Navog
ActiveSummary
The computed 12-month bankruptcy probability of Navog is 4.3% (elevated). The 2025 annual accounts show equity of €119,799 and a net result of -€10,134. Equity has been shrinking by about 17% per year since 2018. If that trend continues, it turns negative around financial year 2027. Its solvency ranks better than 23% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 04-05-1992 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 1 other
- Establishment unit
- 2.057.612.696 9050 Gent, since 25-05-1992
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.3%
- Gross margin
- €45,064
- ▲ 305%
- Turnover
- ≈ €310,000
- estimated
- Loss
- €10,134
- ▼ 84.2%
- Equity
- €119,799
- ▼ 7.8%
- Total assets
- €770,886
- ▲ 4.1%
- Staff
- ≈ 0 FTE
- estimated
- 2025 accounts filed 73 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.16, cash €0, halvedSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 73 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthsShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 22% of them on solvency, 5% on liquidity, 21% on profitability and 27% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Registered office moved from Tielt to Gentbrugge
- · Gazette deed Company renamed from GOVAN to NavogRegistered office moved to Tielt · Change of role: Goethals Geert, from manager to director
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Navog: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €704,000 and €983,000, founded between 1989 and 1994.
| Company | Total assets | Gross margin |
|---|---|---|
| Navog Gent | €770,886 | €45,064 |
| F. ADAMS Deinze | €907,909 | €39,465 |
| VEGO INVESTMENTS Zandhoven | €745,312 | €53,350 |
| DANY SEYNAEVE Heuvelland | €703,718 | €54,215 |
| MONTAGE SERVICE DIEPENBEEK Lommel | €964,063 | €44,751 |
| Bouwwerken Geens Mechelen | €752,576 | €34,677 |
| SACCOL EN VAN LOOY VASTGOED Turnhout | €982,562 | €46,562 |
Key facts about Navog
- What is the company number of Navog?
- The company number of Navog is 0447.331.831. The VAT number is the same number with BE in front: BE 0447.331.831.
- Where is Navog based?
- The registered office is at Alfons Biebuycklaan 1, 9050 Gent.Company details
- What does Navog do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Navog?
- The legal form of Navog is Private limited company (BV).
- When was Navog founded?
- Navog was founded on 04-05-1992.
- Is Navog still active?
- Yes, Navog is an active enterprise in the KBO register.
- What is the turnover of Navog?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €45,064 and 163 comparable companies (NACE 41001). It probably lies between €180,000 and €570,000.Financials
- Is Navog profitable?
- In financial year 2025, Navog made a loss of €10,134.
- Where can I find the annual accounts of Navog?
- Navog filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Navog due?
- Navog must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.