NB FACADE
ActiveThe computed 12-month bankruptcy probability of NB FACADE is 3.8% (moderate). The 2024 annual accounts show equity of €18k and a net result of €-15k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 36373 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency71▼-26
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 2.89 in 2023; short-term debt: 54.2% and cash: 46.7% of total assets), and 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.8%
Return on assets
-39%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
47 d late
2023
414 d late
2022
612 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k▼ 46.0%
2023 · €33k
2022: €6k
2023: €33k
2022 → 2024
Total assets
€39k▼ 15.0%
2023 · €46k
2022: €8k
2023: €46k
2022 → 2024
Net result
€-15k
2023 · €27k
2022: €3k
2023: €27k
2022 → 2024
Working capital
€2k▼ 91.5%
2023 · €24k
2022: €6k
2023: €24k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€6k-€33k▲ 424%€18k▼ 46.0%
Operating result€4k-€34k▲ 679%€-15k
Net result€3k-€27k▲ 705%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €15k after €34k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39k
Fixed assets
€16k▲ 77.6%
Current assets
€23k▼ 37.3%
Equity and liabilities €39k
Equity
€18k▼ 46.0%
Debt
€21k▲ 64.9%
The debt ratio rises from 27.9% to 54.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▼
2023 · €35k
Cash flow
€-9k▼
2023 · €28k
Solvency
45.8%▼
2023 · 72.1%
Current ratio
1.10▼
2023 · 2.89
Quick ratio
1.10▼
2023 · 2.89
Debt / equity
1.18▲
2023 · 0.39
ROE
-85.1%▼
2023 · 80.9%
ROA
-39.0%▼
2023 · 58.3%
Interest coverage
-99.61▼
2023 · 271.12
Debt
€21k▲
2023 · €13k
Debt ≤ 1 year
€21k▲
2023 · €13k
Staff costs
€36k▲
2023 · €81
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€39k▼
Fixed assets21/28€9k€16k▲
Tangible fixed assets22/27€9k€16k▲
Plant, machinery and equipment23€2k€11k▲
Furniture and vehicles24€7k€5k▼
Current assets29/58€37k€23k▼
Amounts receivable within one year40/41€21k€5k▼
Trade receivables40€20k€3k▼
Other amounts receivable41€908€2k▲
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€46k€39k▼
Equity10/15€33k€18k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€30k€15k▼
Amounts payable17/49€13k€21k▲
Amounts payable within one year42/48€13k€21k▲
Trade debts44€3k€61▼
Suppliers440/4€3k€61▼
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€8k€8k▲
Remuneration and social security454/9€2k€7k▲
Other amounts payable47/48€141€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€81€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Other operating charges640/8€271€3k▲
Gross operating margin9900€35k€31k▼
Operating profit (loss)9901€34k€-15k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€128€87▼
Recurring financial charges65€128€87▼
Profit (loss) for the period before taxes9903€34k€-15k▼
Income taxes67/77€7k-
Profit (loss) for the period9904€27k€-15k▼
Profit (loss) for the period to be appropriated9905€27k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€15k▼
Profit (loss) brought forward from the previous period14P€3k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 414 days late
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 612 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼157%
Net result drops to €-15k, the lowest in the series.
2023
31-12
Financial
Highest result since 2022net €27k ▲705%
Operating result €34k, net result €27k, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Eikstraat 461970 Wezembeek-OppemGround area
741 m²
Building footprint
497 m²
Volume, LiDAR
3,787 m³
2 parcels, Flanders, Wallonia · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NB FACADE
since 20222.336.903.016
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006A0114/00P000 | Flanders | 520 m² | 1 · 325 m² | 14.8 m · 3 fl. |
| 84031A0103/02F000 | Wallonia | 221 m² | 1 · 172 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Alle plafonneringswerken Duchène Jeff
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Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,300 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2022
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
43320Joinery installation
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.