NB CAF
Open bankruptcySummary
A bankruptcy procedure is open for NB CAF according to publications in the Belgian State Gazette. The 2020 annual accounts show negative equity (-€6,115) and a net result of -€410.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 29 June 2026
- Supervising judge
- Beatrice Goffin
- Official Gazette
- 03-07-2026 (pdf) ↗search the document for 2026/130156
Deadlines
- Appeal or third-party opposition until
- passed on 18 July 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 29 July 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 13 August 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 29 June 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
- Murielle DelforgeClos Du Sartay 11, 4053 Embourgm.delforge@avocat.be
- Valerie ThirionClos Du Sartay 11, 4053 Embourgv.thirion@lex-care.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 07-05-2021, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
85 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 31 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Equity
-€6,115▼ 7.2%
2019 · -€5,704
Total assets
€154▼ 22.3%
2019 · €198
Net result
-€410▲ 9.3%
2019 · -€453
Working capital
-€6,115▼ 7.2%
2019 · -€5,704
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€840--€450▲ 46.4%-€410▲ 8.8%
Net result-€840--€453▲ 46.1%-€410▲ 9.3%
Equity-€5,252--€5,704▼ 8.6%-€6,115▼ 7.2%
Total assets€722-€198▼ 72.6%€154▼ 22.3%
Debt€5,973-€5,902▼ 1.2%€6,269▲ 6.2%
Working capital-€5,252--€5,704▼ 8.6%-€6,115▼ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €410 in 2020 against €450 in 2019; the loss shrinks.
Key figures and ratios
Debt ≤ 1 year
€6,269▲
2019 · €5,902
Ratios withheld: a balance sheet total of €154 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Gross operating margin9900 | -€787 | -€396 | -€324 | ▲ 18.2% |
| Operating profit (loss)9901 | -€840 | -€450 | -€410 | ▲ 8.8% |
| Recurring financial charges65 | - | €3 | - | - |
| Profit (loss) for the period before taxes9903 | -€840 | -€453 | -€410 | ▲ 9.3% |
| Profit (loss) for the period9904 | -€840 | -€453 | -€410 | ▲ 9.3% |
| Profit (loss) for the period to be appropriated9905 | -€840 | -€453 | -€410 | ▲ 9.3% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €722 | €198 | €154 | ▼ 22.3% |
| Current assets29/58 | €722 | €198 | €154 | ▼ 22.3% |
| Amounts receivable within one year40/41 | €114 | €120 | €108 | ▼ 10.0% |
| Cash at bank and in hand54/58 | €607 | €78 | €46 | ▼ 41.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €722 | €198 | €154 | ▼ 22.3% |
| Equity10/15 | -€5,252 | -€5,704 | -€6,115 | ▼ 7.2% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €81 | €81 | €81 | = |
| Profit (loss) carried forward14 | -€30,333 | -€30,785 | -€31,196 | ▼ 1.3% |
| Amounts payable17/49 | €5,973 | €5,902 | €6,269 | ▲ 6.2% |
| Amounts payable within one year42/48 | €5,973 | €5,902 | €6,269 | ▲ 6.2% |
| Trade debts44 | - | €384 | €272 | ▼ 29.1% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€840 | -€453 | -€410 | ▲ 9.3% |
| Operating cash flow (approximation) | -€840 | -€453 | -€410 | ▲ 9.3% |
| Change in cash | - | -€529 | -€32 | ▲ 93.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-07
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 29-06-2026
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
2015
18-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 18 days late
2014
18-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 18 days late
2013
12-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 12 days late
2012
08-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 8 days late
SignalNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 1 establishment unit since 2008
Ground area
4.0 ha
Building footprint
5,387 m²
Volume, LiDAR
48,986 m³
Parcel 64065C0868/00W000, Wallonia · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CAFETERIA
since 20082.170.197.232
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64065C0868/00W000 | Wallonia | 4.0 ha | 1 · 5,387 m² | 16.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | MURIELLE DELFORGE CLOS DU SARTAY 11,
4053 EMBOURG |
29-06-2026 → present |
| Curator | VALERIE THIRION CLOS
DU SARTAY 11, 4053 EMBOURG |
29-06-2026 → present |
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-04-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.