NBG Management
ActiveNBG Management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €116k and a net result of €51k. Equity is growing by ~79.2% per year across the filed fiscal years. Its solvency ranks better than 11% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-29
Solvency29▼-53
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 1.8 in 2023; short-term debt: 26.9% and cash: 3% of total assets), but 96% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 37968 sector peers (2024).
NBB · sector comparisonPosition among 37968 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
34 d early
2022
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€116k▲ 80.0%
2023 · €64k
2022: €14k
2023: €64k
2022 → 2024
Total assets
€2.89M▲ 2,452%
2023 · €113k
2022: €70k
2023: €113k
2022 → 2024
Net result
€51k▲ 2.0%
2023 · €50k
2022: €9k
2023: €50k
2022 → 2024
Working capital
€2.06M▲ 5,143%
2023 · €39k
2022: €-11k
2023: €39k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€14k-€64k▲ 364%€116k▲ 80.0%
Operating result€12k-€70k▲ 466%€68k▼ 2.8%
Net result€9k-€50k▲ 469%€51k▲ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.89M
Fixed assets
€55k▲ 118%
Current assets
€2.84M▲ 3,111%
Equity and liabilities €2.89M
Equity
€116k▲ 80.0%
Debt
€2.78M▲ 5,556%
The debt ratio rises from 43.3% to 96.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k
Cash flow
€52k
Solvency
4.0%▼
2023 · 56.7%
Current ratio
3.65▲
2023 · 1.80
Quick ratio
3.65▲
2023 · 1.80
Debt / equity
24.01▲
2023 · 0.76
ROE
44.4%▼
2023 · 78.4%
ROA
1.8%▼
2023 · 44.5%
Interest coverage
10.47
Debt
€2.78M▲
2023 · €49k
Debt ≤ 1 year
€779k▲
2023 · €49k
Debt > 1 year
€2.00M
Income taxes
€14k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€113k€2.89M▲
Fixed assets21/28€25k€55k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€25k€50k▲
Current assets29/58€88k€2.84M▲
Amounts receivable within one year40/41€19k€2.75M▲
Trade receivables40€19k€17k▼
Other amounts receivable41€275€2.73M▲
Cash at bank and in hand54/58€67k€87k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€113k€2.89M▲
Equity10/15€64k€116k▲
Contributions10/11€5k€5k=
Reserves13€59k€111k▲
Distributable reserves133€59k€111k▲
Amounts payable17/49€49k€2.78M▲
Amounts payable after more than one year17-€2.00M
Financial debts170/4-€2.00M
Amounts payable within one year42/48€49k€779k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€15k€14k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€32k€763k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€497
Other operating charges640/8€4k€1k▼
Gross operating margin9900€74k€70k▼
Operating profit (loss)9901€70k€68k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€2€7k▲
Recurring financial charges65€2€7k▲
Profit (loss) for the period before taxes9903€70k€65k▼
Income taxes67/77€20k€14k▼
Profit (loss) for the period9904€50k€51k▲
Profit (loss) for the period to be appropriated9905€50k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€51k▲
Transfer to equity691/2€50k€51k▲
To other reserves6921€50k€51k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €51k ▲2%
Net result €51k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 3.65
Current ratio from 1.80 to 3.65.
31-12
Financial
Equity above €100kEq €116k ▲80%
3 profitable years in a row build equity to €116k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.80
Current ratio from 0.80 to 1.80; short-term debt falls from €56k to €49k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mettenveld 263600 GenkGround area
1,349 m²
Building footprint
179 m²
Volume, LiDAR
1,077 m³
Parcel 71303B0811/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NBG Management
since 20222.334.363.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0811/00K000 | Flanders | 1,349 m² | 1 · 179 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.