NAZLIM
ActiveThe computed 12-month bankruptcy probability of NAZLIM is 2.1% (moderate). The 2024 annual accounts show equity of €37k and a net result of €-11k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 107 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-81
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 13.38 against 4.92 in 2023; short-term debt: 6.6% and cash: 0.3% of total assets), and 7.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 92
Relative position
BE, all sectors
reference
Sector 92
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.9%
Return on assets
-27.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
42 d late
2022
66 d late
2021
88 d late
2020
61 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-11k
2023 · €6k
2018: €8
2019: €2k
2020: €562
2021: €154
2022: €14k
2023: €6k
2018 → 2024
Working capital
€33k▼ 28.6%
2023 · €46k
2018: €19k
2019: €18k
2020: €24k
2021: €25k
2022: €39k
2023: €46k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€29k▲ 0.5%€43k▲ 47.5%€49k▲ 14.3%€37k▼ 22.9%
Operating result€1k-€5k▲ 313%€21k▲ 341%€8k▼ 63.0%€-11k
Net result€562-€154▼ 72.6%€14k▲ 8,793%€6k▼ 55.5%€-11k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €11k after €8k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40k
Fixed assets
€5k▲ 80.1%
Current assets
€35k▼ 38.5%
Equity and liabilities €40k
Equity
€37k▼ 22.9%
Debt
€3k▼ 75.5%
The debt ratio falls from 19.4% to 7.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-10k▼
2023 · €8k
Cash flow
€-10k▼
2023 · €7k
Solvency
92.9%▲
2023 · 80.6%
Current ratio
13.38▲
2023 · 4.92
Quick ratio
12.38▲
2023 · 4.82
Debt / equity
0.08▼
2023 · 0.24
ROE
-29.7%▼
2023 · 12.5%
ROA
-27.6%▼
2023 · 10.1%
Interest coverage
-6.68▼
2023 · 20.48
Debt
€3k▼
2023 · €12k
Debt ≤ 1 year
€3k▼
2023 · €12k
Income taxes
€174▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€40k▼
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Furniture and vehicles24-€689
Other tangible fixed assets26€3k€4k▲
Current assets29/58€58k€35k▼
Stocks and contracts in progress3€1k€3k▲
Stocks30/36€1k€3k▲
Amounts receivable within one year40/41€56k€32k▼
Trade receivables40€142-
Other amounts receivable41€56k€32k▼
Cash at bank and in hand54/58€149€103▼
Deferred charges and accrued income490/1€262€761▲
Equity and liabilities
Total equity and liabilities10/49€60k€40k▼
Equity10/15€49k€37k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€30k€19k▼
Amounts payable17/49€12k€3k▼
Amounts payable within one year42/48€12k€3k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€12k€174▼
Taxes450/3€12k€174▼
Accrued charges and deferred income492/3-€220
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€550€1k▲
Other operating charges640/8€1k€691▼
Gross operating margin9900€10k€-10k▼
Operating profit (loss)9901€8k€-11k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€415€2k▲
Recurring financial charges65€415€2k▲
Profit (loss) for the period before taxes9903€10k€-11k▼
Income taxes67/77€4k€174▼
Profit (loss) for the period9904€6k€-11k▼
Profit (loss) for the period to be appropriated9905€6k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€19k▼
Profit (loss) brought forward from the previous period14P€24k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Weakest financial yearnet €-11k ▼283%
Net result drops to €-11k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 13.38
Current ratio from 4.92 to 13.38; short-term debt falls from €12k to €3k.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.92
Current ratio from 2.39 to 4.92; short-term debt falls from €28k to €12k.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Highest result since 2018net €14k ▲8793%
Operating result €21k, net result €14k, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 13.03
Current ratio from 4.33 to 13.03; short-term debt falls from €6k to €2k.
21-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 82 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 271210 Sint-Joost-ten-NodeGround area
73 m²
Building footprint
138 m²
Volume, LiDAR
1,266 m³
Parcel 21014A0054/00B000, Brussels · tallest building 19.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
nazlim
since 20152.242.914.370
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0054/00B000 | Brussels | 73 m² | 1 · 138 m² | 19.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIBRAIRIE WINDEN
BE 0508.597.130
Amay · Eq €37k
KENTPLAY
BE 0722.771.645
Willebroek · Eq €37k
CHANNI
BE 0838.054.660
Vilvoorde · Eq €38k
NITAA
BE 0776.803.813
Etterbeek · Eq €35k
NAZ BET
BE 0694.896.419
Anderlecht · Eq €41k
Of 506 companies in sector 92000 we hold annual accounts for 303. 168 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2015
Fiscal year end31-12
Activities, NACEBEL
92000Gambling and betting activities
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.