Financials
- Financial year
- 2025
- Total assets
- €22,941
- Profit
- €9,650
- Solvency
- 42.1%
NB Toiture
ActiveSummary
The computed 12-month bankruptcy probability of NB Toiture is 2.2% (moderate). The 2025 annual accounts show equity of €9,650 and a net result of €9,650. Its solvency ranks better than 45% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insulation installation
NACE 43230
1 site
Size
€22,941total assets 2025
- Equity
- €9,650
- Profit
- €9,650
Turnover not published (micro format)
Why 54raises riskLast filed accounts filed 43 days late; 1 of the last 3 lateFounded in 20251 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.38, cash €7,349Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 65% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
67
equity 42.1% of total assets
Liquidity
60
short-term debt 57.9% · cash 32.0%
Profitability
100
return on assets 42.1%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.8%
07-2026: 3.9%▲ +0.1 percentage points vs 06-2026
08-2026: 4.0%▲ +0.1 percentage points vs 07-2026
09-2026: 4.5%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 2.2%▼ -2.3 percentage points vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.38, below the usual 1.5; short-term debt: 57.9% and cash: 32% of total assets), and 57.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 45% on solvency, 58% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 43 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
43 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: CHIRA NILL (director)Appointment: DEBARD TONY (director) ·…
- Registered officeRegistered-office move · Director in…
Key points
By topic
Board & ownership
- Board
- 1 member
- DEBARD TONYDirector
Timeline
- Events
- 3
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 06-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about NB Toiture
- What is the company number of NB Toiture?
- 1023.029.504. In Belgium the VAT number is the company number with BE in front: BE 1023.029.504.
- Where is NB Toiture based?
- The registered office is at Leuvensestraat 131, 3300 Tienen.Company details
- What does NB Toiture do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of NB Toiture?
- Private limited company (BV).
- When was NB Toiture founded?
- On 06-05-2025.
- Is NB Toiture still active?
- Yes, NB Toiture is an active enterprise in the KBO register.
- What is the turnover of NB Toiture?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is NB Toiture profitable?
- In financial year 2025, NB Toiture made a profit of €9,650.
- Where can I find the annual accounts of NB Toiture?
- NB Toiture filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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