vote suspendu jusqu'à désignation d'une seule personne titulaire du droit de vote à l'égard…” (deed in French)
Other provision: “Pouvoirs d'administration, loi et statuts réservés à assemblée générale” (deed in French)
Other provision: “Agissent seul, gestion journalière” (deed in French)
Other provision: “Assemblées générales extraordinaires, organe d'administration et le cas échéant commissaire” (deed in French)
Other provision: “Convocations, personnes sans adresse e-mail,même jour que convocations électroniques” (deed in French)
Other provision: “Admission à l'assemblée” (deed in French)
Other provision: “Affectation bénéfice et réserves, assemblée générale sur proposition organe d'administration” (deed in French)
Liquidation distribution: “Actif net entre actionnaires en proportion des actions,biens conservés remis même proportion, apurement dettes charges frais ou…” (deed in French)
Other provision: “Premier exercice et première assemblée, 31-12-2025” (deed in French)
1 more provision in the deed, see the deed of 12-02-2025

deed of 12-02-2025