NBH CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of NBH CONSTRUCT is 4.1% (elevated). The 2025 annual accounts show equity of €40k and a net result of €37k. Its solvency ranks better than 65% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.39; short-term debt: 39.6% and cash: 20.4% of total assets), and 39.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
55.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€40k
Total assets
€66k
Net result
€37k
Working capital
€37k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €66k
Fixed assets
€3k
Current assets
€63k
Equity and liabilities €66k
Equity
€40k
Debt
€26k
Debt finances 39.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€48k
Cash flow
€38k
Current ratio
2.39
Debt to equity
0.65
ROE
92.1%
ROA
55.7%
Interest coverage
43.24
Debt ≤ 1 year
€26k
Income taxes
€9k
Staff costs
€7k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€66k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Plant, machinery and equipment23€2k
Furniture and vehicles24€1k
Current assets29/58€63k
Amounts receivable within one year40/41€45k
Trade receivables40€40k
Other amounts receivable41€5k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€66k
Equity10/15€40k
Contributions10/11€4k
Profit (loss) carried forward14€36k
Amounts payable17/49€26k
Amounts payable within one year42/48€26k
Trade debts44€905
Suppliers440/4€905
Advances received on contracts in progress46€9k
Taxes, remuneration and social security45€14k
Taxes450/3€10k
Remuneration and social security454/9€4k
Other amounts payable47/48€3k
Income statement
Code2025
Remuneration, social security and pensions62€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€905
Other operating charges640/8€2k
Non-recurring operating charges66A€7k
Gross operating margin9900€63k
Operating profit (loss)9901€47k
Financial income75/76B€0
Recurring financial income75€0
Non-recurring financial income76B€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Non-recurring financial charges66B€2
Profit (loss) for the period before taxes9903€46k
Income taxes67/77€9k
Profit (loss) for the period9904€37k
Profit (loss) for the period to be appropriated9905€37k
Appropriation of the result
Profit (loss) to be appropriated9906€37k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €7k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €905 |
| Other operating charges640/8 | €2k |
| Non-recurring operating charges66A | €7k |
| Gross operating margin9900 | €63k |
| Operating profit (loss)9901 | €47k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Non-recurring financial income76B | €0 |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Non-recurring financial charges66B | €2 |
| Profit (loss) for the period before taxes9903 | €46k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €37k |
| Profit (loss) for the period to be appropriated9905 | €37k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €66k | |
| Fixed assets21/28 | €3k | |
| Tangible fixed assets22/27 | €3k | |
| Plant, machinery and equipment23 | €2k | |
| Furniture and vehicles24 | €1k | |
| Current assets29/58 | €63k | |
| Amounts receivable within one year40/41 | €45k | |
| Trade receivables40 | €40k | |
| Other amounts receivable41 | €5k | |
| Cash at bank and in hand54/58 | €14k | |
| Deferred charges and accrued income490/1 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €66k | |
| Equity10/15 | €40k | |
| Contributions10/11 | €4k | |
| Profit (loss) carried forward14 | €36k | |
| Amounts payable17/49 | €26k | |
| Amounts payable within one year42/48 | €26k | |
| Trade debts44 | €905 | |
| Suppliers440/4 | €905 | |
| Advances received on contracts in progress46 | €9k | |
| Taxes, remuneration and social security45 | €14k | |
| Taxes450/3 | €10k | |
| Remuneration and social security454/9 | €4k | |
| Other amounts payable47/48 | €3k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €37k |
| + Depreciation and write-downs630 | €905 |
| Operating cash flow (approximation) | €38k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2024
Ground area
107 m²
Building footprint
55 m²
Volume, LiDAR
356 m³
Parcel 21006A0285/00L004, Brussels · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NBH Construct
since 20242.363.798.938
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0285/00L004 | Brussels | 107 m² | 1 · 55 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TERRASSEMENT FRANCHI
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Reptiglobe
BE 0568.498.192
Diepenbeek · Eq €39k
Sandywall
BE 0784.602.910
Maldegem · Eq €42k
De Vaan Betoninjectie
BE 0795.801.856
Dilsen-Stokkem · Eq €43k
GLOBAL GROUP CONSTRUCT
BE 0721.986.242
Schaarbeek · Eq €37k
Of 368 companies in sector 43421 we hold annual accounts for 205. 168 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43421Specialised construction activities
43230Insulation installation
Contact
E-mail
nbhconstruct@outlook.com
Phone
+32483629281
Phone
0483629281Evere
Scores and ratios are computed by Checked and are not a credit decision.