NBI
ActiveNBI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €59k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.51 in 2024; short-term debt: 63.7% and cash: 23.4% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
25.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-02-2026, 180 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
180 d early
2024
172 d early
2023
174 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k=
2024 · €62k
2023: €47k
2024: €62k
2023 → 2025
Total assets
€227k▲ 20.9%
2024 · €188k
2023: €111k
2024: €188k
2023 → 2025
Net result
€59k▲ 7.2%
2024 · €55k
2023: €46k
2024: €55k
2023 → 2025
Working capital
€-63k▼ 14.5%
2024 · €-55k
2023: €9k
2024: €-55k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€47k-€62k▲ 31.1%€62k=
Operating result€61k-€74k▲ 20.6%€79k▲ 7.2%
Net result€46k-€55k▲ 17.6%€59k▲ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€145k▲ 11.5%
Current assets
€82k▲ 42.3%
Equity and liabilities €227k
Equity
€62k=
Debt
€166k▲ 31.1%
The debt ratio rises from 67.3% to 72.9%. Debt is higher.
Key figures and ratios
EBITDA
€101k▲
2024 · €93k
Cash flow
€80k▲
2024 · €74k
Solvency
27.1%▼
2024 · 32.7%
Current ratio
0.57▲
2024 · 0.51
Quick ratio
0.57▲
2024 · 0.51
Debt / equity
2.69▲
2024 · 2.05
ROE
95.1%▲
2024 · 88.7%
ROA
25.8%▼
2024 · 29.1%
Interest coverage
18.58▲
2024 · 18.13
Debt
€166k▲
2024 · €126k
Debt ≤ 1 year
€145k▲
2024 · €112k
Debt > 1 year
€18k▲
2024 · €12k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€227k▲
Fixed assets21/28€130k€145k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€130k€145k▲
Furniture and vehicles24€48k€67k▲
Other tangible fixed assets26€82k€78k▼
Current assets29/58€57k€82k▲
Amounts receivable within one year40/41€414€26k▲
Trade receivables40€0€25k▲
Other amounts receivable41€414€588▲
Cash at bank and in hand54/58€57k€53k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€188k€227k▲
Equity10/15€62k€62k=
Contributions10/11€500€500=
Outside capital11-€500
Other1109/19-€500
Reserves13€61k€61k=
Distributable reserves133€61k€61k=
Profit (loss) carried forward14€0-
Amounts payable17/49€126k€166k▲
Amounts payable after more than one year17€12k€18k▲
Financial debts170/4€12k€18k▲
Amounts payable within one year42/48€112k€145k▲
Current portion of amounts payable after more than one year42€14k€17k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€555€1k▲
Suppliers440/4€555€1k▲
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€9k▼
Other amounts payable47/48€80k€115k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€22k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€94k€103k▲
Operating profit (loss)9901€74k€79k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€69k€74k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€55k€59k▲
Profit (loss) for the period to be appropriated9905€55k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€59k▲
Transfer to equity691/2€15k-
To other reserves6921€15k-
Profit to be distributed694/7€40k€59k▲
Return on contributions (dividend)694€40k€59k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €59k ▲7.2%
Operating result €79k, net result €59k, both a record.
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 579990 MaldegemGround area
1,016 m²
Building footprint
123 m²
Volume, LiDAR
592 m³
Parcel 43010C0609/00S000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NBI
since 20142.226.240.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43010C0609/00S000 | Flanders | 1,016 m² | 1 · 123 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2014
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
77210Renting and leasing of sports and recreation goods
82100Office administrative and support services
82990Other business support services
85510Sports and recreation education
85532Education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.