NB-CONSULTING
ActiveNB-CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €52k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency79▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 9.67 in 2024; short-term debt: 45.7% and cash: 43.3% of total assets), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
19.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-01-2026, 115 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
115 d early
2024
48 d early
2023
8 d early
2022
32 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▼ 25.0%
2024 · €192k
2021: €88k
2022: €154k
2023: €220k
2024: €192k
2021 → 2025
Total assets
€266k▲ 25.0%
2024 · €213k
2021: €103k
2022: €170k
2023: €240k
2024: €213k
2021 → 2025
Net result
€52k▼ 27.1%
2024 · €71k
2021: €83k
2022: €66k
2023: €66k
2024: €71k
2021 → 2025
Working capital
€122k▼ 30.7%
2024 · €176k
2021: €86k
2022: €149k
2023: €201k
2024: €176k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€154k▲ 75.7%€220k▲ 43.0%€192k▼ 13.0%€144k▼ 25.0%
Operating result€104k-€84k▼ 18.7%€84k▼ 0.1%€88k▲ 4.5%€65k▼ 26.0%
Net result€83k-€66k▼ 19.7%€66k▼ 0.3%€71k▲ 8.0%€52k▼ 27.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€22k▲ 36.1%
Current assets
€244k▲ 24.0%
Equity and liabilities €266k
Equity
€144k▼ 25.0%
Debt
€123k▲ 468%
The debt ratio rises from 10.1% to 46.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€69k▼
2024 · €92k
Cash flow
€56k▼
2024 · €75k
Solvency
53.9%▼
2024 · 89.9%
Current ratio
2.00▼
2024 · 9.67
Quick ratio
2.00▼
2024 · 9.67
Debt / equity
0.85▲
2024 · 0.11
ROE
36.3%▼
2024 · 37.3%
ROA
19.5%▼
2024 · 33.5%
Interest coverage
207.13▼
2024 · 1838.36
Debt
€123k▲
2024 · €22k
Debt ≤ 1 year
€122k▲
2024 · €20k
Income taxes
€13k▼
2024 · €19k
Staff costs
€575▲
2024 · €489
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€266k▲
Fixed assets21/28€17k€22k▲
Tangible fixed assets22/27€17k€22k▲
Plant, machinery and equipment23€478€269▼
Furniture and vehicles24€2k€4k▲
Other tangible fixed assets26€14k€18k▲
Current assets29/58€197k€244k▲
Amounts receivable within one year40/41€21k€27k▲
Trade receivables40€21k€22k▲
Other amounts receivable41-€4k
Current investments50/53€0€100k▲
Cash at bank and in hand54/58€173k€115k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€213k€266k▲
Equity10/15€192k€144k▼
Contributions10/11€5k€5k=
Reserves13€49k€139k▲
Distributable reserves133€49k€139k▲
Profit (loss) carried forward14€138k€0▼
Amounts payable17/49€22k€123k▲
Amounts payable within one year42/48€20k€122k▲
Current portion of amounts payable after more than one year42€0€32▲
Trade debts44€446€498▲
Suppliers440/4€446€498▲
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€14k€18k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€3k€100k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€489€575▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€771€649▼
Gross operating margin9900€93k€70k▼
Operating profit (loss)9901€88k€65k▼
Financial income75/76B€3k€535▼
Recurring financial income75€3k€535▼
Non-recurring financial income76B€0-
Financial charges65/66B€50€334▲
Recurring financial charges65€50€334▲
Profit (loss) for the period before taxes9903€91k€65k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€71k€52k▼
Profit (loss) for the period to be appropriated9905€71k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€138k€190k▲
Profit (loss) brought forward from the previous period14P€66k€138k▲
Transfer from equity791/2€100k€0▼
Transfer to equity691/2-€90k
To other reserves6921-€90k
Profit to be distributed694/7€100k€100k=
Return on contributions (dividend)694€100k€100k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €52k ▼27.1%
Net result drops to €52k, the lowest in the series.
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €200kEq €220k ▲43%
3 profitable years in a row build equity to €220k.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €154k ▲75.7%
2 profitable years in a row build equity to €154k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Antoniusstraat 498570 AnzegemGround area
548 m²
Building footprint
90 m²
Volume, LiDAR
480 m³
Parcel 34018B0759/00B002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NB-CONSULTING
since 20202.303.242.729
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018B0759/00B002 | Flanders | 548 m² | 1 · 90 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500C2C5OEPKBTEH12
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P² CONSULTING
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LV TECH
BE 0756.611.084
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JPMT
BE 0670.804.191
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2020
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.