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NC-Consult

Active
Private limited company (pre-2019)founded 201214 yrs activeMichel Zwaabstraat 20, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0848.960.133
Summary

NC-Consult has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21,656 and a net result of -€10,728. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability3▼-85
Solvency47▼-5
Growth35▼-34
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.86 against 1.04 in 2023; short-term debt: 73.4% and cash: 28.1% of total assets), and 77.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
22.5%
Return on assets
-11.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20786 sector peers (2024).
NBB · sector comparison
Position among 20786 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
88 d late
2023
191 d late
2022
557 d late
2021
226 d late
2020
591 d late
2019
575 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 371 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 September 2012, NC-Consult was incorporated.1 Revenue went from EUR 115,541 in 2019 to EUR 124,919 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Turnover
€124,919▼ 12.7%
2023 · €143,049
EBIT margin
-8.2%▼ 17.5pp
2023 · 9.4%
Net result
-€10,728
2023 · €12,569
Working capital
-€9,823
2023 · €3,750
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€78,931▼ 31.7%€76,666▼ 2.9%€120,859▲ 57.6%€143,049▲ 18.4%€124,919▼ 12.7%
Operating result-€9,796-€3,007▲ 69.3%€9,429€13,427▲ 42.4%-€10,185
Net result-€10,161below the sector's middle half-€4,412below the sector's middle half▲ 56.6%€9,029within the sector's middle half€12,569within the sector's middle half▲ 39.2%-€10,728below the sector's middle half
EBIT margin-12.4%▼ 13.9pp-3.9%▲ 8.5pp7.8%▲ 11.7pp9.4%▲ 1.6pp-8.2%▼ 17.5pp
Equity€15,199below the sector's middle half▼ 40.1%€10,787below the sector's middle half▼ 29.0%€19,816below the sector's middle half▲ 83.7%€32,385below the sector's middle half▲ 63.4%€21,656below the sector's middle half▼ 33.1%
Total assets€97,886below the sector's middle half▼ 35.7%€53,653below the sector's middle half▼ 45.2%€72,957below the sector's middle half▲ 36.0%€119,794below the sector's middle half▲ 64.2%€96,301within the sector's middle half▼ 19.6%
Debt€82,687▼ 34.8%€42,866▼ 48.2%€53,141▲ 24.0%€87,409▲ 64.5%€74,645▼ 14.6%
Working capital-€12,958below the sector's middle half▼ 53.7%-€14,687below the sector's middle half▼ 13.3%-€8,582below the sector's middle half▲ 41.6%€3,750below the sector's middle half-€9,823below the sector's middle half
Solvency15.5%below the sector's middle half▼ 1.1pp20.1%within the sector's middle half▲ 4.6pp27.2%within the sector's middle half▲ 7.1pp27.0%within the sector's middle half▼ 0.1pp22.5%below the sector's middle half▼ 4.5pp
Current ratio0.84below the sector's middle half▼ 0.100.62below the sector's middle half▼ 0.210.83below the sector's middle half▲ 0.201.04below the sector's middle half▲ 0.220.86below the sector's middle half▼ 0.18
Return on assets (ROA)-10.4%below the sector's middle half▼ 11.2pp-8.2%below the sector's middle half▲ 2.2pp12.4%within the sector's middle half▲ 20.6pp10.5%within the sector's middle half▼ 1.9pp-11.1%below the sector's middle half▼ 21.6pp
Staff (FTE)1below the sector's middle half
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2020: -€9,796-€9,796Net result 2020: -€10,161-€10,161Operating result 2021: -€3,007-€3,007Net result 2021: -€4,412-€4,412Operating result 2022: €9,429€9,429Net result 2022: €9,029€9,029Operating result 2023: €13,427€13,427Net result 2023: €12,569€12,569Operating result 2024: -€10,185-€10,185Net result 2024: -€10,728-€10,72820202021202220232024-€20,000-€10,000€0€10,000Operating result 2022: €9,429€9,430Net result 2022: €9,029€9,030Operating result 2023: €13,427€13,400Net result 2023: €12,569€12,600Operating result 2024: -€10,185-€10,200Net result 2024: -€10,728-€10,700202220232024
