NB TOP SERVICES
ActiveThe computed 12-month bankruptcy probability of NB TOP SERVICES is 3.7% (moderate). The 2024 annual accounts show equity of €31k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 18938 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-22
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 4.46 in 2023), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68%
Return on assets
10.7%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €31k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
72 d late
2021
71 d late
2020
90 d late
2019
132 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€31k▲ 18.6%
2023 · €26k
2019: €3k
2020: €-2k
2021: €371
2022: €4k
2023: €26k
2019 → 2024
Total assets
€46k▲ 35.2%
2023 · €34k
2019: €3k
2020: €7k
2021: €9k
2022: €18k
2023: €34k
2019 → 2024
Net result
€5k▼ 78.5%
2023 · €23k
2019: €-3k
2020: €-5k
2021: €2k
2022: €3k
2023: €23k
2019 → 2024
Working capital
€18k▼ 32.5%
2023 · €26k
2019: €3k
2020: €-2k
2021: €371
2022: €4k
2023: €26k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-2k-€371€4k▲ 865%€26k▲ 639%€31k▲ 18.6%
Operating result€-5k-€2k€4k▲ 53.9%€28k▲ 684%€8k▼ 71.6%
Net result€-5k-€2k€3k▲ 42.9%€23k▲ 613%€5k▼ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets
€13k
Current assets
€33k
Equity and liabilities €46k
Equity
€31k▲ 18.6%
Debt
€15k▲ 92.9%
The debt ratio rises from 22.4% to 32.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€11k
Cash flow
€8k
Solvency
68.0%▼
2023 · 77.6%
Current ratio
2.21▼
2023 · 4.46
Quick ratio
2.19▼
2023 · 4.40
Debt / equity
0.47▲
2023 · 0.29
ROE
15.7%▼
2023 · 86.5%
ROA
10.7%▼
2023 · 67.1%
Interest coverage
86.32
Debt
€15k▲
2023 · €8k
Debt ≤ 1 year
€15k▲
2023 · €8k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€34k€46k▲
Fixed assets21/28-€13k
Tangible fixed assets22/27-€13k
Furniture and vehicles24-€13k
Current assets29/58€34k€33k▼
Stocks and contracts in progress3€506€256▼
Stocks30/36€506€256▼
Amounts receivable within one year40/41€9k€22k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€24k€11k▼
Equity and liabilities
Total equity and liabilities10/49€34k€46k▲
Equity10/15€26k€31k▲
Contributions10/11€6k€6k=
Reserves13€20k€25k▲
Distributable reserves133€20k€25k▲
Amounts payable17/49€8k€15k▲
Amounts payable within one year42/48€8k€15k▲
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€59€291▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€400€2k▲
Gross operating margin9900€29k€13k▼
Operating profit (loss)9901€28k€8k▼
Financial charges65/66B€177€133▼
Recurring financial charges65€177€133▼
Profit (loss) for the period before taxes9903€28k€8k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€23k€5k▼
Profit (loss) for the period to be appropriated9905€23k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€5k▼
Profit (loss) brought forward from the previous period14P€-3k-
Transfer to equity691/2€20k€5k▼
To other reserves6921€20k€5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2019net €23k ▲613%
Operating result €28k, net result €23k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 4.46
Current ratio from 1.25 to 4.46; short-term debt falls from €14k to €8k.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 132 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkendreef 53061 BertemGround area
970 m²
Building footprint
222 m²
Volume, LiDAR
1,045 m³
Parcel 24061A0324/00X000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NB TOP SERVICES
since 20192.285.472.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24061A0324/00X000 | Flanders | 970 m² | 1 · 222 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBertem2.285.472.527
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Of 7,476 companies in sector 56210 we hold annual accounts for 2,426. 1,945 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2019
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.