NaYA-IT

Active

Private limited companyfounded 20233 yrs activeBeekstraat 15, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0799.643.848

Summary

NaYA-IT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €20k. Its solvency ranks better than 34% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability86

Solvency70

Growth-

Track record79

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 1.67; short-term debt: 54.9% and cash: 7.5% of total assets), but 54.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

45.1%

Return on assets

39.2%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

29 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€23k

Total assets

€51k

Net result

€20k

Working capital

€19k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €51k

91.6%

Fixed assets €4k

Current assets €47k

Equity and liabilities €51k

45.1%

54.9%

Equity €23k

Debt €28k

Debt finances 54.9% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€39k

Cash flow

€21k

Current ratio

1.67

Debt to equity

1.22

ROE

86.9%

ROA

39.2%

Interest coverage

4.27

Debt ≤ 1 year

€28k

Income taxes

€10k

Staff costs

€4k

Filed annual accounts As filed with the NBB · 2024 · 37 lines

Balance sheet Code2024

Assets

Total assets20/58€51k

Fixed assets21/28€4k

Tangible fixed assets22/27€4k

Land and buildings22€2k

Furniture and vehicles24€3k

Current assets29/58€47k

Amounts receivable after more than one year29€43k

Trade receivables290€3k

Other amounts receivable291€40k

Cash at bank and in hand54/58€4k

Equity and liabilities

Total equity and liabilities10/49€51k

Equity10/15€23k

Contributions10/11€3k

Reserves13€20k

Distributable reserves133€20k

Amounts payable17/49€28k

Amounts payable within one year42/48€28k

Trade debts44€11k

Suppliers440/4€11k

Taxes, remuneration and social security45€17k

Taxes450/3€17k

Income statement Code2024

Remuneration, social security and pensions62€4k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k

Other operating charges640/8€5k

Gross operating margin9900€47k

Operating profit (loss)9901€37k

Financial income75/76B€2k

Recurring financial income75€2k

Financial charges65/66B€9k

Recurring financial charges65€9k

Profit (loss) for the period before taxes9903€30k

Income taxes67/77€10k

Profit (loss) for the period9904€20k

Profit (loss) for the period to be appropriated9905€20k

Appropriation of the result

Profit (loss) to be appropriated9906€20k

Transfer to equity691/2€20k

To other reserves6921€20k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Erpe-Mere · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

689 m²

Building footprint

98 m²

Parcel 41040C0362/00C000, Flanders. Linked by address, not a title deed.

1 establishment unit

TimberTribe

Beekstraat 15, 9420 Erpe-MereForestry and logging

since 20232.342.825.162

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41040C0362/00C000	Flanders	689 m²	1 · 98 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,450 EUR awarded · 1,450 EUR paid

Year	Entries	awarded	paid
2025	1	1,450 EUR	1,450 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 1,450 EUR · 1,450 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Oostkamp · Eq €22,946

LET'S DO BRUNCH

BE 0792.498.413

Antwerpen · Eq €22,940

RD CONSULTANCE

BE 0728.920.356

Ottignies-Louvain-la-Neuve · Eq €23,000

Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 13,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-03-2023

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

46500Wholesale of information and communication equipment

47400Retail sale of information and communication equipment

95100Repair and maintenance of computers and communication equipment

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:info@naya-it.be

Enterprise

Phone:0485842831

Enterprise