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NAYOMIKA

Active
Private limited companyfounded 20205 years activeTwijndersstraat 9, 9000 Gent, BelgiumKBO/BCE: BE 0760.610.454
Summary

The computed 12-month bankruptcy probability of NAYOMIKA is 8.3% (elevated). The 2024 annual accounts show negative equity (-€32,107) and a net result of €14,935. Equity is shrinking by ~42.7% per year across the filed fiscal years. Its solvency ranks better than 12% of 15,868 sector peers (NACE 46, fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of beverages, general range
NACE 46349
Size
€68,138total assets 2024
Equity
-€32,107
Profit
€14,935
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2024
Bankruptcy probability, 12 months
8.3%
Structure
Accounts 68 days overdue0 of 2 deeds read
Why 34- Figures for FY 2024 (filed 02-09-2025)- No establishment unit in the KBO- 1 financial year not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 late- Founded in 2020Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 45% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -47.1% of total assets
Liquidity 1-24
short-term debt 147.1% · cash 0.4%
Profitability 96+96
return on assets 21.9%
Bankruptcy probability, 12 months
8.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 11-2024: 5.0% 12-2024: 5.0%● unchanged vs 11-2024 01-2025: 4.9%▼ -0.1 percentage points vs 12-2024 02-2025: 4.9%● unchanged vs 01-2025 03-2025: 4.9%● unchanged vs 02-2025 04-2025: 4.9%● unchanged vs 03-2025 05-2025: 5.0%▲ +0.1 percentage points vs 04-2025 06-2025: 5.2%▲ +0.2 percentage points vs 05-2025 07-2025: 5.2%● unchanged vs 06-2025 08-2025: 6.7%▲ +1.5 percentage points vs 07-2025 09-2025: 7.3%▲ +0.6 percentage points vs 08-2025 10-2025: 5.3%▼ -2.0 percentage points vs 09-2025 11-2025: 5.3%● unchanged vs 10-2025 12-2025: 5.3%● unchanged vs 11-2025 01-2026: 4.9%▼ -0.4 percentage points vs 12-2025 02-2026: 4.9%● unchanged vs 01-2026 03-2026: 4.8%▼ -0.1 percentage points vs 02-2026 04-2026: 4.7%▼ -0.1 percentage points vs 03-2026 05-2026: 4.8%▲ +0.1 percentage points vs 04-2026 06-2026: 4.8%● unchanged vs 05-2026 07-2026: 4.7%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 5.9%▲ +1.2 percentage points vs 07-2026 09-2026: 6.4%▲ +0.5 percentage points vs 08-2026 10-2026: 8.3%▲ +1.9 percentage points vs 09-2026highest value
No credit on open account
Liquidity short (current ratio 0.68 against 0.18 in 2023; short-term debt: 147.1% and cash: 0.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 3% on liquidity, 89% on profitability and 82% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-09-2025)
NBB · annual accounts
raises risk · No establishment unit in the KBO
KBO · seat and establishments
raises risk · 1 financial year not filed after the legal deadline; latest accounts 28 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15868 sector peers (2024).
NBB · sector comparison
Position among 15868 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
28 days late
2023
75 days late
2022
66 days late
2021
120 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 72 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €14,935
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€32,107 View
  • Caution: Among the weakest 12% on equitysector median €56,080 · 15,906 companies -€32,107 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View

By topic

Financials

Fiscal year
2024
Total assets
€68,138
Profit
€14,935
Solvency
-47.1%
Total assets▲ 84.2%
Net result
20212024
Go to Financials

Timeline

Events
5
Since
2022
  1. 05-10-2023Annual accounts filed
  2. 28-11-2022Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Wholesale of beverages, general rangeNACE 46349
Founded
28-12-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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