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Private limited companyfounded 2020active for 6 yearsRue Emile Jambe 147, 7021 Mons, BelgiumKBO/BCE: BE 0744.836.967

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-10-2025 PDF all 5 filings

Equity
€876,099▲ 24.2%
2024 · €705,509
Net result
€170,590▼ 5.0%
2024 · €179,566
Total assets
€947,941▲ 18.2%
2024 · €801,717
Solvency
92.4%▲ 4.4pp
2024 · 88.0%
Trend over the years

2021 to 2025, 5 financial years

The operating result for 2025 is 6% lower than in 2024.

Operating result€223,216 2025 Net result€170,590 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€223,887-€268,348▲ 19.9%€197,509▼ 26.4%€236,333▲ 19.7%€223,216▼ 5.6%
Net result€172,342above the sector's middle half-€204,842above the sector's middle half▲ 18.9%€150,859above the sector's middle half▼ 26.4%€179,566above the sector's middle half▲ 19.0%€170,590above the sector's middle half▼ 5.0%
Equity€174,042within the sector's middle half-€378,084within the sector's middle half▲ 117%€525,943above the sector's middle half▲ 39.1%€705,509above the sector's middle half▲ 34.1%€876,099above the sector's middle half▲ 24.2%
Total assets€251,437within the sector's middle half-€490,968within the sector's middle half▲ 95.3%€729,571within the sector's middle half▲ 48.6%€801,717within the sector's middle half▲ 9.9%€947,941above the sector's middle half▲ 18.2%
Debt€77,395-€112,884▲ 45.9%€203,627▲ 80.4%€96,208▼ 52.8%€71,842▼ 25.3%
Working capital€158,908above the sector's middle half-€367,316above the sector's middle half▲ 131%€486,195above the sector's middle half▲ 32.4%€670,122above the sector's middle half▲ 37.8%€845,048above the sector's middle half▲ 26.1%
Solvency69.2%within the sector's middle half-77.0%above the sector's middle half▲ 7.8pp72.1%within the sector's middle half▼ 4.9pp88.0%above the sector's middle half▲ 15.9pp92.4%above the sector's middle half▲ 4.4pp
Current ratio3.05within the sector's middle half-4.25above the sector's middle half▲ 1.203.75within the sector's middle half▼ 0.509.45above the sector's middle half▲ 5.7014.01above the sector's middle half▲ 4.56
Return on assets (ROA)68.5%above the sector's middle half-41.7%above the sector's middle half▼ 26.8pp20.7%within the sector's middle half▼ 21.0pp22.4%within the sector's middle half▲ 1.7pp18.0%within the sector's middle half▼ 4.4pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €947,941
Fixed assets €37,919 ▼ 27.4%
Current assets €910,022 ▲ 21.4%
Equity and liabilities €947,941
Equity €876,099 ▲ 24.2%
Debt €71,842 ▼ 25.3%
Debt's share of the balance-sheet total falls from 12.0% to 7.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
19.5%▼
2024 · 25.5%
Debt ≤ 1 year
€64,974▼
2024 · €79,333
Debt > 1 year
€6,786▼
2024 · €16,875
Income taxes
€52,207▼
2024 · €56,320
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item31-03-202231-03-202331-03-202431-03-2025
Tangible fixed assets-€71,713--
Depreciation and write-downs of the year€4,365€5,108€14,343€14,343

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€801,717€947,941▲
Fixed assets21/28€52,262€37,919▼
Tangible fixed assets22/27€52,262€37,919▼
Furniture and vehicles24€52,262€37,919▼
Current assets29/58€749,455€910,022▲
Amounts receivable after more than one year29€69,100€69,100=
Other amounts receivable291€69,100€69,100=
Amounts receivable within one year40/41€224,997€204,422▼
Trade receivables40€223,210€203,495▼
Other amounts receivable41€1,788€927▼
Cash at bank and in hand54/58€454,371€635,356▲
Deferred charges and accrued income490/1€986€1,143▲
Equity and liabilities
Total equity and liabilities10/49€801,717€947,941▲
Equity10/15€705,509€876,099▲
Contributions10/11€2,500€2,500=
Reserves13€703,009€873,599▲
Distributable reserves133€703,009€873,599▲
Profit (loss) carried forward14€0-
Amounts payable17/49€96,208€71,842▼
Amounts payable after more than one year17€16,875€6,786▼
Financial debts170/4€16,875€6,786▼
Amounts payable within one year42/48€79,333€64,974▼
Current portion of amounts payable after more than one year42€9,981€10,089▲
Financial debts43-€616
Credit institutions430/8-€616
Trade debts44€1,525€6,036▲
Suppliers440/4€1,525€6,036▲
Taxes, remuneration and social security45€66,904€46,535▼
Taxes450/3€66,904€46,535▼
Other amounts payable47/48€922€1,698▲
Accrued charges and deferred income492/3-€82
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,343€14,343=
Other operating charges640/8€1,724€1,331▼
Gross operating margin9900€252,400€238,890▼
Operating profit (loss)9901€236,333€223,216▼
Financial income75/76B€67€10▼
Recurring financial income75€67€10▼
Financial charges65/66B€515€428▼
Recurring financial charges65€515€428▼
Profit (loss) for the period before taxes9903€235,886€222,798▼
Income taxes67/77€56,320€52,207▼
Profit (loss) for the period9904€179,566€170,590▼
Profit (loss) for the period to be appropriated9905€179,566€170,590▼
Appropriation of the result
Profit (loss) to be appropriated9906€179,566€170,590▼
Transfer to equity691/2€179,566€170,590▼
To other reserves6921€179,566€170,590▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-10-2025.

