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NAVRO
ActiveFrom the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of NAVRO is 2.9% (moderate). The 2024 annual accounts show equity of €207,155 and a net result of €47,364. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 50% of 3,536 sector peers (NACE 43, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 22-10-2015 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue Tienne Saint Gilles 130, 6010 Charleroi
- Activity
- Bricklaying and masonry work NACE 43910and 5 others
- Establishment unit
- 2.246.748.840 6010 Charleroi, since 22-10-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 2.9%
Annual accounts 2024
- Gross margin
- €102,611
- Turnover
- ≈ €450,000
- estimated
- Profit
- €47,364
- Equity
- €207,155
- ▲ 29.6%
- Total assets
- €517,650
- ▼ 4.4%
- Staff
- ≈ 0.3 FTE
- estimated
2025 accounts not filed, 93 days past the deadline
Filed on 03-10-2025PDF
Why 51raises riskFigures for financial year 2024 (filed 06-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 64 days late; 3 of the last 3 lateLiquidity: current ratio 2.06, cash €18,239lowers riskSize: total assets €517,650Show the evidence
Checked score
Score 2024
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 44% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency
65+10
equity 40.0% of total assets
Liquidity
38+7
short-term debt 35.7% · cash 3.5%
Profitability
68+54
return on assets 9.1%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.8%
12-2024: 1.8%● unchanged vs 11-2024
01-2025: 1.8%● unchanged vs 12-2024
02-2025: 1.8%● unchanged vs 01-2025
03-2025: 1.8%● unchanged vs 02-2025
04-2025: 1.7%▼ -0.1 percentage points vs 03-2025
05-2025: 1.7%● unchanged vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 2.0%▲ +0.3 percentage points vs 07-2025
09-2025: 2.3%▲ +0.3 percentage points vs 08-2025
10-2025: 3.3%▲ +1.0 percentage point vs 09-2025highest value
11-2025: 1.5%▼ -1.8 percentage points vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.4%▼ -0.1 percentage points vs 02-2026
04-2026: 1.3%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.6%▲ +0.3 percentage points vs 07-2026
09-2026: 1.9%▲ +0.3 percentage points vs 08-2026
10-2026: 2.9%▲ +1.0 percentage point vs 09-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.06, compared with 1.59 in 2023, above the usual 1.5; short-term debt: 35.7% and cash: 3.5% of total assets), but 60% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 43% on solvency, 27% on liquidity, 34% on profitability and 74% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 9 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 64 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
64 days late
2023
71 days late
2022
58 days late
2021
60 days late
2020
61 days late
2019
85 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 67 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2024filed on 03-10-2025
- Annual accounts 2023filed on 10-10-2024
- Annual accounts 2022filed on 27-09-2023
- Annual accounts 2021filed on 29-09-2022
Acts in the Belgian Official Gazette
- Resignations & appointmentsact of 25-09-2026
- Resignations & appointmentsact of 06-03-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0641.817.821
Key facts about NAVRO
- What is the company number of NAVRO?
- 0641.817.821. In Belgium the VAT number is the company number with BE in front: BE 0641.817.821.
- Where is NAVRO based?
- The registered office is at Rue Tienne Saint Gilles 130, 6010 Charleroi.Company details
- What does NAVRO do?
- According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
- What is the legal form of NAVRO?
- Private limited company (BV).
- When was NAVRO founded?
- On 22-10-2015.
- Is NAVRO still active?
- Yes, NAVRO is an active enterprise in the KBO register.
- What is the turnover of NAVRO?
- ≈ €450,000 in financial year 2024. Estimated from the gross margin of €102,611: probably between €270,000 and €760,000, based on 81 comparable companies, NACE 439.Financials
- Is NAVRO profitable?
- In financial year 2024, NAVRO made a profit of €47,364.
- Where can I find the annual accounts of NAVRO?
- NAVRO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)
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