The operating result turns negative in 2024: a loss of €10,185 after €13,427 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96,301
Fixed assets €35,434 ▲ 8.7%
Current assets €60,867 ▼ 30.2%
Equity and liabilities €96,301
Equity €21,656 ▼ 33.1%
Debt €74,645 ▼ 14.6%
Debt's share of the balance-sheet total rises from 73.0% to 77.5%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€9,308▼
2023 · €36,570
Cash flow
-€9,851▼
2023 · €35,712
Debt to equity
3.45▲
2023 · 2.70
ROE
-49.5%▼
2023 · 38.8%
Interest coverage
-17.14▼
2023 · 42.62
Debt ≤ 1 year
€70,690▼
2023 · €83,454
Debt > 1 year
€3,955=
2023 · €3,955
Staff costs
€51,281▲
2023 · €41,580
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,295 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.9% stopped otherwise
89% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,295 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€119,794€96,301▼
Fixed assets21/28€32,590€35,434▲
Tangible fixed assets22/27€32,590€35,434▲
Plant, machinery and equipment23€606€3,574▲
Furniture and vehicles24€31,984€31,860▼
Current assets29/58€87,204€60,867▼
Amounts receivable within one year40/41€36,111€33,827▼
Trade receivables40€36,111€33,827▼
Cash at bank and in hand54/58€51,093€27,040▼
Equity and liabilities
Total equity and liabilities10/49€119,794€96,301▼
Equity10/15€32,385€21,656▼
Contributions10/11€16,200€16,200=
Reserves13€2,227€2,227=
Distributable reserves133€2,227€2,227=
Profit (loss) carried forward14€13,958€3,229▼
Amounts payable17/49€87,409€74,645▼
Amounts payable after more than one year17€3,955€3,955=
Financial debts170/4€3,955€3,955=
Amounts payable within one year42/48€83,454€70,690▼
Current portion of amounts payable after more than one year42€26,076€18,320▼
Trade debts44€50,387€47,979▼
Suppliers440/4€50,387€47,979▼
Other amounts payable47/48€6,991€4,391▼
Income statement Code20232024
Turnover70€143,049€124,919▼
Goods, raw materials, services and sundry goods60/61€61,700€77,156▲
Remuneration, social security and pensions62€41,580€51,281▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,143€877▼
Other operating charges640/8€3,198€5,790▲
Gross operating margin9900€81,348€47,763▼
Operating profit (loss)9901€13,427-€10,185▼
Financial charges65/66B€858€543▼
Recurring financial charges65€858€543▼
Profit (loss) for the period before taxes9903€12,569-€10,728▼
Profit (loss) for the period9904€12,569-€10,728▼
Profit (loss) for the period to be appropriated9905€12,569-€10,728▼
Appropriation of the result
Profit (loss) to be appropriated9906€14,586€3,229▼
Profit (loss) brought forward from the previous period14P€2,017€13,957▲
Transfer to equity691/2€628-
To the legal reserve6920€628-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€78,931€76,666€120,859€143,049€124,919▼ 12.7%
Goods, raw materials, services and sundry goods60/61€41,922€33,565€36,716€61,700€77,156▲ 25.1%
Remuneration, social security and pensions62€28,880€25,864€28,080€41,580€51,281▲ 23.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,783€17,540€24,811€23,143€877▼ 96.2%
Provisions for liabilities and charges: additions (uses and reversals)635/8--€19,663---
Other operating charges640/8€2,142€2,705€2,160€3,198€5,790▲ 81.1%
Gross operating margin9900€37,009€43,102€84,143€81,348€47,763▼ 41.3%
Operating profit (loss)9901-€9,796-€3,007€9,429€13,427-€10,185▼ 176%
Financial charges65/66B€365€1,405€400€858€543▼ 36.7%
Recurring financial charges65€365€1,405€400€858€543▼ 36.7%
Profit (loss) for the period before taxes9903-€10,161-€4,412€9,029€12,569-€10,728▼ 185%
Profit (loss) for the period9904-€10,161-€4,412€9,029€12,569-€10,728▼ 185%
Profit (loss) for the period to be appropriated9905-€10,161-€4,412€9,029€12,569-€10,728▼ 185%
Line20202021202220232024Change
Assets
Total assets20/58€97,886€53,653€72,957€119,794€96,301▼ 19.6%
Fixed assets21/28€32,112€29,429€32,353€32,590€35,434▲ 8.7%
Tangible fixed assets22/27€32,112€29,429€32,353€32,590€35,434▲ 8.7%
Land and buildings22€11,200€5,600----