Line20212022202320242025Change
Non-recurring operating income76A--€4,731€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,496€4,365€5,108€14,343€14,343=
Other operating charges640/8-€1,588€4,880€1,724€1,331▼ 22.8%
Gross operating margin9900€228,378€274,301€207,497€252,400€238,890▼ 5.4%
Operating profit (loss)9901€223,887€268,348€197,509€236,333€223,216▼ 5.6%
Financial income75/76B-€8€3€67€10▼ 84.6%
Recurring financial income75€0€8€3€67€10▼ 84.6%
Financial charges65/66B-€48€697€515€428▼ 16.8%
Recurring financial charges65€72€48€697€515€428▼ 16.8%
Profit (loss) for the period before taxes9903€223,815€268,308€196,814€235,886€222,798▼ 5.5%
Income taxes67/77€51,473€63,465€45,956€56,320€52,207▼ 7.3%
Profit (loss) for the period9904€172,342€204,842€150,859€179,566€170,590▼ 5.0%
Profit (loss) for the period to be appropriated9905€172,342€204,842€150,859€179,566€170,590▼ 5.0%
Line20212022202320242025Change
Assets
Total assets20/58€251,437€490,968€729,571€801,717€947,941▲ 18.2%
Fixed assets21/28€15,134€10,769€66,604€52,262€37,919▼ 27.4%
Tangible fixed assets22/27€15,134€10,769€66,604€52,262€37,919▼ 27.4%
Furniture and vehicles24-€10,769€66,604€52,262€37,919▼ 27.4%
Current assets29/58€236,303€480,199€662,966€749,455€910,022▲ 21.4%
Amounts receivable after more than one year29---€69,100€69,100=
Other amounts receivable291---€69,100€69,100=
Amounts receivable within one year40/41€26,822€1,091€202,734€224,997€204,422▼ 9.1%
Trade receivables40-€0€196,883€223,210€203,495▼ 8.8%
Other amounts receivable41-€1,091€5,851€1,788€927▼ 48.1%
Cash at bank and in hand54/58€208,696€478,472€459,219€454,371€635,356▲ 39.8%
Deferred charges and accrued income490/1-€637€1,013€986€1,143▲ 15.9%
Equity and liabilities
Total equity and liabilities10/49€251,437€490,968€729,571€801,717€947,941▲ 18.2%
Equity10/15€174,042€378,084€525,943€705,509€876,099▲ 24.2%
Contributions10/11-€2,500€2,500€2,500€2,500=
Reserves13€171,542€375,584€523,443€703,009€873,599▲ 24.3%
Distributable reserves133-€375,584€523,443€703,009€873,599▲ 24.3%
Profit (loss) carried forward14-€0€0€0--
Amounts payable17/49€77,395€112,884€203,627€96,208€71,842▼ 25.3%
Amounts payable after more than one year17--€26,856€16,875€6,786▼ 59.8%
Financial debts170/4--€26,856€16,875€6,786▼ 59.8%
Amounts payable within one year42/48€77,395€112,884€176,771€79,333€64,974▼ 18.1%
Current portion of amounts payable after more than one year42--€9,875€9,981€10,089▲ 1.1%
Financial debts43----€616-
Credit institutions430/8----€616-
Trade debts44€2,500€1,564€10,310€1,525€6,036▲ 296%
Suppliers440/4-€1,564€10,310€1,525€6,036▲ 296%
Taxes, remuneration and social security45-€106,484€139,446€66,904€46,535▼ 30.4%
Taxes450/3-€106,484€139,446€66,904€46,535▼ 30.4%
Other amounts payable47/48-€4,836€17,140€922€1,698▲ 84.1%
Accrued charges and deferred income492/3----€82-
Line20212022202320242025Change
Profit (loss) for the period9904€172,342€204,842€150,859€179,566€170,590▼ 5.0%
+ Depreciation and write-downs630€3,496€4,365€5,108€14,343€14,343=
Operating cash flow (approximation)€175,838€209,207€155,967€193,908€184,933▼ 4.6%
Investment in fixed assets (approximation)-€0-€60,944€0€0-
Change in cash-€269,775-€19,253-€4,847€180,985-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference Document
31-03-2025 micro format 29-10-2025 2025-00559044 PDF
31-03-2024 micro format 28-10-2024 2024-00517030 PDF
31-03-2023 micro format 27-10-2023 2023-00501432 PDF
31-03-2022 micro format 25-10-2022 2022-20481944 PDF
31-03-2021 micro format 29-10-2021 2021-75500376 PDF

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