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NBFT CONSULTING

Active
Private limited companyfounded 20214 yrs activeA. de Lamartineplein 2, 7700 Mouscron, BelgiumKBO/BCE: BE 0779.417.962
Summary

NBFT CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137,491 and a net result of €186,660. Equity is growing by ~386.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency82▲+51
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.34 against 1.06 in 2023; short-term debt: 42.7% and cash: 55.4% of total assets), and 42.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
35 d early
2024
19 d late
2023
19 d late
2022
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 December 2021, NBFT CONSULTING was incorporated as a Private limited company.1 Total assets went from EUR 23,765 in 2022 to EUR 239,876 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€186,660▲ 69.6%
2023 · €110,076
Working capital
€137,491▲ 2,258%
2023 · €5,830
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€19,873-€147,130▲ 640%€249,140▲ 69.3%
Net result€14,755within the sector's middle half-€110,076above the sector's middle half▲ 646%€186,660within the sector's middle half▲ 69.6%
Equity€15,755below the sector's middle half-€5,830below the sector's middle half▼ 63.0%€137,491within the sector's middle half▲ 2,258%
Total assets€23,765below the sector's middle half-€105,177within the sector's middle half▲ 343%€239,876below the sector's middle half▲ 128%
Debt€8,010-€99,347▲ 1,140%€102,385▲ 3.1%
Working capital€15,755within the sector's middle half-€5,830within the sector's middle half▼ 63.0%€137,491within the sector's middle half▲ 2,258%
Solvency66.3%within the sector's middle half-5.5%below the sector's middle half▼ 60.8pp57.3%within the sector's middle half▲ 51.8pp
Current ratio2.97within the sector's middle half-1.06within the sector's middle half▼ 1.912.34within the sector's middle half▲ 1.28
Return on assets (ROA)62.1%above the sector's middle half-104.7%above the sector's middle half▲ 42.6pp77.8%above the sector's middle half▼ 26.8pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2022: €19,873€19,873Net result 2022: €14,755€14,755Operating result 2023: €147,130€147,130Net result 2023: €110,076€110,076Operating result 2024: €249,140€249,140Net result 2024: €186,660€186,660202220232024€0€100,000€200,000Operating result 2022: €19,873€19,900Net result 2022: €14,755€14,800Operating result 2023: €147,130€147,000Net result 2023: €110,076€110,000Operating result 2024: €249,140€249,000Net result 2024: €186,660€187,000202220232024
The operating result has risen two years in a row; 2024 is 69% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €239,876
Equity €137,491 ▲ 2,258%
Debt €102,385 ▲ 3.1%
Debt's share of the balance-sheet total falls from 94.5% to 42.7%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.74▼
2023 · 17.04
ROE
135.8%
Debt ≤ 1 year
€102,385▲
2023 · €99,347
Income taxes
€62,220▲
2023 · €36,692
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€105,177€239,876▲
Current assets29/58€105,177€239,876▲
Amounts receivable within one year40/41-€107,000
Trade receivables40-€107,000
Cash at bank and in hand54/58€105,177€132,847▲
Deferred charges and accrued income490/1€0€29▲
Equity and liabilities
Total equity and liabilities10/49€105,177€239,876▲
Equity10/15€5,830€137,491▲
Contributions10/11€1,000€1,000=
Reserves13€4,830€136,491▲
Distributable reserves133€4,830€136,491▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€99,347€102,385▲
Amounts payable within one year42/48€99,347€102,385▲
Trade debts44€57,268€1,585▼
Suppliers440/4€57,268€1,585▼
Taxes, remuneration and social security45€40,487€99,208▲
Taxes450/3€40,487€99,208▲
Other amounts payable47/48€1,592€1,592=
Income statement Code20232024
Other operating charges640/8-€387
Gross operating margin9900€147,130€249,528▲
Operating profit (loss)9901€147,130€249,140▲
Financial charges65/66B€363€260▼
Recurring financial charges65€363€260▼
Profit (loss) for the period before taxes9903€146,768€248,880▲
Income taxes67/77€36,692€62,220▲
Profit (loss) for the period9904€110,076€186,660▲
Profit (loss) for the period to be appropriated9905€110,076€186,660▲
Appropriation of the result
Profit (loss) to be appropriated9906€110,076€186,660▲
Transfer from equity791/2€10,000€4,830▼
Transfer to equity691/2€76€136,490▲
To other reserves6921€76€136,490▲
Profit to be distributed694/7€120,000€55,000▼
Return on contributions (dividend)694€120,000€55,000▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Other operating charges640/8--€387-
Gross operating margin9900€19,873€147,130€249,528▲ 69.6%
Operating profit (loss)9901€19,873€147,130€249,140▲ 69.3%
Financial charges65/66B€200€363€260▼ 28.3%
Recurring financial charges65€200€363€260▼ 28.3%
Profit (loss) for the period before taxes9903€19,673€146,768€248,880▲ 69.6%
Income taxes67/77€4,918€36,692€62,220▲ 69.6%
Profit (loss) for the period9904€14,755€110,076€186,660▲ 69.6%
Profit (loss) for the period to be appropriated9905€14,755€110,076€186,660▲ 69.6%
Line202220232024Change
Assets
Total assets20/58€23,765€105,177€239,876▲ 128%
Current assets29/58€23,765€105,177€239,876▲ 128%
Amounts receivable within one year40/41--€107,000-
Trade receivables40--€107,000-
Cash at bank and in hand54/58€23,730€105,177€132,847▲ 26.3%
Deferred charges and accrued income490/1€35€0€29-
Equity and liabilities
Total equity and liabilities10/49€23,765€105,177€239,876▲ 128%
Equity10/15€15,755€5,830€137,491▲ 2,258%
Contributions10/11€1,000€1,000€1,000=
Reserves13€14,755€4,830€136,491▲ 2,726%
Distributable reserves133€14,755€4,830€136,491▲ 2,726%
Profit (loss) carried forward14-€0€0-
Amounts payable17/49€8,010€99,347€102,385▲ 3.1%
Amounts payable within one year42/48€8,010€99,347€102,385▲ 3.1%
Trade debts44€1,500€57,268€1,585▼ 97.2%
Suppliers440/4€1,500€57,268€1,585▼ 97.2%
Taxes, remuneration and social security45€4,918€40,487€99,208▲ 145%
Taxes450/3€4,918€40,487€99,208▲ 145%
Other amounts payable47/48€1,592€1,592€1,592=
Line202220232024Change
Profit (loss) for the period9904€14,755€110,076€186,660▲ 69.6%
Operating cash flow (approximation)€14,755€110,076€186,660▲ 69.6%
Change in cash-€81,448€27,670▼ 66.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial Highest result since 2022net €186,660 ▲69.6%
Operating result €249,140, net result €186,660, both a record.
31-12
Financial Liquidity doublescurrent ratio 2.34
Current ratio from 1.06 to 2.34.
31-12
Financial Equity above €100,000Eq €137,491 ▲2,258%
3 profitable years in a row build equity to €137,491.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2021
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

A. de Lamartineplein 27700 Mouscron
Ground area
205 m²
Building footprint
205 m²
Volume, LiDAR
1,516 m³
Parcel 54432C0179/00D002, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NBFT CONSULTING
Sint Paulusdoorgang 16, 7700 MouscronActivities of head offices
since 20212.328.996.229
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54432C0179/00D002indicative Wallonia 205 m² 1 · 205 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,601 companies in sector 70200 we hold annual accounts for 52,615. 40,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID 0208:0779417962
Also 9925:BE0779417962
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.