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NAVIER

Active
Private limited companyfounded 20251 yr activeRue du Sart(Mél.) 30, 1370 Jodoigne, BelgiumKBO/BCE: BE 1023.169.856
Summary

NAVIER has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,271 and a net result of €56,271. Its solvency ranks better than 59% of 2028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.07; short-term debt: 40% and cash: 35.8% of total assets), and 45.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.6%
Return on assets
51.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
13 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NAVIER was incorporated on 9 May 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€59,271
Total assets
€108,525
Net result
€56,271
Working capital
€46,440

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €108,525
Fixed assets €18,651
Current assets €89,874
Equity and liabilities €108,525
Equity €59,271
Debt €49,254
Debt finances 45.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€73,761
Cash flow
€59,651
Current ratio
2.07
Debt to equity
0.83
ROE
94.9%
ROA
51.9%
Interest coverage
1733.11
Debt ≤ 1 year
€43,434
Income taxes
€14,068

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€108,525
Fixed assets21/28€18,651
Tangible fixed assets22/27€18,651
Furniture and vehicles24€18,651
Current assets29/58€89,874
Amounts receivable within one year40/41€49,629
Trade receivables40€47,193
Other amounts receivable41€2,436
Cash at bank and in hand54/58€38,865
Deferred charges and accrued income490/1€1,380
Equity and liabilities
Total equity and liabilities10/49€108,525
Equity10/15€59,271
Contributions10/11€3,000
Outside capital11€3,000
Other1109/19€3,000
Profit (loss) carried forward14€56,271
Amounts payable17/49€49,254
Amounts payable within one year42/48€43,434
Trade debts44€181
Suppliers440/4€181
Taxes, remuneration and social security45€18,240
Taxes450/3€16,540
Remuneration and social security454/9€1,700
Other amounts payable47/48€25,012
Accrued charges and deferred income492/3€5,820
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,380
Non-recurring operating charges66A€750
Gross operating margin9900€74,511
Operating profit (loss)9901€70,381
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€43
Recurring financial charges65€43
Profit (loss) for the period before taxes9903€70,339
Income taxes67/77€14,068
Profit (loss) for the period9904€56,271
Profit (loss) for the period to be appropriated9905€56,271
Appropriation of the result
Profit (loss) to be appropriated9906€56,271

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,380
Non-recurring operating charges66A€750
Gross operating margin9900€74,511
Operating profit (loss)9901€70,381
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€43
Recurring financial charges65€43
Profit (loss) for the period before taxes9903€70,339
Income taxes67/77€14,068
Profit (loss) for the period9904€56,271
Profit (loss) for the period to be appropriated9905€56,271
Line2025
Assets
Total assets20/58€108,525
Fixed assets21/28€18,651
Tangible fixed assets22/27€18,651
Furniture and vehicles24€18,651
Current assets29/58€89,874
Amounts receivable within one year40/41€49,629
Trade receivables40€47,193
Other amounts receivable41€2,436
Cash at bank and in hand54/58€38,865
Deferred charges and accrued income490/1€1,380
Equity and liabilities
Total equity and liabilities10/49€108,525
Equity10/15€59,271
Contributions10/11€3,000
Outside capital11€3,000
Other1109/19€3,000
Profit (loss) carried forward14€56,271
Amounts payable17/49€49,254
Amounts payable within one year42/48€43,434
Trade debts44€181
Suppliers440/4€181
Taxes, remuneration and social security45€18,240
Taxes450/3€16,540
Remuneration and social security454/9€1,700
Other amounts payable47/48€25,012
Accrued charges and deferred income492/3€5,820
Line2025
Profit (loss) for the period9904€56,271
+ Depreciation and write-downs630€3,380
Operating cash flow (approximation)€59,651

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,065 m²
Building footprint
174 m²
Volume, LiDAR
1,007 m³
Parcel 25064C0408/00G002, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NAVIER
Rue du Sart(Mél.) 30, 1370 JodoigneComputer programming
since 20252.373.544.072
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25064C0408/00G002 Wallonia 1,065 m² 1 · 174 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 5,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
62100Computer programming
62200Computer consultancy and computer facilities management
72109Other research and development on natural sciences
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023169856
Registered 01-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.