Plant, machinery and equipment23€10,003€9,014€5,615€606€3,574▲ 490%
Furniture and vehicles24€10,909€14,815€26,738€31,984€31,860▼ 0.4%
Current assets29/58€65,774€24,224€40,604€87,204€60,867▼ 30.2%
Amounts receivable after more than one year29--€8,778---
Trade receivables290--€8,778---
Amounts receivable within one year40/41€44,677€12,025-€36,111€33,827▼ 6.3%
Trade receivables40€22,390€12,025-€36,111€33,827▼ 6.3%
Other amounts receivable41€22,287-----
Cash at bank and in hand54/58€14,905€6,575€31,826€51,093€27,040▼ 47.1%
Deferred charges and accrued income490/1€6,192€5,624----
Equity and liabilities
Total equity and liabilities10/49€97,886€53,653€72,957€119,794€96,301▼ 19.6%
Equity10/15€15,199€10,787€19,816€32,385€21,656▼ 33.1%
Contributions10/11€16,200€16,200€16,200€16,200€16,200=
Capital10€16,200€16,200----
Issued capital100€18,600€18,600----
Uncalled capital101€2,400€2,400----
Reserves13€1,148€1,148€1,599€2,227€2,227=
Non-distributable reserves130/1€1,148€1,148----
Legal reserve130€1,148€1,148----
Distributable reserves133--€1,599€2,227€2,227=
Profit (loss) carried forward14-€2,149-€6,561€2,017€13,958€3,229▼ 76.9%
Amounts payable17/49€82,687€42,866€53,141€87,409€74,645▼ 14.6%
Amounts payable after more than one year17€3,955€3,955€3,955€3,955€3,955=
Financial debts170/4€3,955€3,955€3,955€3,955€3,955=
Amounts payable within one year42/48€78,732€38,911€49,186€83,454€70,690▼ 15.3%
Current portion of amounts payable after more than one year42-€1,808€336€26,076€18,320▼ 29.7%
Trade debts44€77,719€34,412€39,868€50,387€47,979▼ 4.8%
Suppliers440/4€77,719€34,412€39,868€50,387€47,979▼ 4.8%
Other amounts payable47/48€1,013€2,691€8,982€6,991€4,391▼ 37.2%
Line20202021202220232024Change
Profit (loss) for the period9904-€10,161-€4,412€9,029€12,569-€10,728▼ 185%
+ Depreciation and write-downs630€15,783€17,540€24,811€23,143€877▼ 96.2%
Operating cash flow (approximation)€5,622€13,128€33,840€35,712-€9,851▼ 128%
Investment in fixed assets (approximation)--€14,857-€27,735-€23,380-€3,721▲ 84.1%
Change in cash--€8,330€25,251€19,267-€24,053▼ 225%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
07-02
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 191 days late
07-02
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 557 days late
2024
31-12
Financial Weakest financial yearnet -€10,728
Net result drops to -€10,728, the lowest in the series.
2023
31-12
Financial Highest result since 2018net €12,569 ▲39.2%
Operating result €13,427, net result €12,569, both a record.
14-03
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 226 days late
14-03
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 591 days late
2022
31-12
Financial Back to profitnet €9,029
Net result €9,029 after 2 loss-making years.
26-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 575 days late
2019
29-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 60 days late
2018
16-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2015
19-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 19 days late
2014
27-09
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
564 m²
Building footprint
660 m²
Volume, LiDAR
9,362 m³
Parcel 21012A0078/00G017, Brussels · tallest building 21.2 m, ±6 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
NCC
Michel Zwaabstraat 20, 1080 Sint-Jans-MolenbeekComputer programming, consultancy and related activities
since 20122.216.359.928
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012A0078/00G017 Brussels 564 m² 1 · 660 m² 21.2 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 13,303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded25-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
95100Repair and maintenance of computers and communication equipment
Contact
Phone 02/8408282Sint-Jans-Molenbeek
E-invoicing
Reachable via Peppol
Peppol ID 0208:0848960133
Also 9925:BE0848960133
Registered 17-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.