NBA Consulting
ActiveNBA Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €20k. Its solvency ranks better than 45% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+41
Growth52
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.34 in 2024), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
21.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
26 d early
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 64.6%
2024 · €31k
2024: €31k
2024 → 2025
Total assets
€94k▼ 6.0%
2024 · €100k
2024: €100k
2024 → 2025
Net result
€20k▼ 40.2%
2024 · €33k
2024: €33k
2024 → 2025
Working capital
€36k▲ 145%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€31k-€51k▲ 64.6%
Operating result€48k-€30k▼ 37.8%
Net result€33k-€20k▼ 40.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€33k▼ 23.6%
Current assets
€62k▲ 6.9%
Equity and liabilities €94k
Equity
€51k▲ 64.6%
Debt
€43k▼ 37.5%
The debt ratio falls from 69.2% to 46.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▼
2024 · €60k
Cash flow
€31k▼
2024 · €46k
Solvency
54.0%▲
2024 · 30.8%
Current ratio
2.39▲
2024 · 1.34
Quick ratio
2.39▲
2024 · 1.34
Debt / equity
0.85▼
2024 · 2.25
ROE
39.3%▼
2024 · 108.1%
ROA
21.2%▼
2024 · 33.3%
Interest coverage
33.40▲
2024 · 28.87
Debt
€43k▼
2024 · €69k
Debt ≤ 1 year
€26k▼
2024 · €43k
Debt > 1 year
€18k▼
2024 · €26k
Income taxes
€9k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€94k▼
Fixed assets21/28€43k€33k▼
Tangible fixed assets22/27€43k€33k▼
Plant, machinery and equipment23€1k€623▼
Furniture and vehicles24€1k€2k▲
Leasing and similar rights25€41k€30k▼
Current assets29/58€58k€62k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€53€53=
Cash at bank and in hand54/58€46k€49k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€100k€94k▼
Equity10/15€31k€51k▲
Contributions10/11€8k€8k=
Reserves13€23k€43k▲
Distributable reserves133€23k€43k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€69k€43k▼
Amounts payable after more than one year17€26k€18k▼
Financial debts170/4€26k€18k▼
Amounts payable within one year42/48€43k€26k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43-€127
Credit institutions430/8-€127
Trade debts44€575€2k▲
Suppliers440/4€575€2k▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€19k€15k▼
Other amounts payable47/48€15k€124▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€62k€42k▼
Operating profit (loss)9901€48k€30k▼
Financial income75/76B-€85
Recurring financial income75-€85
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€45k€28k▼
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€33k€20k▼
Profit (loss) for the period to be appropriated9905€33k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€20k▼
Transfer to equity691/2€23k€20k▼
To other reserves6921€23k€20k▼
Profit to be distributed694/7€10k€0▼
Return on contributions (dividend)694€10k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mercatorstraat 1469100 Sint-NiklaasGround area
104 m²
Building footprint
90 m²
Volume, LiDAR
535 m³
Parcel 46443E0106/00G006, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NBA Consulting
since 20232.344.335.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0106/00G006 | Flanders | 104 m² | 1 · 90 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KROGHIMOR
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JeLiCo
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Beringen · Eq €51k
IT 02 Consulting
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2023
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.